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MORTGAGE FORECLOSURE IN A NUTSHELL

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GREATER ATLANTIC LEGAL SERVICES, INC. CHANCERY ABSTRACT CHASE HOME FINANCE LLC Plaintiff, vs. ADRIANA L. MADEIRA Defendants, SUPERIOR COURT OF NEW JERSEY ESSEX COUNTY DOCKET NO. F-022428-08 GREATER ATLANTIC LEGAL SERVICES, INC. hereby certifies to GRANDVIEW TITLE AGENCY OF BERGEN COUNTY that it has reviewed the proceedings currently on file in the Superior Court Clerk s office for the above entitled action and reports the same regular as to form, except as hereinafter noted. YOUR REFERENCE # H4027-18F TITLE OFFICER

Complaint to Foreclose Filed June 12, 2008 Fein, Such, Kahn & Shepard, P.C., Attorneys for Plaintiff FIRST COUNT Complaint filed to foreclose mortgage made and executed by Adriana L. Madeira to JPMorgan Chase Bank, NA to secure the sum of $334,650.00. Obligation and mortgage dated May 31, 2005. The mortgage was recorded in Essex County on June 21, 2005 in Book 10544, Page 280. THIS IS A PURCHASE MONEY MORTGAGE. A COMPLETE COPY OF THE COMPLAINT WITH PROPERTY DESCRIPTION ATTACHED IS ANNEXED HERETO. NA. Chase Home Finance LLC is successor by merger to JPMorgan Chase Bank, By virtue of a default in accordance with the terms of the obligation and mortgage, plaintiff has elected to call the whole of the principal sum due. The Notice of Intention was mailed to the debtors in compliance with the Fair Foreclosure Act. WHEREFORE, Plaintiff demands judgment: Fixing the amount due on the mortgage; Barring and foreclosing all of the defendants of all equity or redemption in and to the aforesaid lands; Directing that plaintiff be paid the amount due to plaintiff as provided in the mortgage together with interest and costs; Adjudging that the lands described above be sold according to law to satisfy the amount due to plaintiff; Such other and further relief as may be set forth in the demand for judgment included on the annexed copy of the Complaint. SECOND COUNT Plaintiff is entitled to possession of the mortgaged premises. 1

WHEREFORE, Plaintiff demands judgment against said defendants for possession of the mortgaged premises and for any other relief that may be set forth in the demand for judgment on the copy of the Complaint annexed hereto. By: The Complaint is signed, Fein, Such, Kahn & Shepard, P.C. Attorneys for Plaintiff Jessica Berry Summons dated June 16, 2008 (See return of service for Adriana L. Madeira annexed hereto.) Certification of Marital Status Filed September 5, 2008 Certification sets forth that there are no curtesy/dower or other marital interests for the spouse of the Defendant, Adriana L. Madeira. Request and Certification/Affidavit of Default as to Adriana L. Madeira Filed September 5, 2008 Default Filed September 5, 2008 Notice of Motion for Final Judgment Filed November 19, 2008 The Notice of Motion for Final Judgment is directed to Adriana L. Madeira at 65 Merchant Street, Newark, NJ 07105. 2

Certification of Service of Notice annexed hereto sets forth on November 4, 2008 a copy of the Notice of Motion and Certification of Proof of Amount Due were sent by regular and certified mail to the party to whom the notice is directed. Certification/Affidavit of Non-Military Service or Inability to Ascertain Military Status Filed May 14, 2009 Adriana L. Madeira is/are not in the military service. Report(s) from the Department of Defense Manpower Data Center annexed thereto. Proof of Mailing Filed May 14, 2009 On November 4, 2008, a copy of the filed default was mailed to Adriana L. Madeira at the address where she was served with process. Proof of Service of Notice to Cure Pursuant to Fair Foreclosure Act Filed May 14, 2009 On November 4, 2008, a Notice to Cure pursuant to the Fair Foreclosure Act was mailed by regular and certified mail to each at the following addresses: Adriana L. Madeira at 65 Merchant Street, Newark, NJ 07105. Certification by the attorney for plaintiff sets forth that neither the lender nor the office of the attorney for plaintiff received any statement from the debtor indicating that there was a likelihood that she would be able to provide payment necessary to cure the default. More than ten days have passed since receipt of the notice by the debtor. Certification/Affidavit of Costs/Search Fees Filed May 14, 2009 Total fees requested $660.00. 3

