ENHANCING THE EFFECTIVENESS AND INTEGRITY OF BILATERAL REMITTANCE TRANSFERS BETWEEN MALAYSIA AND INDONESIA
|
|
- Joanna Benson
- 5 years ago
- Views:
Transcription
1 ENHANCING THE EFFECTIVENESS AND INTEGRITY OF BILATERAL REMITTANCE TRANSFERS BETWEEN MALAYSIA AND INDONESIA June 9, 2008 by MERCHANTRADE ASIA SDN BHD
2 CHALLENGES IN THE INDONESIAN CORRIDORS FOR NON BANK RSP IN MALAYSIA by DR ABDUL RAHMAN MOKHTAR (PhD) GENERAL MANAGER MERCHANTRADE ASIA SDN BHD
3 RSP IN MALAYSIA NON BANK Non Bank Remittance Service Providers (RSP) are new players in the Malaysian financial industry, a result of the liberalization of the financial sector by BNM Estimated around 18 license holders at the moment Modus Operandi is either direct tie up with partners in the corresponding countries either banks /private remittance houses or using the platform of International Remittance Service Providers Mostly focusing into outbound remittances Majority situated in urban areas
4 MERCHANTRADE ASIA SDN BHD Established in 1996 Start off as international long distance telephony services Provider Launched own Mobile Services in 2007 Specially for migrant workers in Malaysia Obtain RSP license from BNM in 2007 First remittance branch in operations from Feb 2007 Operating under the name of Merchantrade Express Remittances Long history of association with migrant workers in Malaysia Currently operating 13 remittance branches in Malaysia Providing remittance services to 7 countries
5 MERCHANTRADE KL MAIN OFFICE No.10, Gr Floor, Wisma GTK, Jalan Hang Lekiu, KL Tel : Fax :
6
7 CHALLENGES IN THE INDONESIAN CORRIDOR TWO MAJOR CHALLENGES 1. REACH OUT ABILITIES 2. INFORMAL CHANNELS
8 CHALLENGES IN THE INDONESIAN CORRIDOR 1. REACH OUT ABILITIES The TKIs are being employed in almost every industries and geographically divided as follows: Domestic helpers are mostly located in the urban areas and suburban areas Plantation sectors are located in rural areas Construction sector are positioned in the urban and suburban areas Manufacturing sector are within the urban areas Service sector are within both urban and suburban areas Agricultural sector are mostly in rural areas
9 CHALLENGES IN THE INDONESIAN CORRIDOR 1. REACH OUT ABILITIES Cont.. The 3 sectors of plantation, agriculture and domestic helpers consist about 55% of the total TKIs in Malaysia. RSP has difficulties in reaching out to these groups of TKIs in view of the geographical distribution and constraints: Plantation and Agricultural sectors Located in ultra remote areas No proper transportation facilities Restricted accessibility situated within private properties Workers free movement is restricted to its surrounding
10 Domestic Helpers or House Maids CHALLENGES IN THE INDONESIAN CORRIDOR 1. REACH OUT ABILITIES Cont.. Located in scattered localities within urban and suburban areas Restricted mobility Low literacy level Employer provide all basic requirements Employer will remit on their behalf Other constraint: Habit of sticking to their own ethnic groupings such as Acehnese, Madurese etc. and seldom mix with other ethnic groups
11 CHALLENGES IN THE INDONESIAN CORRIDOR 2. INFORMAL CHANNELS The following 3 informal channels are being widely used by the TKIs in remitting money home: Money Changers Mostly concentrated in urban areas Servicing both documented and undocumented workers from the manufacturing,construction and service sectors Estimated about 700 active money changers involved in these business A TRUSTED REMITTANCE CHANNEL among the TKIs due to its long existence in the country
12 CHALLENGES IN THE INDONESIAN CORRIDOR 2. INFORMAL CHANNELS Cont Pickup Services Operated by illegal courier companies Deliver and pick up goods together with the remittances Servicing the plantation and agricultural sectors for both the documented and undocumented workers
13 CHALLENGES IN THE INDONESIAN CORRIDOR 2. INFORMAL CHANNELS Cont Mobile coupon from Indonesia New trend in the market Fast delivery TKIs buy the Indonesian mobile reload coupon in Malaysia Can be easily purchased via POS terminal and any mobile retailers in Malaysia. Send the mobile reload pin to the beneficiary in Indonesia Beneficiary redeem money with mobile retailers in Indonesia Servicing both documented and undocumented workers
14 OVERCOMING THE CHALLENGES The following measures are suggested: e Remittance Able to reach out to the workers in the plantation, agriculture and domestic helpers Plantation owners can remit on behalf of their employees online Employer of domestic helpers can remit electronically at their convenience Opening more branches for better reach out abilities to challenge the informal channels such as the money changers network Education and to simplify the existing e Money facilities to overcome the impact of the Indonesian mobile reload coupon
15 MERCHANTRADE S INNOVATION Merchantrade s Corporate Philosophy is to serve customer based on our Personal Touch Approach
16 MERCHANTRADE S INNOVATION CONTINUES TWO INNOVATIVE PROJECTS 1 st Separating the remitters according to gender Successfully launched as a Pilot Project at our KL Main Branch Special counters assigned for female remitters only Encouraging response among the Filipino female workers and Indonesian female workers too They felt more secured and can remit at ease To be implemented at all our branches soon
17 PERSONAL TOUCH APPROACH SPECIALLY DESIGNATED COUNTER FOR FEMALE REMITTERS
18 MERCHANTRADE S INNOVATION CONTINUES 2 nd Setting up of dedicated branch/kiosk/counters ONLY for the Indonesian TKIs The First TKI dedicated branch will be rolled out for operations tentatively on 1 st September 2008 Expected to roll out at least 20 TKI dedicated branches/kiosk/counters throughout Malaysia soon
19 SUMMARY Pre departure Financial literacy programmes organized jointly by the authorities of Indonesia and Malaysia is necessary to equip the TKIs with the right financial knowledge on the right remittance channel to choose when they arrive in Malaysia.
