ARTICLES OF AGREEMENT made at this. Day of two thousand and between the President of India hereinafter called the Government of the one part and

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1 a a djkj@agreement,d vksj Hkkjr ds jk Vzifr ftugs bles a blds Ik pkr~ ** ljdkj** dgk x;k gs s vksj ds chp (O;fDr@la[;k vfkok laxbu dk uke vksj iwjk irk) ftls bles a blds Ik pkr vfhkdrkz (efgyk iz/kku)@vfhkdrkz &laxbu dgk x;k gs ( ftl vfhko;fdr ds varxrz( tgka dgha lanhkz ls,slk xzkg; ;k visf{kr gks a( mlds mrjkf/kdkjh Hkh kkfey ekus tk,s axs a),d gtkj uks lks bzloh lu~ ds eghus dh rkjh[k dks glrk{kfjr djkj A ARTICLES OF AGREEMENT made at this Day of two thousand and between the President of India hereinafter called the Government of the one part and (name and full address of the Individual/Institution or Organisation), hereinafter called the Agent/Agent-organisation (which expression shall be deemed to include her/its successors wherever the context admits or requires of the other Part. pw afd ljdkj vyi cpr ;kstuk dk folrkj djus ds m)s ; ls Mkd?kj ds c<us okys lkof/k tek [kkrks vkorhz tek [kkrks a ds laca/k es a izpkj djus rfkk mu [kkrks a es a tek ds fy, jdes a izkir djus ds ft, ^^ efgyk iz/kku {ksrzh; cpr ;kstuk ** ds vurxzr lecfu/kr {ksrz ds laxbuks vfkok lalfkkvks a dks izkf/kd`r vfhkdrkz ds #Ik es a fu;qdr djuk pkgrh gs A WHEREAS with a view to expanding the Small Savings Scheme the Government are desirous of appointing organisations or institutions, individual women of the area concerned as authorised agents under the Mahila Pradhan Kshetriya Bachat Yojna for canvassing and securing investments in P.O. Cumulative Time deposit/recurring Deposit Accounts. vksj pw afd vfhkdrkz (efgyk iz/kku)@ vfhkdrkz&laxbu vkxs nh xbz krks Z ds vuqlkj bl izdkj ds izkf/kd`r vfhkdrkz ds #Ik es a dk;z djus ds fy, lger gs A AND WHEREAS the Agent/Agent-Organisation has agreed to act as such authorised agent on the terms and conditions hereinafter appearing. vksj pw afd( bl izdkj dh krks Z es a ls,d krz ;g gs fd vfhkdrkz (efgyk iz/kku)/ vfhkdrkz&laxbu dks( mdr lafonk dks le;d iwfrz ds fy;s izfrhkwfr (tekur) ds #Ik es a fu;qdr&izkf/kdkjh ds ikl ( kkldh; cpr Ik= vf/kfu;e 1959 ds vf/ku tkjh ) 100 #Ik;s (,d lks #Ik;s) dk cpr Ik= Hkkjr ds jk Vzifr ds uke le;d #Ik ls fxjoh j[kuk pkfg;s ;k 100 #Ik;s dh visf{kr udn izfrhkwfr jktdks k pkyku )kjk ;k 1000 #Ik;s (,d gtkj #Ik;s) dh QkbMsfyVh xkajvh ikfylh tek djkuh pkfg;s A vksj rnuqlkj vfhkdrkz (eafgyk us Hkkjr ds jk Vzifr ds uke 100 #Ik;s (,d lks #Ik;s) dk cpr &Ik= la[;k fnuakd fxjoh j[k fn;k x;k gs A ;k jktdks k pkyku }kjk tek djkbz tkus okyh 100 #Ik;s uxn (,d lks #Ik;s) izfrhwfr jktdks k pkyku la[;k fnuakd }kjk tek djk nh xbz gs A AND WHEREAS it is one of such terms and conditions that the Agent/Agent-Organisation should as security for due fulfillment of the said contarct furnish to the Appointing Authority a Savings Certificate (Issued under the Government Savings Certificates Act,1959) for Rs.100 (Rs. One Hundred) only duly pledged to the President of India or a cash security of Rs. 100 (Rs. One Hundred) only required to be deposited in the Government Treasury through Treasury Challan or Fidelity Guarantee Policy of the value Downloaded from : Page No 1 of 6