Certification/Affidavit of Amount Due Filed May 14, 2009 Certification/Affidavit by a representative of the plaintiff sets forth that there is due the sum of $346,880.84 on its mortgage together with interest to grow due thereon from December 1, 2008. Final Judgment Filed May 14, 2009 (See copy annexed hereto.) Plaintiff s Costs $4,313.81. Writ of Execution issued May 14, 2009. (Returned into Court December 6, 2010: Cancelled.) Certification/Affidavit of Mailing Filed August 14, 2009 On July 24, 2009, a Notice of Sheriff's Sale was mailed by regular and certified mail to Adriana L. Madeira at 65 Merchant Street, Newark, NJ 07105. Certification/Affidavit of Diligent Inquiry and Accuracy of Foreclosure Documents and Factual Assertions RECEIVED May 7, 2014 4

Notice of Motion for Amended Final Judgment Filed May 7, 2014 The Notice of Motion for Final Judgment is directed to Adriana L. Madeira at 65 Merchant Street, Newark, NJ 07105. Proof of Service of Notice of Motion for Amended Final Judgment RECEIVED May 7, 2014 On May 7, 2014, the Notice of Motion for Amended Final Judgment, Certification of Diligent Inquiry pursuant to R 4:64-2, Amended Certification of Proof of Amount Due and Certification of Lender were mailed by regular and certified mail to the party to whom the notice is directed. Certification of Bankruptcy RECEIVED May 7, 2017 Certification of Lender in Support of Entry of Amended Final Judgment RECEIVED May 7, 2017 Amended Certification/Affidavit of Amount Due RECEIVED May 7, 2014 Certification/Affidavit by a representative of the plaintiff sets forth that there is due the sum of $396,342.91 on its mortgage together with interest to grow due thereon from February 17, 2014. Certification/Affidavit of Diligent Inquiry and Accuracy of Foreclosure Documents and Factual Assertions RECEIVED August 6, 2015 5

Notice of Motion for Amended Final Judgment Filed August 6, 2015 The Notice of Motion for Final Judgment is directed to Adriana L. Madeira at 65 Merchant Street, Newark, NJ 07105. Proof of Service of Notice of Motion for Amended Final Judgment RECEIVED August 6, 2015 On August 6, 2015, the Notice of Motion for Amended Final Judgment, Certification of Diligent Inquiry pursuant to R 4:64-2, Amended Certification of Proof of Amount Due and Certification of Lender were mailed by regular and certified mail to the party to whom the notice is directed. Certification of Bankruptcy RECEIVED August 6, 2015 (See copy annexed hereto.) Certification of Lender in Support of Entry of Amended Final Judgment RECEIVED August 6, 2015 Amended Certification/Affidavit of Amount Due RECEIVED August 6, 2015 Certification/Affidavit by a representative of the plaintiff sets forth that there is due the sum of $409,715.80 on its mortgage together with interest to grow due thereon from June 1, 2015. 6

Amended Final Judgment Filed September 2, 2015 (See copy annexed hereto.) NOTE: WE FAIL TO FIND ANY PROOF OF MAILING OF THE AMENDED FINAL JUDGMENT FILED IN THIS ACTION. Plaintiff s Costs $4,183.84. Amended Writ of Execution issued September 2, 2015. (Returned into Court: Partially Satisfied.) Certification/Affidavit of Mailing Filed March 4, 2016 On February 29, 2016, a Notice of Sheriff's Sale was mailed by regular and certified mail to Adriana L. Madeira at 65 Merchant Street, Newark, NJ 07105. Appearance Entered for Chase Home Finance, LLC Filed September 29, 2016 Fein, Such, Kahn & Shepard, P.C., Attorneys for Plaintiff Certification to Support Issuance of Writ of Possession Filed September 29, 2016 7

Writ of Possession issued December 21, 2016 and not returned. Report of Sale RECEIVED April 12, 2017 (See copy annexed hereto.) On June 7, 2016, the Sheriff of Essex County sold the mortgaged premises at public venue to Chase Home Finance LLC for the sum of $100.00. They being the highest bidder therefore. 8

THIS CHANCERY ABSTRACT IS CERTIFIED TO GRANDVIEW TITLE AGENCY OF BERGEN COUNTY DATED: October 4, 2018 GREATER ATLANTIC LEGAL SERVICES, INC. 1542 KUSER ROAD, SUITE B-9 HAMILTON, NEW JERSEY 08619 Phone 800 345-4631 Fax 609 581-5604 www.greateratlanticlegal.com DEJ 9

SWC F 022428-08 04/12/2017 Pg 2 of 2 Trans ID: CHC2017304996