20 THANK YOU MERCHANTRADE ASIA SDN BHD
WORLD BANK REGIONAL WORKSHOP WORLD BANK REGIONAL WORKSHOP
WORLD BANK REGIONAL WORKSHOP WORLD BANK REGIONAL WORKSHOP ENHANCING THE EFFECTIVENESS AND INTERGRITY OF BILATERAL REMITTANCE TRANSFER BETWEEN MALAYSIA AND INDONESIA PRIVATE SECTORS: NEW BUSINESS MODELS
More informationThe Malaysian Experience
The Malaysian Experience by Nik Mohamed Din Nik Musa Bank Negara Malaysia 21 September 2016 1 Outline of Presentation Overview of Malaysia s Remittance Landscape Why Johor Bahru difference from other City.
More informationTHE WORLD BANK AFRICA-ASIA GROUP MEETING Federal Reserve Bank of New York 25 September 2014
THE WORLD BANK AFRICA-ASIA GROUP MEETING Federal Reserve Bank of New York 25 September 214 PRINCIPAL-AGENTS FOR MONEY SERVICES BUSINESS Yusoff Sulong Money Services Business Regulation Department 1 Money
More informationCASE STUDY A 'SMART Money' Solution for South Asia
CASE STUDY A 'SMART Money' Solution for South Asia The Philippines' SMART Money mobile financial service offers a solution for economies in South Asia, which heavily depend on remittances from overseas
More informationEnhancing Access to Finance for Migrant Workers in Indonesia:
CONFERENCE EDITION Enhancing Access to Finance for Migrant Workers in Indonesia: Evidence from a Survey of Three Provinces EXECUTIVE SUMMARY Public Disclosure Authorized Public Disclosure Authorized Public
More informationLatest updates on the cost reduction efforts at global level - Achievements and way forward -
Latest updates on the cost reduction efforts at global level - Achievements and way forward - Isaku Endo Remittances Specialist Payment Systems Development Group Global Payments Week 2014, September 23-25,
More informationLinking Women Remitters & Senders to Financial Services Anjali Banthia, Women s World Banking 8 August 2011, Kingston, Jamaica
Linking Women Remitters & Senders to Financial Services Anjali Banthia, Women s World Banking 8 August 2011, Kingston, Jamaica Women s World Banking: Who We Are Mission Statement: To expand the economic
More informationREMITTANCE COST REDUCTION EFFORTS: RECENT TRENDS AND PROJECT UPDATES UPDATES FROM THE WORLD BANK
REMITTANCE COST REDUCTION EFFORTS: RECENT TRENDS AND PROJECT UPDATES UPDATES FROM THE WORLD BANK A FORWARD LOOKING REMITTANCES AGENDA US$ 78 BILLION SAVED, BUT MORE CAN BE DONE Global efforts coordinated
More informationThe remittances landscape in Zambia
The remittances landscape in Zambia Presentation to FinMark Trust Forum Lusaka, 21 October 2008 Overview Context Zambian remittances landscape Demand Supply Total size? Regulation Opportunities and challenges
More informationREMITTANCE PRICES WORLDWIDE
REMITTANCE PRICES WORLDWIDE THE WORLD BANK PAYMENT SYSTEMS DEVELOPMENT GROUP FINANCIAL AND PRIVATE SECTOR DEVELOPMENT VICE PRESIDENCY ISSUE NO. 3 NOVEMBER, 2011 AN ANALYSIS OF TRENDS IN THE AVERAGE TOTAL
More informationInnovations in Remittance Products to Increase Access to Formal Channels. London, November 2006
Innovations in Remittance Products to Increase Access to Formal Channels London, November 2006 The India remittance market operates across multiple corridors today North America $ 8 bn Market Banks Share
More information2017 Update to Leaders on Progress Towards the G20 Remittance Target
2017 Update to Leaders on Progress Towards the G20 Remittance Target Remittances represent a major source of income for millions of families and businesses globally, particularly for the most vulnerable,
More informationREMITTANCE PRICES W O R L D W I D E
Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized REMITTANCE PRICES W O R L D W I D E PAYMENT SYSTEMS DEVELOPMENT GROUP FINANCIAL AND PRIVATE
