Tri-County Schools Insurance Group

Transcription

1 Tri-County Schools Insurance Group JPA Board Members Present Joint Powers Authority (JPA) Board Meeting Tuesday, April 5, 2012 The Bonanza Inn Convention Center 1001 Clark Avenue Yuba City, CA Brittan Elementary Browns Elementary CIF Camptonville Elementary Capay Elementary Colusa COE Colusa Unified Corning Union High East Nicolaus High Elkins Elementary Feather River College Flournoy Elementary Fort Sage Joint Unified Franklin Elementary Gerber Union Elementary Glenn COE Kirkwood Elementary Lake Elementary Lake Tahoe Community College Los Molinos Unified Manton Elementary Marcum-Illinois School Marysville, City of Maxwell Unified Meridian Elementary Mineral Elementary Modoc Unified Nuestro Elementary Pierce Joint Unified Plaza Elementary Pleasant Grove Elementary Plum Valley School Plumas COE Plumas Elementary Red Bluff Union High Sierra COE Sierra-Plumas J.U.S.D. Stony Creek J.U.S.D. Sutter County Sutter County Supt. of Schools Sutter County Superior Court Julie Tucker --absent Morgan Conner Randy Jones Susan Walter Mary Beth Brinkley Robin Midkiff Ron Turner, Danielle Wilson Mike Martin Irwin Karp Daena Meras Yvonne Bales Ajit Kang Patrick Gleason Marlis Wheeler Karen Smith, Brenda Cummings Approved 1

2 Sutter Creek, City of Sutter Union High Tahoe-Truckee Unified Tehama County Dept. of Ed. Wheatland School District Wheatland High Winship-Robbins Yuba City Unified Yuba College Yuba COE Ryan Robison Steve Dickinson Craig Guensler Al Alt Cindy Sutfin, Scotia Holmes Sanchez Employee Benefits Advisory Committee Sutter County Public Health Sutter Union High School District Alice Williams Root Lori Texeira Consultants and Others Present Blue Cross ChiroMetrics Delta Dental Delta Health Systems Envision RxOptions Evans, Wieckowski & Ward Human Behavior Associates TCSIG Turner Consulting Vision Service Plan Wells Fargo Insurance Services Tracie Heatherly Jeremy Oswald Ryan Neese Joseph Neff Eddie Barfield, Chris Ring Matt Evans Yolanda Calderon, James Wallace, Kimberly Messier Dianna DeLashmutt, Richard Hare, Chris Lowery-Minton Dena Palacio, Lynn Whitlock Dave Turner Megan Livesey Linda Hunter, David Seiler, Mike Krill A. CALL TO ORDER The regular meeting of the JPA Board was called to order by President Robison at 12:05 p.m. President Robison welcomed the members and guests. He asked that each person introduce themselves. President Robison stated that there was not a quorum of the JPA Board of Directors but there was a quorum of the Executive Committee which per the By-Laws would substitute for the Board of Directors. President Robison thanked all of the members who attended today=s meeting. President Robison also thanked our service partners who have sponsored the luncheon for this meeting. The sponsors were Tracie Heatherly, Anthem Blue Cross; Ryan Neese, Delta Dental of California; Joe Neff, Delta Health Systems; Eddie Barfield and Chris Ring, EnvisionRx Options; Dr. Jim Wallace, Yolanda Calderon, and Kimberly Messier, Human Behavior Associates; Mike Krill, Wells Fargo Insurance Services; Matt Evans, Evans, Wieckowski and Ward; David Turner, Turner Benefits Consulting; Megan Livesey, Vision Service Plan; and Linda Hunter and David Seiler, Wells Fargo Insurance Services. Approved 2

3 B. COMMENTS FROM VISITORS President Robison asked if there were any comments from visitors. There were no comments. C. CONSENT AGENDA C1. APPROVAL OF MINUTES FOR APRIL 15, 2010 Vice-President Turner made a motion to approve the Consent Agenda. Julie Tucker seconded the motion which carried. D. REPORTS D1. PRESIDENT S REPORT President Robison welcomed everyone to the meeting and thanked the service partners who made the luncheon possible with their generous support. He introduced the service partners; Tracie Heatherly, Anthem Blue Cross; Ryan Neese, Delta Dental of California; Joe Neff, Delta Health Systems; Eddie Barfield and Chris Ring, EnvisionRx Options; Dr. Jim Wallace, Yolanda Calderon, and Kimberly Messier, Human Behavior Associates; Mike Krill, Wells Fargo Insurance Services; Matt Evans, Evans, Wieckowski and Ward; David Turner, Turner Benefits Consulting; Megan Livesey, Vision Service Plan; and Linda Hunter and David Seiler, Wells Fargo Insurance Services. He then recognized TCSIG staff, Chris Lowery-Minton, Dena Palacio, Lynn Whitlock, Dianna DeLashmutt, and Richard Hare. President Robison s opening remarks: This is the 29 th year of the JPA and we are passing a budget today to launch into our 30 th year of service to public agencies. Maybe we should reflect back for a moment on how this organization started. Although medical self-funding is our largest program, it was the property and casualty program that launched the Joint Powers Authority in Yuba, Sutter, and Colusa County education agencies, after seeing private insurance companies raise rates at their own whim and leave the California marketplace, partnered to establish this organization. We didn t do it alone. Mike Krill, Mike Bryant and Gale Blagg formerly of Gold Cities Insurance, who are with us today representing Wells Fargo Insurance Services, Matt Evans, and Wayne Gadberry helped by guiding us to establish this Authority. With foresight the Bylaws were structured to allow us to expand our programs into other areas. One year later we expanded into employee health, dental, vision and group life benefits. Essentially we had taken significant cost centers in our school budgets and knocked out a major element of the cost which was profit for the middlemen in the equation. We structured our service partner relationships whenever possible to eliminate unnecessary fees and commissions. We controlled our program designs and thereby controlled our costs. 3

