The Big Bang of Banking

Transcription

1 The Big Bang of Banking Ø Crypto Union is a versatile range of expertly crafted financial services designed for the cryptoeconomy. With core values of trust and transparency, Ø is built as a Union, allowing you to become a shareholder and be part of the revolution.

2 /01 Ø CRYPTO UNION INTRODUCTION Why crypto needs Ø The total market capitalization of cryptocurrencies currently represents over two-hundred and fifty billion dollars. Traditional institutions do not provide crypto-users with the tools they need to use their assets. As such, crypto-users are forced to use inefficient networks to convert their coins into fiat. En route, they have no choice but to go through high transaction costs and trigger tax events, hence diminishing the advantages of blockchain technology. Other platforms offer a variety of products, but currently, asset management, tax optimization and financial consultation, services readily available to those in the traditional economy, are lacking. Embrace the financial revolution, together The mission of Ø Crypto Union is to create a one-stop-shop entity dedicated to the use and management of cryptocurrencies. Crypto Union was created by and for crypto-owners, offering a solution tailored to the specific needs of such assets. We aim to become the world s first decentralized bank by leveraging the infinite possibilities created by the blockchain technology. We are building a community of crypto-owners, with the aim of legally replacing the traditional financial institutions with blockchain, and allow all of our members to benefit from our ecosystem. It s worse than tulip bulbs. It won t end well. Someone is going to get killed. JAMIE DIMON CEO JPMORGANCHASE & CO

3 /02 BRIDGING THE ECONOMY EXOTIC PRODUCTS EQUITY TRADITIONAL ECONOMY INVEST INVEST TRADITIONAL BANKING ROI ROI Stock Exchange Services Traditional banking Pay Lift Invest Withdrawal Withdrawal Fiat Deposit Crypto Deposit Crypto Fiat TRADITIONAL INVESTORS CRYPTO INVESTORS

4 The solution Through the use of the forthcoming proprietary banking license based in the European Union, Ø Crypto Union offers its members a comprehensive range of decentralized financial products and services. ØPay HODL your investments using crypto-backed credit from a fully licensed financial institution, pay for anything, anywhere via credit card and maximise your cryptocurrencies potential! ØInvest Gain access to an internal exchange platform (ØDEX), as well as investment opportunities in the form of tokenized exotic financial products (ØDA) (ØCB). ØLift Enjoy tailor-made services including asset management, tax optimization and much more. Our in-house team of renowned legal & financial engineers, coupled with the Crypto Union community, shall deliver tremendous value to our members. products (ØDA) (ØCB).

5 /03 HOW DOES IT WORK? GXE is a security token acting as equity of Crypto Union, giving owners right to vote upon allocation of profits and access to a wide array of services. CRYPTO INVESTORS Acquire to become a member of CryptoUnion To access To use To access Invest Access to ØDex Array of financial products such as: ØDA ØCB SOLVE Volatility issues Risk exposure Hedging Pay Instant crypto-asset backed loan: Spend fiat Keep your assets SOLVE Acceptance issues HODL issues Services Added-value services: Legal & Financial engineering CryptoUnion community SOLVE Complexity issues ØPay, use your crypto without the hassle ØPay is a unique modern use case for a classical financial instrument known as Credit Lombard. Simply deposit your Bitcoin or other cryptocurrency as collateral into the secure App Vault. Then, instantly use your new line of credit (40% of your total balance) to make a purchase or get fiat directly to your traditional account! The best part? Through this system, we can keep Union lending rates ultralow (<1% per month!). The more GXE you hold the higher your credit limit and the lower your rates!