More informationLinking Remittance Through Mobile Financial Services. FSD Conference- Zambia November 14, 2017
Linking Remittance Through Mobile Financial Services FSD Conference- Zambia November 14, 2017 Migration & Remittance in Nepal at a Glance Remittance Income is the largest contributor to Foreign Exchange
More informationREMITTANCE COST REDUCTION EFFORTS: RECENT TRENDS AND PROJECT UPDATES UPDATES FROM THE WORLD BANK
REMITTANCE COST REDUCTION EFFORTS: RECENT TRENDS AND PROJECT UPDATES UPDATES FROM THE WORLD BANK KEY MESSAGES Renewed commitments to reducing costs of and increasing access to remittance services and complementary
More informationPhilPaSS REMIT. ELEANOR S. TURARAY Payments and Settlements Office
PhilPaSS REMIT ELEANOR S. TURARAY Payments and Settlements Office 1 The Philippine Payments System Interbank Funds/Customer Transfers Overdraft Credit Line Intraday Liquidity Facility GS Trades / Purchases
More informationReduction in Remittance Cost for Money Services Business A Malaysian Experience
2 TH Global Remittances Working Group Meeting Washington D.C., 2 April 217 Reduction in Remittance Cost for Money Services Business A Malaysian Experience Nik Mohamed Din Nik Musa CENTRAL BANK OF MALAYSIA
More informationThe status quo of money transfers across ASEAN
The status quo of money transfers across ASEAN This piece has been written together by TransferTo and The Singapore Fintech Association A region with huge remittance receipts Sending money and making payments
More informationREMITTANCE COST REDUCTION EFFORTS: RECENT TRENDS AND PROJECT UPDATES UPDATES FROM THE WORLD BANK
REMITTANCE COST REDUCTION EFFORTS: RECENT TRENDS AND PROJECT UPDATES UPDATES FROM THE WORLD BANK TRENDS INTERNATIONAL REMITTANCE COSTS RPW GLOBAL AVERAGE AND INTERNATIONAL MTO INDEX In the Third Quarter
More informationHOUSEHOLD SERVICE WORKER INDUSTRY SCHEME INDONESIA
HOUSEHOLD SERVICE WORKER INDUSTRY SCHEME INDONESIA HOUSEHOLD SERVICE WORKER INDUSTRY SCHEME - INDONESIA In Jan 2012, Indonesia Manpower and Transmigration Ministry made the announcement that it will stop
More informationREQUEST FOR EXPRESSIONS OF INTEREST AFRICAN DEVELOPMENT BANK MIGRATION AND DEVELOPMENT FUND
REQUEST FOR EXPRESSIONS OF INTEREST AFRICAN DEVELOPMENT BANK MIGRATION AND DEVELOPMENT FUND Consultancy Services for a study on the impact of digitization on the remittance market in the Franc Zone countries.
More informationA. Migration Trends in Southeast Asia
II. Migration Trends in Southeast Asia Southeast Asia is an emerging market in the global economy, reporting complex intraregional dynamics among the countries. Demand for and supply of foreign labor increased
More informationAFRICAN INSTITUTE FOR REMITTANCES (AIR)
AFRICAN INSTITUTE FOR REMITTANCES (AIR) Send Money Africa www.sendmoneyafrica- auair.org July 2016 1I ll The Send Money Africa (SMA) remittance prices database provides data on the cost of sending remittances
More informationFacilitating Cross-Border Mobile Banking in Southern Africa
Africa Trade Policy Notes Facilitating Cross-Border Mobile Banking in Southern Africa Samuel Maimbo, Nicholas Strychacz, and Tania Saranga 1 Introduction May, 2010 The use of mobile banking in Southern
More informationMALAYSIA IP HANDBOOK
MALAYSIA IP HANDBOOK Copyright Reserved IP Hall Group www.iphall.com TRADEMARK APPLICATION IN MALAYSIA 1. Legislation: Trade Marks Act 1976 (Act 175), Trade Marks Act (Regulation 1997), Trade Marks Act
More informationINDONESIA IP HANDBOOK
INDONESIA IP HANDBOOK Copyright Reserved Pintas IP Group www.pintas-ip.com Page 1 TRADEMARK APPLICATION IN INDONESIA 1. Legislation: The Law of the Republic of Indonesia Number 15 of 2001 regarding Trademark.
