SSC BANK NOTES 23 RD OCT VIDEO SOLUTIONS

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1 SSC BANK NOTES 23 RD OCT VIDEO SOLUTIONS 1. THE HINDU EDITORIAL DISCUSSION WITH VOCAB 2. BASIC GRAMMAR 3. CLOZE TEST & PARAJUMBLE 4. COMMON ERROR 5. PHRASE REPLACEMENT & VOCAB

2 Sanctum Study Notes 23 rd Oct Cloze Test - For all the recent consternation over the volatility in India s stock, bond and currency markets, they have proved quite (1) to the massive foreign portfolio investor (FPI) (2) so far this year. FPI (3) from India in the first nine months of 2018, at $13.1 billion, have been highest in any year since the FPI (4) were opened in the 1990s. But despite the $4.4 billion of their selling in stocks, bellwether indices such as the Nifty50 remain in the green on a year-to-date basis. Bond markets have borne the (5) of FPI withdrawals at $8.7 billion, but the benchmark 10-year gilt has strengthened by just 60 basis points so far this year. Even the rupee s 13 per cent depreciation against the dollar has been far more orderly than the free falls witnessed in 2008 and (a) brilliant (b) resilient (c) hesitant (d) miscreant 2. (a) exodus (b) nexus (c) Lexus (d) obnoxious 3. (a) pull-outs (b) pull-ins (c) pull-ups (d) pull-offs 4. (a) bonds (b) floodgates (c) currency (d) markets 5. (a) damage (b) brunt (c) pressure (d) bear Parajumble A. Some of them are also challenging the thesis that inequalities are increasing. B. Much of the statistical confusion about whether the economy is generating enough jobs arises from definitional problems: What is a job, and what is a good job? C. In fact, some even suggest that inequality does not matter. D. Some economists are vigorously churning out statistics to prove that the Indian economy is generating enough jobs. E. As Shakespeare said: A rose by any other name would smell as sweet. F. Their statistics-laden arguments remind one of the saying, There are lies; there are damned lies; and then there are statistics. Grammar Exercise All topics 91. The author still works hard, but not quite as as he used to. A) hardly B) C) hard D) more 92. The film was boring that we walked out in the middle. A) such B) so C) too D) because 93. He drove so that he lost his job. A) badly B) quick C) cowardly D) worse 94. After, I washed my face. A) got up B) getting up C) can get up D) gotten up 95. How from Leeds to Liverpool? A) far is there B) far is it C) long is there D) long is it 96. Don t you think he s still young to stay out so late? A) enough B) very much C) far too D) extremely 97. Jimmy took a book from the shelf a few minutes ago. He s putting now.

3 A) it on B) back it C) it back D) them back 98. Tom has never been to Turkey.. A) Neither is Helen B) Nor is Helen C) Neither has Helen D) Helen isn t, either 99. It would be polite to write and thank Martha for the gift. A) your letter B) of you C) of you a letter D) a short letter 100. It was good to return my tools. A) for you B) about you C) of you D) you come Common Error 1. Climate change may be (a)/ the greatest externality that (b)/ human economics have ever suffered. (c)/ No Error (d) 2. Most residents ignored a court ruling mandating (a)/ the segregation of all waste at the source, and even those that don t often hand their (b)/ sorted trash to garbage collectors who mix everything together anyway. (c)/ No Error (d) 3. The Rig Veda is an extraordinary window into the past, (a)/ as it provides a glimpse of what Indo-European culture might have been like (b)/ in a period far closer in time to when this languages radiated from a common source. (c)/ No Error (d) 4. Built with Second World War remnants found in (a)/ Calcutta s scrap heaps and disposal depots, (b)/ the machine could solve simultaneous linear equations of up to ten variables. (c)/ No Error (d) 5. The best American machines would cost a million dollars, (a)/ an unfeasible amount for India, a new independent (b)/ country with low foreign exchange reserves. (c)/ No Error (d) Phrase Replacement 1. As India s solar-power generation capacity has risen, so too the fortunes have of the country s manufacturers of solar-power technology. a) so have too the fortunes b) so too have the fortunes c) so the fortunes too have d) so the fortunes have too 2. There are plenty of historical examples to distribute the efficacy of targeted protectionism. a) protest the efficacy of targeted b) germinate the efficacy of targeted c) illustrate the efficacy of targeted d) illustrate the effigy of targeted 3. India needs a system where auditors and other professionals betting on fake documents are not able to. a) vetting fake documents are able to b) vetting fake documents are not able to c) getting fake documents are not able to d) creating fake documents are able to Upper level Vocabulary Questions 21. The Stephenson s house was by thieves last night. A) broken into B) broken up C) broken off D) broken down E) broken in 22. The fishermen said that the high wind had made the sea very. A) calm B) uneven C) undulating D) rough E) hard 23. Three masked men the city bank early this morning. A) robbed B) attacked C) stole D) took E) spoilt 24. I can t remember told me Mary had gone to Spain. A) which B) what C) that