6 /04 GXE HOLDING AND MEMBERSHIPS MEMBERSHIP STRATOSPHERE SPACE MOON Ø FUEL REQUIREMENT Required ØUR (GXE) holding - ID verification (KYC) 75, , ,000 1 Credit rate 1%/month 0,9%/month 0,8%/month Discount rate 1%/ month Monthly withdrawal allowance $50,000 $100,000 $500,000 Limit Increases by $2 for each held GXE PAY Payment card Earth card debit or credit Space card debit or credit Moon card debit or credit Fund withdrawal (IBAN) Yes (E-Wallet) Yes (E-Wallet + multicurrency) E-Wallet capability Financial products Access to all Ø financial products Access to all Ø financial products Access to all Ø financial products INVEST + 10 % bonus return on investment + 20% bonus return on investment Bonus 10% return Bonus Access to tailor-made strategies for your assets Access to tailor-made strategies for your assets Tailor-made consulting Insufficient ØUR (GXE) INITIAL Tax consulting Auditing Risk & Asset management UNLIMITED Tax consulting Auditing Risk & Asset management LIFT Concierge services Insufficient ØUR (GXE) Access to ØPlex: Crypto-House Insufficient ØUR (GXE) VIP access

7 /05 THE TEAM Ø Crypto Union was brought to life and is sustained by a group of international crypto-enthusiasts. Harnessing individuals with strong backgrounds from the world of finance, as well as many other industries, Ø is perfectly equipped to suit the needs of its members on every step of the journey ahead. CEO Strategic Director FABIEN DUREUIL ADLI TAKKAL BATAILLE Fabien is a serial entrepreneur, holding a master s degree in economics and law from the University of Toulouse and a strong track record in the finance industry. Prior to founding Crypto Union, he created Cortal Consorts Select, a successful financial RM advisory, later sold to BNP Paribas in He was also the co-owner of Artesis - a Paris based Asset Management company - where he handled complex transactions involving leveraged buyouts of other funds. With his comprehensive knowledge of the traditional finance industry, Fabien saw the opportunity to unlock the full potential of cryptocurrencies via the Crypto Union initiative. Adli has an extensive knowledge of cryptocurrencies and is a reference in the French cryptocurrency space. He founded Le Cercle du coin, a leading French association and think-tank dedicated to Bitcoin and cryptocurrencies. He co-wrote the book Bitcoin, la monnaie acéphale published by the CNRS - the largest governmental research organisation in France and the largest fundamental science agency in Europe. Adli holds a master s 1 degree in linguistics from the University of Bordeaux. Using his wealth of passion and expertise, Adli is dedicated to bringing accessible financial services to the cryptocurrency world through Ø Crypto Union. Marketing Communications Product NAZIM MORERA ROMAIN CABIROL JULIE BENHAÏM BENOIT HUGUET BEN SUNDERLAND FLORENT BARRE JEAN-BAPTISTE DANIEL Admin Finance FAISAL BHATTI ÉRIC SORENSEN BORIS FLEVET

8 /06 COMPETITORS ANALYSIS PAYMENT METHOD Debit/Credit Card, Bank Transfer Bank Transfer Credit Card Bank Transfer Bank Transfer Debit Card Debit/Credit Card LOANS WEALTH MANAGEMENT TOKEN TYPE Security Utility Security Utility Utility Utility Utility INVESTMENT PRODUCTS Crypto only POOL / DELEGATE ACCEPTED COLLATERAL BTC, ETH, XTZ, KMD, ARK BTC, ETH BTC, ETH, NEXO, BNB BTC, ETH, CEL BTC, ETH None BTC, MCO LICENCING EMI (Q4 18 ), MTF (Q1 19 ) Undisclosed FDIC (Q1 2019) Undisclosed Undisclosed Undisclosed Undisclosed

9 /07 ROADMAP AUG Release of the 1 st crypto-backed loans SEPT Crypto-backed loans open to Tezos & Komodo community DEC EMI license and release of all Pay s functionality JAN First IPO/STO for the licensed structure FEB Release of Invest services and Lift Next step : the purchase or the getting of an EMI banking License O7 JULY 2018 SEPT OCT DEC DEC Kickoff meeting Ø Crypto Union & MFSA Filling submission and Technical meeting with he MFSA Ø Crypto Union answer Licence with Contingencies End of Contengencies Licence Filling and Dues Diligences MFSA 1 st Review and letter MFSA 2 nd Review and letter Final 8 19 Ø CRYPTO UNION Salt Lake City - Paris - Tallinn - Singapore - La Valette