2 deposited in the Government Treasury through Treasury Challan or Fidelity Guarantee Policy of the value of Rs. 1,000 (Rs. One Thousand) only and the Agent/Agent-Organisation has accordingly pledged Savings Certificate No dated for Rs. 100(Rs. One Hundred) only to the President of India. Or Furnished a cash security of Rs. One Hundred through Treasury Challan No dated ;k 1000 #Ik;s (,d gtkj #Ik;s) dh QkbMsfyVh xkjavh ikfylh izlrqr dj nh gs A or Furnished Fidelity Guarantee Policy for Rs.1000(Rs. One Thousand) only, No dated vc lecfu/kr Ik{k(,rr~}kjk bu ckrks a ds fy, ijlij lger gs A NOW IT IS HEREBY AGREED by and between the parties hereto as follows:- 1- vfhkdrkz (efgyk iz/kku)@ vfhkdrkz&laxbu & The Agent/Agent-Organisation shall- (1) Mkd?kj cpr cs ad es a 10 o khz; lap;h lkof/k tek vksj 5 o khz; vkorhz tek [kkrks a ds lecu/k es a izpkj djsxk rfkk bu mi;z qdr tek [kkrks a ij ykxw gksus okys fu;eks a ds vuqlkj bu es a tek ds fy, jdes a izkir djsxk A vfhkdrkz laxbu vf/kd ls vf/kd vikus rhu vfhkdrkzvks a ds ek/;e ls vfhkdj.k (,ts alh) *dk dke djsxk (bu dk;zdrkzvks a dks bles a blds Ik pkr~ izkf/kd`r dk;zdrkz dgk x;k gs A) Canvass for and secure deposits in 10-year C.T.D. and 5-year Recurring Deposit Accounts in POSB in accordance with the rules governing, the two aforesaid deposit accounts. The Agent-Organisation shall work the agency through not more than six/three workers (thereinafter referred to as Authorised Workers ) (II) og bl ;kstuk ds vurxrz tek drkzvksa ls izkir fdlh Hkh jk kh ds fy, mls@ mugsa Hkkjr ljdkj ls fu/kkzfjr vksj izkir jlhn ds Nis gq, dkmz (QkeZ lae-iz-{ks- c- ;ks- 5) esa vko ;d izfof V djsxk A make necessary entry for any amount received from the depositors under this scheme, in the printed card (F.No. ASLAAS-5) form prescribed by the Government of India and supplied to her/it. (III) Okg tekdrkzvksa ls izkir jkf kvksa dks mudh izkirh ds ikap fnuks ds vanj&vanj ml M+kd?kj es tek djk nsxk ftles bl ;kstuk ds vurzxr jdes tek djkus ds fy, ml vfhkdrkz efgyk iz/kku izkf/kd`r dk;zdrkz dks mdr M+kd?kj ls layxu fd;k x;k gksxk vksj tc rd og fufnz V rjhds ls Mkd?kj es jdes tek ugh djrk rc rd mugs vius ikl Hkkjr ljdkj dh vksj ls U;kl ds :Ik es j[ksxk A deposit the moneys so received in the Post Office to which the Agent/authorised worker is attached for making deposit under the scheme, within 5(Five) days of the receipt of the moneys, and pending such deposits to hold the moneys in trust for and on behalf of the Government of India. (IV) og tek ds fy, jdes Lohdkj djus okys Mkd?kj ds iklcqd izkir djsxk ftles vfhkdrkz usrk efgyk iz/kku izkf/kd`r dk;zdrkz )kjk tek djkbz xbz izr;sd jkf k dh izfo Vh gksxh vksj Mkd?kj ls iklcqd izkir djus ds 10 fnuks ds vunj&vunj tekdrkz dks mldh iklcqd okil dj nsxk A receive from the deposit accepting Post Office the Pass Book(s) covering each and every deposit made by the Agent/Authorised Worker and deliver the same Pass Book(s) to the depositor(s) within 10 days of receiving it from the Post Office. Downloaded from : Page No 2 of 6