More informationPROVIDING SERVICES TO OVERSEAS FILIPINO WORKERS
PROVIDING SERVICES TO OVERSEAS FILIPINO WORKERS The Case of ASKI Global Limited 22 JULY 2015 ASKI Global Limited Vision A global centre that promotes inclusive and sustainable development for all. Mission
More informationRegulation of Remittances and its Impact on Access to Finance. The AML Framework as a Tool to Increase Access to Finance
Regulation of Remittances and its Impact on Access to Finance The AML Framework as a Tool to Increase Access to Finance Presenter: Jacinth Hall-Tracey Overview AML Regulations & its Impact on Senders &
More informationFirst, allow me to thank the RSPO for providing UNICEF with this platform to share the child rights perspective on the work that we are all doing.
&! " #$$% '''!!" (")*+ First, allow me to thank the RSPO for providing UNICEF with this platform to share the child rights perspective on the work that we are all doing. UNICEF has been working with the
More informationRemittances and Raising Capital Through the Diaspora. Hon. Fifi Kwetey Dep. Minister for Finance & Economic Planning July 8, 2010
Remittances and Raising Capital Through the Diaspora Hon. Fifi Kwetey Dep. Minister for Finance & Economic Planning July 8, 2010 1 Introduction Government has put in place several strategies aimed at supporting
More informationPRESS RELEASE. Product crack: Axis Forex Online
PRESS RELEASE Product crack: Axis Forex Online To use this facility, you don t have to be the bank s customer, and it can be used to remit money to any bank account in the world Vivina Vishwanathan Last
More informationARGENTINA G20 National Remittance Plan
ARGENTINA G20 National Remittance Plan COUNTRY PLANS FOR REDUCING REMITTANCE TRANSFER COSTS ARGENTINA Background Provide a summary of the current remittances sector in your country and region, such as
More informationThe Malaysia-Indonesia Remittance Corridor Making Formal Transfers the Best Option for Women and Undocumented Migrants
44836 W O R L D B A N K W O R K I N G P A P E R N O. 1 4 9 The Malaysia-Indonesia Remittance Corridor Making Formal Transfers the Best Option for Women and Undocumented Migrants Public Disclosure Authorized
More informationINSTANT CASH continues
Newsletter January 2016 "INSTANT CASH closes 2015 with over 250,000 locations across 95 countries! We assure you that the network is only going to get bigger and better in 2016" INSTANT CASH continues
More informationWorkshop on strengthening the collection and use of international migration data for development (Addis Ababa, Ethiopia: November 2014) Lesotho
Workshop on strengthening the collection and use of international migration data for development (Addis Ababa, Ethiopia: 18-21 November 2014) Lesotho Introduction Key to Understanding migration in Lesotho:
More informationUK-GHANA REMITTANCE CORRIDOR
UK-GHANA REMITTANCE CORRIDOR Developing Market Associates March 2011 Background to the Project Presentation Structure Ø Methodology Ø Results Ø Recommendations: Ø Regulation Ø UK Consumers Ø UK Operators
More informationGFRID 2017 NEW YORK - REMARKS BY DIRECTOR MONEY SERVICES BUSINESS REGULATION DEPARTMENT, BANK NEGARA MALAYSIA.
GFRID 2017 NEW YORK - REMARKS BY DIRECTOR MONEY SERVICES BUSINESS REGULATION DEPARTMENT, BANK NEGARA MALAYSIA. Mr. Gilbert F. Houngbo, President of the International Fund for Agricultural Development or
More informationScience and Technology Diplomacy in Asia
Summary of the 3 rd Annual Neureiter Science Diplomacy Roundtable Science and Technology Diplomacy in Asia Date: Tuesday, November 11, 2014 Venue: National Graduate Institute for Policy Studies (GRIPS),
More informationReport Template for EU Events at EXPO
Report Template for EU Events at EXPO Event Title : Territorial Approach to Food Security and Nutrition Policy Date: 19 October 2015 Event Organiser: FAO, OECD and UNCDF in collaboration with the City
More informationReducing the costs of transferring remittances: How realistic is the proposed target for Post- 2015?