4 With that same foresight we also extended membership to all other public agencies, thereby spreading the risk across various members of the public sector and gaining their support and contributions to our efforts. Now we have members from County Offices of Educations, K-12 school districts, community colleges, a county, a county court, cities, state chartered agencies, and special districts. Now today, we see more and more organizations around the country seeing self-insurance a sustainable option. We don t take good years and reap profits and pay our dividends, but rather, we grow our reserves held for the protection of the members. Then in the bad years, we use them. We smooth out the inevitable good and bad cycles of risk by using those reserves when it is prudent. As we enter our 30 th year of service to our members, I hope we are all mindful that we have accomplished a great deal in these difficult times. We plan to accomplish a great deal more with the dedication of our membership to the concept that we together can protect each other and our employees. D2. EXECUTIVE DIRECTOR S REPORT Richard Hare went through a slide presentation of the TCSIG financials noting the minimal administration costs and financial condition of the JPA in all programs. He noted that the recommended increase of 2 percent in the Premier Plus and Premier Medical Plan was warranted due to the increase in medical costs. Richard Hare introduced Megan Livesey from Vision Service Plan to explain about the VSP Program that TCISG participated in Megan explained about the Site for Students Program that was utilized at three TCSIG member locations this year. The Mobile Eye Clinic went to Yuba County Office of Education, Brittan Elementary School, and Bridge Street School. Megan said that due to the success of 2012, they have received calls from area schools requesting the Mobile Eye Clinic visit them. She is trying to get TCSIG sites lined up for E. ACTION ITEMS E1. PROPERTY/CASUALTY RATES FY 2012/2013 Richard Hare stated that the recommendations of the Executive Committee for the Property/Casualty rates for fiscal year 2012/2013 were: FY 2012/2013 property program rates to our members to remain the same with the purchase of coverage above the $100,000 self-insured retention from Travelers. FY 2012/2013 liability rates to our members to remain the same. Designate retained earnings for claims stabilization reserve as seven times the SIR of $250,000 x 7 = $1,750,000. Purchase excess liability from Genesis from $250,000 to $5,000,000 through the Superior California Excess Liability Pool. Purchase excess liability above $5,000,000 to $20,000,000 through SELF. Julie Tucker made a motion to adopt the rates for property/liability program as presented. Cindy Sutfin seconded the motion which carried. 4

5 E2. MEDICAL RATES FY 2012/2013 Richard Hare reviewed the Executive Committee s recommendation adding that part of the motion will be that the Waiver Assessment fees stay the same: Consumer Driven Health Plan s rate remains the same. Basic and Standard Plans rates remain the same. Premier Plus, Premier rates increase 2 percent. Kaiser High and Low Plans rates increase 4.8 percent. Kaiser Senior Advantage Plans rates remain the same. Secretary Alt made a motion to adopt the rates as recommended by the Executive Committee and Staff. Mike Martin seconded the motion which carried. E3. GROUP LIFE RATES FY 2012/2013 Richard Hare stated that Lincoln Financial has been the carrier for the program for two years and FY 2012/2013 will be the third year under our rate guarantee agreement. Secretary Alt made a motion to adopt the recommendation of the Executive Committee. Vice-President Turner seconded the motion which carried. E4. DENTAL RATES FY 2012/2013 Richard Hare reported that the Executive Committee was recommending no increase in the dental program rates over FY 2012/2013. The rates would remain the same. Steve Dickinson made a motion to adopt the recommendation of the Executive Committee for the dental program rates for FY 2012/2013 Julie Tucker seconded the motion which carried. E5. VISION RATES FY 2012/2013 Richard Hare reported that the Executive Committee is recommending no increase in the vision program rates. The rates will remain the same for the FY 2012/2013. Secretary Alt made a motion to adopt the recommendation of the Executive Committee for the vision program for FY 2012/2013. Daena Meras seconded the motion which carried. E6. BUDGET FY 2012/2013 Richard Hare briefly reviewed the budget. Mike Martin made a motion to adopt the FY 2012/2013 budget as recommended by the Executive Committee. Vice-President Turner seconded the motion which carried. 5

6 E7. Election of Five At-Large Members of the Executive Committee and Election of Officers for 07/01/12-06/30/14 Term Richard Hare reported that the Executive Committee recommends the final slate of candidates for the five (5) at-large positions and re-election of the current officers. President Robison asked if there were any nominations from the floor, there were none. Mike Martin made a motion to accept the final slate of candidates for the five at-large positions and to reelect the current officers. Vice-President Turner seconded the motion which carried. F. INFORMATION AND DISCUSSION ITEMS F1. PRESENTATION OF AWARD Richard Hare introduced Joe Neff from Delta Health Systems and Joe, on behalf of Interactive Health Solutions presented the award for TCSIG being one of the Healthiest Companies in America for the fourth year in a row. G. ITEMS FOR NEXT AGENDA None H. ADJOURNMENT President Robison s closing comments: I want to thank the Executive Committee. They are an outstanding group of individuals. I want to thank the service partners for their attendance today and for their generosity in sponsoring the luncheon. President Robison adjourned the meeting at 12:25 p.m. The next scheduled meeting of the Joint Powers Authority Board will be determined at the May 25, 2012 Executive Committee meeting. Respectfully submitted, Dianna DeLashmutt Recorder