3 a a receiving it from the Post Office. (V) og tek drkz (vks a) dks mldh ikl&cqd okil feyus ds izek.k Lo:Ik dkmz ds mi;qdr&dkye (dks Bd) es mlls rkjh[k lfgr glrk{j djok ysxk A obtain from the depositor(s) his/her acquittance with signature and date in the appropriate column of the card in token of the having received the Pass Book(s). (VI) ;fn dkmz izkf/kdkj izek.k Ik= vfhkdrkz (efgyk iz/kku)/ izkf/kd`r dk;zdrkz Z ds ikl ls [kks tk, rks mls mldh lwpuk fu;qfdr izkf/kdkjh( lecfu/kr {ks= ds ftyk cpr vf/kdkjh vksj L Fkkuh; iqfyl dks rrdky nsuh gksxh vksj mdr dkxt&i=ks a ds [kks tkus ds ckjs es mls vius [kps Z ij de ls de,d L Fkkuh; lekpkj Ik= es lkoztfud lwpuk izdkf kr djuh imsxh A notify immediately to the Appointing Authority, the District Savings Officer of the area and local police of the area the loss of cards/certificate of Authority if such loss takes place while the documents are in the custody of the Agent/Authorised worker and to publish the loss as a public notice in at least one local newspaper at her/its cost. (VII) og,sls lhkh funs Z kks a vksj vuqns kks a dk ikyu djsxk tks Hkkjr ljdkj }kjk vfkok mldh vksj ls le;d :Ik ls izkf/kd`r O;fDr;ks a }kjk mls fn, tk,s axs A follow all directions and instructions as may be issued to her/it from time to time by the Government of India or by persons duly authorised by the government. (VIII) og bl djkj dh vof/k ds nksjku tek djkbz xbz jde ij deh ku ds fy, ik= gksxk ;Fkk (d) bl djkj ds vurzxr mlds )kjk [kqyok, x, [kkrks a ij ;k efgyk iz/kku {ks=h; cpr ;kstuk ds vurzxr igys djkj ds v/khu [kksys [kkrks a ij vksj [k ** fu;qfdr vf/kdkjh ** }kjk mls VzkalQj fd, mu [kkrks a ij ftugs fd vu;,sts av laxbu us [kqyok;k gks ysfdu mu [kkrks a ds lecfu/kr vius djkj ds vuqlkj vius mrrjnkf;ro fuhkkus dh flfkfr es ugh gks a A be entitled to commission only on deposits made during the period of this agreement in the following types of accounts, namely, (a)account opened by her/it under this agreement Mahila Pradhan kshetriya Bachat Yojna, and (b) accounts transferred by the Appointing Authority to her/it from another Agent/Agent- Organisation who has opened such accounts and is not in a position to discharge her/its responsibilities in terms of her/its agreement in respect of such accounts. (IX) og mu [kkrks a es tek dh xbz jde ij deh ku ikus dk vf/kdkjh ugh gksxk tks mlus u [kqyok;s gks a vksj not be entitled to claim any commission on the deposits received in respect of any other account not opened by her/it, and (X) og bl vfhkdj.k dk ykhk ;k mldk dksbz va k fdlh r`rh; Ik{k dks u rks lks aisxk vksj u gh vfkok vfurfjr djsxk A not assign or otherwise transfer the benefit of this agency or any part thereof to a third party 2 vfhkdrkz efgyk vfhkdrkz laxbu vius izkf/kd`r {ks= es jgus okys a ls miz;qdr krks Z ds vuqlkj Mkd?kj es c<us okys lkof/k tek [kkrks a vksj Mkd?kj ds vkorhz tek [kkrks a es tek ds fy, ftruh dqy jkf k izkir djsxk vksj iwjh rjg tek djk nsxk ml ij og ljdkj }kjk le; ij vf/klwfpr nj ij deh ku ikus dk gdnkj gksxk A vfhkdrkz efgyk iz/kku@ vfhkdrkz laxbu }kjk fu/kkzfjr rjhds ls deh ku dk nkok is k fd, tkus ij Hkqxrku&izkf/kdkjh mls deh ku vnk djsxk A bu krks Z ds vuqlkj vfhkdrkz efgyk vfhkdrkz laxbu mlds }kjk fd, x, dkeks ds lecu/k es miz;qdr deh ku ds vykok vksj dksbz deh ku ikfjjfed ;k jde ikus dk gdnkj ugh gksxk pkgs og bl iz;kstu ds fy, dqn Hkh [kpz djs A The Agent/Agent-Organisation shall be entitled to receive a commission(at such rate as may be notified by the Government of India from time to time) on total investments received and completed according to the aforesaid terms and conditions in the P.O. cumulative Time Deposit Accounts and P.O. Recurring Downloaded from : Page No 3 of 6