Reducing the costs of transferring remittances: How realistic is the proposed target for Post- 2015? The 13 th Coordination Meeting on International Migration New York February 12, 2015 Massimo Cirasino,
More informationMigration and Development Brief
Migration and Development Brief 9 Migration and Remittances Team Development Prospects Group, World Bank Revised Outlook for Remittance Flows 2009 2011: Remittances expected to fall by 5 to 8 percent in
More informationCREATING AN ENABLING LEGAL AND REGULATORY FRAMEWORK. Prof. Maria Chiara Malaguti Senior Legal Advisor World Bank
CREATING AN ENABLING LEGAL AND REGULATORY FRAMEWORK Prof. Maria Chiara Malaguti Senior Legal Advisor World Bank 1 FROM GENERAL PRINCIPLE 3 TO THE 2009 REMITTANCES SURVEY 2 A. GENERAL PRINCIPLE 3 OF THE
More informationSpeech by EU Ambassador Vincent Guérend at the TCF Seminar "The Future of Geographical Indications in Indonesia"
NEWS STORIES Speech by EU Ambassador Vincent Guérend at the TCF Seminar "The Future of Geographical Indications in Indonesia" Speech by H.E. Vincent Guérend, Ambassador of the European Union to Indonesia
More informationUpdate on SWIFTNet Workers Remittances SWIFT s Interbank Remittances Framework for Authorization, Clearing & Settlement.
Update on SWIFTNet Workers Remittances SWIFT s Interbank Remittances Framework for Authorization, Clearing & Settlement. Joanne Strobel SWIFTNet Workers Remittances SWIFT s Interbank Authorization, Clearing
More informationCHANNELING OVERSEAS FILIPINO S REMITTANCES TO PRODUCTIVE USES
SINGLE YEAR EXPERT MEETING ON MAXIMIZING THE DEVELOPMENT IMPACT OF REMITTANCES Geneva, 14 15 February 2011 CHANNELING OVERSEAS FILIPINO S REMITTANCES TO PRODUCTIVE USES By Ruth C. GONZAGA Central Bank
More informationAdvance your mission through innovation.
VISA GOVERNMENT SERVICES CARD-BASED TECHNOLOGIES FOR SOCIAL PROTECTION PROGRAMS Advance your mission through innovation. Laura Cuda Director, Visa Government Services Visa International September, 2007
More informationSummary on Migrant Worker Management Assessment: Luangmanis Estate in Sabah
SUMMARY REPORT Summary on Migrant Worker Management Assessment: Luangmanis Estate in Sabah IOI Group Background IOI Corporation (IOI) engaged BSR to conduct an assessment of the company s migrant worker
More informationThe Remittance of Tom Yam Restaurant Entrepreneurs in Malaysia
The Remittance of Tom Yam Restaurant Entrepreneurs in Malaysia 1 Suttiporn Bunmak 67.3 7,651.51 60,015.87 8.66 32.7 : ABSTRACT The purpose of the paper was to investigate the remittance behaviors of Tom
More informationOverview. Main Findings. The Global Weighted Average has also been steady in the last quarter, and is now recorded at 6.62 percent.
This Report reflects the latest trends observed in the data published in September. Remittance Prices Worldwide is available at http://remittanceprices.worldbank.org Overview The Remittance Prices Worldwide*
More informationAfrican Conference on Remittances and Postal Networks
Macroeconomic Situation Population 6.2M Human Development Rank 2015 (out of 188) 181 % rural population 62% % under national poverty line 52.9% GNI/Capita $260 Literacy rate 35% % access to financial services
More informationMigrant Workers as a Peripherality: Advocacy and Organizing Activities in Malaysia
Migrant Workers as a Peripherality: Advocacy and Organizing Activities in Malaysia Nobuyuki YAMADA Komazawa University THE XVII ILERA WORLD CONGRESS 2015 @CAPE TOWN IN SOUTH AFRICA outline 1. introduction
More informationPELABUHAN TANJUNG PELEPAS SDN BHD ( K)
PELABUHAN TANJUNG PELEPAS SDN BHD (328719 K) COMPARTMENT LOCKER STEEL-2 DOOR TENDER REF NO: PTP/OLM/PORTEQPT (LOCKER)/2017/T032 To Interested Bidders, We are pleased to invite you/your company to participate
More informationEmploying Staff In Iskandar Malaysia: How Best to do it? 13 May 2015
Employing Staff In Iskandar Malaysia: How Best to do it? 13 May 2015 Alex Chong General Manager-Singapore/Malaysia JobPlus Pte Ltd SearchPlus Asia Pte Ltd MOM Reg: R1105591 Mobile: 65-91005539 Singapore
More informationThe Role of Diaspora in Private Sector Development. Prepared by: Abdul Qadeer Fitrat Advisor to Executive Director The World Bank
The Role of Diaspora in Private Sector Development Prepared by: Abdul Qadeer Fitrat Advisor to Executive Director The World Bank Who are Afghan Diaspora? 4-5 million scattered across the globe Most Afghan
More informationEconomic Implications of Remittances and Migration