4 D) who E) whose 25. Can you tell the between margarine and butter? A) opposite B) change C) alteration D) difference E) sameness 26. Could you give me a? I ve forgotten my matches. A) flame B) light C) fire D) illumination E) flare 27. The Company gave my father a gold watch when he. A) replaced B) reformed C) retired D) retreated E) rearranged 28. You can t how frightened I was when I first saw an elephant. A) suppose B) assume C) propose D) wonder E) imagine 29. When my sister was in hospital, she was by a well-known surgeon. A) worked on B) carried on C) operated on D) turned on E) passed on 30. If you ask Martin, he will explain of cricket to you. A) the orders B) the arrangements C) the regulations D) the preparations E) the rules Answers:- Cloze test - BAABB Parajumble DACFBE Grammar Exercise - 91-C 92-B 93-A 94-B 95-B 96-C 97-C 98-C 99-B 100-C Common Error 1. B economies in place of economics 2. A. ignore in place of ignored 3. C these in place of this 4. No Error 5. B newly in place of - new Phrase Replacement 1. B 2. C 3. B Vocabulary Questions 21-A 22-D 23-A 24-D 25-D 26-B 27-C 28-E 29-C 30-E Turf battle on independent payments regulator The Reserve Bank of India (RBI) and the Union government are once again at loggerheads over the legitimate extent of their powers. In a rare gesture, the central bank last week made public its reservations against the government s plans to set up an independent payments regulator, potentially setting the stage for a regulatory turf war. In a strongly worded dissent note against the inter-ministerial committee for the finalisation of amendments to the Payment and Settlement Systems Act, 2007, published on its website on Friday, the central bank observed that it would prefer the Payments Regulatory Board to function under the purview of the RBI Governor. There is no case of having a regulator for payment systems outside the RBI, the note read. In support of its stance, the RBI stated that the activities of payments banks come well within the purview of the traditional banking system, which the central bank oversees as the overarching financial regulator. So, according to this logic, it might make better sense to have the RBI oversee the activities of payments banks as well instead of creating a brand new regulator for the growing industry. Regulation of the banking systems and payment system by the same regulator provides synergy, it noted. The RBI, in essence, is pointing to the interconnection between the payments industry and the banking system to back the extension of its regulatory powers. The RBI s case makes good sense when seen from the perspective of the cost of regulatory compliance. As stated above, there is definite overlapping between the current regulatory powers of the RBI and the proposed regulations for the payments industry. A unified regulator can thus help in lowering the compliance costs and enabling the seamless implementation of rules. Further, there is the real risk that a brand new regulator may be unable to match the expertise of the RBI in carrying out necessary regulatory duties. So it makes better sense to have the RBI take charge of the rapidly growing

5 payments industry which can ill-afford regulatory errors at this point. The fact that the RBI has made public its dissent against the Union government s idea, suggests that the central bank has serious problems with the dilution of its current powers over the financial sector. However, the RBI s demand for the centralisation of regulatory powers also brings with it the need for exercising a greater degree of responsibility. At a time when there are increasing risks to the stability of the domestic financial system, both the government and the RBI must look to work together to tackle these risks instead of battling over regulatory powers. Daily the Hindu Editorial Vocab 23 rd Oct Turf battle on independent payments regulator At loggerheads to strongly disagree असहमत Gesture an action that you take which expresses your feelings or intentions ह व भ व Dissent strong difference of opinion on a particular subject वर ध Purview the limit of someone s responsibility द यर Overarching most important, because affecting all other areas ज र Oversee to watch an activity to make certain that it is being done correctly नगर न Synergy the combined power of a group त लम ल Compliance when people obey an order प लन Carry out to complete something नयम क प लन Take charge to control नय ण Ill-afford something harmful must be prevented from happening नह कर प न Dilution make weaker कम करन

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