4 the aforesaid terms and conditions in the P.O. cumulative Time Deposit Accounts and P.O. Recurring Deposit Accounts from the depositor(s) residing in the area for which she/it is authorised.the commission shall be payable to her/it by the Paying Authority on submission of commission claim in the prescribed manner.the Agent/Agent-Organisation shall not be entitled to any other commission, remuneration or payment whatsoever for the work done under the presents except the commission as aforesaid notwithstanding any expenses she/it may incur for the purpose. 3.,sts alh vfhkdj.k dks le; ls iwoz gh fujlr djus dh ;gka nh xbz O;oLFkkvks a ds v/khu,sts alh dk dk;zdky bl djkj dh rkjh[k ls 3 (rhu) o kz rd gksxk vksj mlds ckn,ts alh,ts av }kjk vkosnu izlrqr djus ij ljdkj dh bpnk ij iqu% uohdj.k dh tk,xh tks dh,d le; 3 o kz (rhu o kz) ls vf/kd u gksxh A subject to the provisions for earlier termination hereinafter contained the period of agency shall be three years commencing from the date of this agreement, and thereafter the agency may, on an application being made in this behalf by the agent, be renewed at the option of the Government for further periods not exceeding three years at a time. 4. ;fn vfhkdrkz laxbu ds dke ;k vkpj.k ij fuxjkuh djus okys vf/kdkjh }kjk foijhr fvii.kh dh tkrh gs ;k ^^fu;qfdr vf/kdkjh^^ ds fopkj es og bl djkj ds mica/kks a dks Hkax djus dk nks kh gs ;k og fnokfy;k gks tkrh gs ;k fydohms ku es csckd gks tkrk gs ;k ;g ik;k tkrk gs fd dkjksckj ;k mldk dqn va k mlus Mkd&rkj fohkkx ;k jk Vzh; cpr laxbu ds fdlh dezpkjh dh feyhhkxr@lg;ksx ls izkir fd;k gs rks mldh,ts alh fu;qfdr izkf/kdkjh }kjk fcuk lwpuk fn, fujlr dj nh tk,xh vksj ml dkjksckj ij vftzr deh ku tcr fd;k tk ldsxk vksj ;fn ml dkjksckj ij deh ku dk Hkqxrku dj fn;k x;k gs rks,ts av laxbu bls ljdkj dks okil yksvk,xk,slk u djus ij bls,ts av laxbu ls Hkw jktlo dh rjg olwy fd;k tk,xk A The agency would be liable to be terminated by the Appointing Authority without notice, if the work or conduct of the Agent/Agent-Organisation is adversely commented upon by the supervising authorities or if she/it, in the opinion of the Appointing Authority which shall be final and binding, guilty of breach of any provision of this agreement, or if she/it becomes insolvent, or runs into liquidation or it is discovered that a part or whole of the business was secured by her/it with the help or connivance of an official of the Posts and Telegraph Department or National Savings Organisation; the commission earned on such business would also be liable to forfeiture and if the commission on such business has already been paid, the agent/agent-organisation must refund it to the Government, failing which the Government shall have the right to recover the amount of such commission paid, from the Agent/Agent-Organisation as an arrears of land revenue. 