Economic Implications of Remittances and Migration Dilip Ratha World Bank 2 nd Intl. Conference on Migrant Remittances London November 13, 2006 Migration Remittances Remittances are the most tangible and
More informationImpact of Migration and Development on Population Aging in Malaysia: Evidence. from South-East Asian Community Observatory (SEACO)
Impact of Migration and Development on Population Aging in Malaysia: Evidence from South-East Asian Community Observatory (SEACO) Introduction: Population aging is an important public health issue related
More informationRESEARCH BRIEF 1. Poverty Outreach in Fee-for-Service Savings Groups. Author: Michael Ferguson, Ph.D., Research & Evaluation Coordinator
Updated August 2012 INNOVATIONS RESEARCH BRIEF 1 Poverty Outreach in Fee-for-Service Savings Groups Author: Michael Ferguson, Ph.D., Research & Evaluation Coordinator Project Background & the PSP model
More informationImpact of the Global Economic Crisis on Asian Migrants. Manolo Abella
Impact of the Global Economic Crisis on Asian Migrants Manolo Abella Too early to say magnitude of the impact on international labor migration Too early to say magnitude of the impact on international
More informationTowards the 5x5 Objective: Setting Priorities for Action
Towards the 5x5 Objective: Setting Priorities for Action Global Remittances Working Group Meeting April 23, Washington DC Massimo Cirasino Head, Payment Systems Development Group The 5x5 Objective In many
More informationAccess to Insurance Initiative
Access to Insurance Initiative A global programme for sound regulatory and supervisory frameworks IAIS-A2ii Consultation Call: September 22, 2016 How Supervisors can help enable access to insurance for
More informationISTANBUL MINISTERIAL DECLARATION on A Silk Routes Partnership for Migration
ISTANBUL MINISTERIAL DECLARATION on A Silk Routes Partnership for Migration WE, the Ministers responsible for migration and migration-related matters from the Budapest Process participating countries as
More informationPROMOTE: Decent Work for Domestic Workers to End Child Domestic Work. Project Brief OBJECTIVE KEY PARTNERS DURATION DONOR GEOGRAPHICAL COVERAGE
PROMOTE: Decent Work for Domestic Workers to End Child Domestic Work Project Brief National To reduce child domestic workers significantly by building institutional capacities of domestic worker organisations
More informationRegional guidelines on the return and reintegration of migrant workers participating in the Employment Permit System of the.
Republic of Korea Regional guidelines on the return and reintegration of migrant workers participating in the Employment Permit System of the Republic of Korea Developed under the framework of the ILO-Korea
More informationWFP Turkey Emergency Social Safety Net
HIGHLIGHTS By the end of June, most of the visited SASF/SC offices had started to reassess the previously ineligible applicants against the revised targeting criteria. As a result, the inclusion rate has
More informationIECA Conference. Efficient and Effective Council Meetings. Terry Janssen. March 4 th, Region 6, Regional Extension Education Director
Efficient and Effective Council Meetings Terry Janssen Region 6, Regional Extension Education Director Two objectives: IECA Conference 1. To determine the important aspects of an effective agenda. 2. To
More informationNote établie par le Bureau Permanent * * *
AFFAIRES GENERALES ET POLITIQUE GENERAL AFFAIRS AND POLICY Doc. prél. No 7 Prel. Doc. No 7 février / February 2010 QUELQUES RÉFLEXIONS SUR L UTILITÉ D APPLIQUER CERTAINES TECHNIQUES DE COOPÉRATION INTERNATIONALE
More informationPromoting low-cost formal remittance channels and financial literacy
Promoting low-cost formal remittance channels and financial literacy Pia Bernadette Roman Tayag Director, Inclusive Finance Advocacy Office and Concurrent Head, Financial Consumer Protection Department
More informationASEAN Central Banks Working Committee on Payment and Settlement System (WC-PSS)
ASEAN Central Banks Working Committee on Payment and Settlement System (WC-PSS) Portugal, October 2012 Background Payment and settlement system is the backbone of economic activities toward AEC 2015; There
More informationWIDER DEVELOPMENT CONFERENCE MIGRATION AND MOBILITY
WIDER DEVELOPMENT CONFERENCE MIGRATION AND MOBILITY 2.1 MIGRATION, POLICY, AND GOVERNANCE I 5-6 OCTOBER 2017 IN ACCRA, GHANA. SOUTH-TO-SOUTH MIGRATION IN ASIA: OPPORTUNITIES, CHALLENGES AND POLICY IMPLICATIONS
More informationFourth-generation cryptocurrency platform creation. White Paper. Ver TUX GLOBAL SDN.BHD.