5. mijksdr isjk rhu vksj pkj es nh xbz ckrks a ds gksrs gq, Hkh bl djkj dks mhk; Ik{kks a }kjk rhu ekg ds uksfvl ij lekir fd;k tk ldsxk A c krs Z fd ^^fu;qfdr vf/kdkjh^^ dks ;g vf/kdkj jgsxk fd og,ts alh dks fcuk lwpuk fn, vksj fcuk dkj.k crk, lekir dj lds axs A Notwithstanding anything contained in Paragraphs 3 and 4, this agreement may be terminated by either party by giving three months notice to the other; provided, however, that the appointing authority shall be at liberty to terminate the agency at any time without notice and without assigning any reasons for the same. 6. fdlh Hkh volj ij bl djkj ds lekir gksus ij ;k ^^fu;qfdr vf/kdkjh^^ dks,slk djus dh t:jr im+ s rks,ts laxbu dh ;g fteesokjh gksxh fd og,ts alh ls lecfu/kr lkjs dkxti= fu;qfdr vf/kdkjh dks yksvk ns A vfhkdrkz laxbu ;k mlds izk/kd`r dk;zdrkzvks a ls pwd gks tkus ds dkj.k tks Hkh gkfu gksxh vfkok nkos mriuu gks axs mlds fy, vfhkdrkz laxbu ljdkj dks {kfriwfrz djsxk A On termination of this agreement, however occasioned, or as and when called for by the Appointing Authority, the Agent/Agent-Organisation shall be responsible for the return to the Appointing Authority of all the documents and papers concerning the agency. The Agent/ Agent-Organisation shall Downloaded from : Page No 4 of 6

5 Authority of all the documents and papers concerning the agency. The Agent/ Agent-Organisation shall indemnify the Government of India against any or all losses or plaints that may arise on account of any default of the Agent/Agent-Organisation or its authorised worker(s). 7. bl djkj es iz;qdr ^^fu;qfdr vf/kdkjh^^ vksj fuxjkuh djus okys vf/kdkjh jk Vzh; cpr laxbu }kjk tkjh efgyk iz/kku {ks=h; cpr ;kstuk vksj mlds varzxr tkjh vf/k kklh vuqns kks a es ;Fkk fofufnz V gks axs A The terms Appointing Authority and Supervising Authorities used in this agreement shall be the authorities as specified in Mahila Pradhan Kshetrita Bachat Yojna issued by National savings Organisation and Executive instructions issued thereunder. 8. bl djkj ds lecu/k es LVkEi kqyd dh vnk;xh ljdkj }kjk nh tk,xh A The stamp duty on this agreement will be paid by the Government. blds lk{; es bl djkj es lozizfke mfyyf[kr o kz efgus vksj rkjh[k dks jk Vzifr dh vksj ls + + ( fu;qfdr vf/kdkjh dk in) us vksj (vfhkdrkz ( efgyk iz/kku) / vfhkdrkz laxbu) dh vksj ls glrk{j vafdr fd, gs a A INWITNESS WHEREOF THE President has caused the (Designation of the appointing authority) to set his hand and has/have set his/her/their hand on behalf of the day, month and year first hereinabove written. (The name of the agent-leader/agent-organisation) glrk{j rfkk iznr Signed and delivered by d`rs [vfhkdrkz (efgyk iz/kku)/ vfhkdrkz laxbu dk uke] or and on Downloaded from : Page No 5 of 6

6 behalf of (The name of the Agent leader/agent-organisation) Lkk{kh % (lk{kh ds glrk{j vksj irk) In the presence of (Signature and address of witness) glrk{j rfkk iznr (fu;qfdr vf/kdkjh dk uke o in) Signed and delivered by the (Name and Designation of the Appointing Authority) D`rs Hkkjr dk jk Vzifr On behalf of the President of India in the presence of Lkk{kh % (lk{kh ds glrk{j vksj irk) (Signature and address of witness) Downloaded from : Page No 6 of 6