Fourth-generation cryptocurrency platform creation White Paper Ver. 3.0 Greeting TOUREXCOIN is a cryptocurrency developed for the purpose of establishing means of settlement by cryptocurrency in Cambodia
More informationROADMAP FOR FORMATION OF M&D IN LESOTHO :FORMATION OF NCC
OUTLINE ROADMAP FOR M&D IN LESOTHO FORMATION OF NCC M&D P EXECUTIVE SUMMARY LESOTHO MIGRATION AND DEVELOPMENT POLICY : BACKGROUND OBJECTIVE OF THE POLICY GOVERNMENT COMMITMENT TO MIGRATION AND DEV. INITIATIVES
More informationPartner. Published By. Malaysian-German Chamber of Commerce and Industry (MGCC) Address
AHK WORLD BUSINESS OUTLOOK ASEAN FOCUS 2018 Partner Published By Address Editorial Layout Malaysian-German Chamber of Commerce and Industry (MGCC) Lot 20-01, Level 20 Menara Hap Seng, Plaza Hap Seng No.
More informationRemittance Prices Worldwide Issue n. 19, September 2016
An analysis of trends in cost of remittance services Remittance Prices Worldwide Issue n. 19, September This Report reflects the latest trends observed in the data published in September. Remittance Prices
More informationSummary of key messages
Regional consultation on international migration in the Arab region in preparation for the global compact for safe, orderly and regular migration Beirut, 26-27 September 2017 Summary of key messages The
More informationChina National Day Golden Week 2017 Preview
China National Day Golden Week 2017 Preview Chinese traveling during this year s National Day Golden Week holiday, which runs for eight days through October 1 8, are expected to drive both global and domestic
More informationHong Kong, Kuwait, Singapore, Saudi Arabia, United Arab Emirates, Lebanon, Qatar, Malaysia, USA and the UK. 3,5,6,8
HIV & MIGRATION COUNTRY PROFILE 2009: PHILIPPINES PHILIPPINES The Philippines is one of the world s largest and best organised source countries for human labour migration. There are an estimated over 7
More informationFor personal use only
UNITED OVERSEAS AUSTRALIA LTD ACN 009 245 890 Suite 1, 467 Scarborough Beach Road, OSBORNE PARK WA 6017 P.O. Box 1788, Osborne Park DC, W.A. 6017 Tel: (+618) 9217 9800 Fax: (+618) 9217 9899 30 April 2014
More information1. Make Sure That You Fulfill The Necessary Requirements
Apply For A Foreign Maid (Pembantu Rumah Asing-PRA) in Malaysia (Feb 18, 2005 at 10:29 AM) - Contributed by Dr Azmi Mohd Tamil - Last Updated (Oct 29, 2005 at 06:20 PM) I just came back from the immigration
More informationMore than Remittances: Financial Management Needs of Migrants regarding Risk
www.joyn-coop.com More than Remittances: Financial Management Needs of Migrants regarding Risk Presenting an innovative solution, developed with and for TRAFIM - an Transnational Family Insurance for Migrants
More informationUnit II Migration. Unit II Population and Migration 21
Unit II Migration 91. The type of migration in which a person chooses to migrate is called A) chain migration. B) step migration. C) forced migration. D) voluntary migration. E. channelized migration.
More informationAfrican Institute for Remittances (AIR) By Hailu Kinfe
African Institute for Remittances (AIR) By Hailu Kinfe Social Protection for Migrants in the SADC: Prospects, Vulnerability and Benefits across Boarders International Conference OUTLINE Key facts of African
More informationREHIRING PROGRAMME. for Illegal Foreign Workers
REHIRING PROGRAMME for Illegal Foreign Workers OVERVIEW The Rehiring Programme of the Malaysian Government, involving illegal foreign workers, is aimed at giving chance to obtain valid work permits to
More informationCROSS-BORDER REMITTANCES
CROSS-BORDER REMITTANCES PROMOTING LOW-COST FORMAL REMITTANCE CHANNELS AND FINANCIAL LITERACY 7th ADB-ADBI-OECD-ILO Round table on Labor Migration in Asia January 18, 2017 Manila, the Philippines Isaku
More informationINTERNATIONAL CONFERENCE ON REMITTANCES G8 GLOBAL REMITTANCES WORKING GROUP PLENARY MEETING
INTERNATIONAL CONFERENCE ON REMITTANCES G8 GLOBAL REMITTANCES WORKING GROUP PLENARY MEETING Remarks by Giovanni Carosio Deputy Director General, Banca d'italia Rome, 9 November 2009 Immigrant workers remittances
More informationWhite Paper: Mobile Money Transfer
White Paper: Mobile Money Transfer International Remittance Considerations for Mobile Network Operators February 2013 Mobile Money Transfer GSMA White Paper Summary Mobile network operators (MNOs) are
More informationSUPPLY AND DELIVERY OF ELECTRICAL SPARE PARTS FOR MURUM HEP TENDER DOCUMENTS: SARAWAK ENERGY REF. NO. MHPG/5/MNAR/2017 PART I TENDER PROCEDURES
SUPPLY AND DELIVERY OF ELECTRICAL SPARE PARTS FOR MURUM HEP TENDER DOCUMENTS: SARAWAK ENERGY REF. NO. MHPG/5/MNAR/017 PART I TENDER PROCEDURES SECTION 1 INTRODUCTION This Introduction should be read in
More informationINTERNATIONAL MIGRATION AND RETURN MIGRANTS IN VIET NAM
INTERNATIONAL MIGRATION AND RETURN MIGRANTS IN VIET NAM Presented by: Mr. Pham Van Dinh Senior official of the Consular Department Ministry of Foreign Affair of Vietnam. 1) Vietnam and international migration
More informationIN THE HIGH COURT OF MALAYA IN SHAH ALAM IN THE STATE OF SELANGOR DARUL EHSAN, MALAYSIA SUMMONS WRIT NO: BETWEEN AND
IN THE HIGH COURT OF MALAYA IN SHAH ALAM IN THE STATE OF SELANGOR DARUL EHSAN, MALAYSIA SUMMONS WRIT NO: 22-753-2005 BETWEEN WING FAH ENTERPRISE SDN BHD PLAINTIFF AND MATSUSHITA ELECTRONIC COMPONENTS (M)
More informationChapter 3: Migration
Chapter 3: Migration The Cultural Landscape: An Introduction to Human Geography A type of mobility Migration Migration is a permanent move to a new location Migration = relocation diffusion Emigration
More informationMigration Initiatives 2015
Regional Strategies International Organization for Migration (IOM) COntents Foreword 1 3 IOM STRATEGY 5 Total funding requirements 6 Comparison of Funding Requirements for 2014 and 2015 7 EAST AND HORN
More informationThe role of ASEAN labour attachés in the protection of migrant workers
Policy Brief Issue No. 1 October 2015 The role of ASEAN labour attachés in the protection of migrant workers The role of ASEAN labour attachés in the protection of migrant workers According to the World
More informationFINANCIAL INCLUSION. Ayse Zoodsma. Systems, Ohrid, May Looman
FINANCIAL INCLUSION 8th Conference on Payment and Securities Settlement Systems, Ohrid, 11-13 May 2015 Ayse Zoodsma 25-27/02/2015 4 Retail payment innovations & trends Judith Looman 1 Outline Foreword
More informationThe importance of financial inclusion and
The importance of financial inclusion and secure remittances Ayse Zoodsma-Sungur Seventh Conference on Payment and Securities Settlement Systems, Ohrid 7-10 July 2014 Outline Foreword Financial Inclusion:
More informationIME (M) SDN BHD CUSTOMER ACCEPTANCE POLICY
IME (M) SDN BHD CUSTOMER ACCEPTANCE POLICY 1. Introduction 1.1 IME (M) Sdn Bhd A Remittance Company IME (M) Sdn Bhd [IME] is a full service remittance company granted permission by the Controller of Foreign
More informationWhy are we here. To help migrants to migrate smarter and return better
1 Why are we here To help migrants to migrate smarter and return better 2 How 1. By creating win-win-win-win situations for Romanian migrants Romania Host countries, and Product-service providers 2. By
More informationKorea s Case on Remittance Cost Reduction
Korea s Case on Remittance Cost Reduction - Contents - 1. Background 2. Increasing Remittance Market Competitiveness 3. Improving Financial Infrastructure 4. Expectations 1. Background The cost of sending
More informationYouth labour market overview
1 Youth labour market overview With 1.35 billion people, China has the largest population in the world and a total working age population of 937 million. For historical and political reasons, full employment
More informationIN THE HIGH COURT OF MALAYA AT SHAH ALAM IN THE STATE OF SELANGOR DARUL EHSAN [CIVIL SUIT NO: ] BETWEEN
IN THE HIGH COURT OF MALAYA AT SHAH ALAM IN THE STATE OF SELANGOR DARUL EHSAN [CIVIL SUIT NO: 22-510-2003] BETWEEN A & AT ADVANCED POWER SYSTEMS SDN BHD... PLAINTIFF AND PERNEC CORPORATION BHD (NO SYARIKAT:
More informationTERMS OF REFERENCE FOR THE CALL FOR TENDERS
Reference: ACPOBS/2011/ 010 November 2011 Internal Migration, Urbanization and Health in Angola TERMS OF REFERENCE FOR THE CALL FOR TENDERS For undertaking research commissioned by the ACP Observatory
More informationFIVE YEAR WORK PROGRAMME
Final text FIVE YEAR WORK PROGRAMME 1. The aim of this programme is to implement the objectives agreed by partners at the 10 th Anniversary Euro-Mediterranean Summit in accordance with the Barcelona Declaration
More information