Terms and Conditions for Maybank World MasterCard Star Wars Top Spender Campaign

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Terms and Conditions for Maybank World MasterCard Star Wars Top Spender Campaign 1. Definitions In these Terms and Conditions: "Account" means a Maybank World MasterCard account maintained with Maybank in Singapore. "Campaign" means the Maybank World MasterCard Top Spender campaign. "Cardmembers" means persons who are principal Cardmembers to whom Maybank World MasterCards have been issued and whose Accounts are in good standing (as determined by Maybank in its sole discretion). "Eligible Cardmember" means a Cardmember who has registered to participate in this Campaign by sending an SMS in the correct format to Maybank and has received an autoreply SMS from Maybank confirming such Cardmember s participation in the Campaign. "Maybank" means Malayan Banking Berhad, Singapore branch. "Maybank World MasterCard" means any personal World MasterCard Credit Card issued by Maybank. "Prize" means: Return Flights for two adults from Singapore to London, where travel is to be completed by 30 June 2016. Blackout dates apply. Transfers from airport to hotel and vice versa 4 nights and 5 days hotel accommodation at 4-star hotel with breakfast Money Can t Buy Tour of Pinewood Studios, filming location of the movie Pictures taken with C3P0 and R2D2 at London Film Museum Star Wars Exhibit at Madame Tussaud s The Prize does not include the following (such list is not exhaustive): Travel Visa and other travel related expenses Long distance phone calls, room service, laundry, mini bar items, room service, loss of hotel property, damage to hotel property, or any other expenses incurred in the hotel Personal expenses unrelated to the scheduled program (such as but not limited to shopping, transportation to destinations which are not part of the tour, food expenses aside from scheduled meals and telecommunication charges) Any personal tax that may be levied on guests with respect to their receipt of the Prize or any part thereof "Qualifying Account" means, an Account, at the time of the Campaign which, in the sole opinion of Maybank, is in good standing and has not been terminated. "Qualifying Period" means 16 November 2015 to 29 February 2016 (Singapore time). "Qualifying Amount" means charging at least S$20,000 to a Maybank World MasterCard (excluding FlexiCash, Cash advance, Balance Transfer, interest charges, late payment charges,

finance charges, annual fees, reversals and other miscellaneous charges) during the Qualifying Period. The transactions to be used for the Qualifying Amount must be posted to the Cardmember s Qualifying Account by 29 February 2016. "Winner" means the winner of the Maybank World MasterCard Top Spender Campaign. Definitions importing the singular shall include the plural and vice versa. 2. Maybank World MasterCard Top Spender Campaign 2.1 The Maybank World MasterCard Top Spender Campaign is open to Cardmembers who: 1. Send an SMS to Maybank in the required format to register their participation; and 2. Charge the Qualifying Amount during the Qualifying Period. 2.2 If Maybank receives an eligible SMS in the correct format, the Eligible Cardmember will receive an auto-reply SMS from Maybank acknowledging receipt of the eligible SMS. Proof of sending an SMS does not constitute proof of Maybank s receipt of the SMS. Any SMS sent in the wrong format will not receive an auto-reply from Maybank. 2.3 Supplementary Cardmembers are not eligible to participate in this Campaign. 2.4 Card retail transactions (including online and foreign transactions) charged by the Cardmembers and their Supplementary Cardmembers (if any) may be combined for the purposes of the Qualifying Amount. 2.5 The top spender will be chosen based on highest Qualifying Amount accumulated within the Qualifying Period. 3. Eligibility 3.1 Only Cardmembers with a Qualifying Account(s) are eligible to participate in the Maybank World MasterCard Top Spender Campaign. 3.2 If the Maybank World MasterCard held by an Eligible Cardmember is suspended or cancelled or terminated by Maybank or the Eligible Cardmember for any reason whatsoever before the Winner is announced, the Eligible Cardmember will be disqualified from the Campaign (notwithstanding that his/her other credit cards issued by Maybank may not have been suspended or cancelled or terminated). 3.3 The estates of deceased Cardmembers shall not be entitled to participate in the Maybank World MasterCard Top Spender Campaign. 3.4 Transactions must be made to the Eligible Cardmember s Qualifying Account within the Qualifying Period. In the event an eligible transaction is cancelled or reversed by any party for any reason, the said transaction will not be considered for the purpose of this Maybank World MasterCard Top Spender Campaign. If an eligible transaction contributing to the highest Qualifying Amount for the Winner is cancelled or reversed after the Prize has been awarded, Maybank has the right to charge the value of the Prize to the Winner s Qualifying Account or deduct it from any Maybank account the Winner holds with Maybank.

4. Prize 4.1 The Prize is not transferable or exchangeable for cash, credit or kind and shall be subject to such terms and conditions which Maybank may in its sole and absolute discretion impose. Maybank may in its sole and absolute discretion exchange or substitute the Prize to another of equivalent or similar value without notice and liability to any person. 4.2 The Winner and his/her guest must be 16 years or above. 4.3 Prize must be accepted as awarded and are subject to all of the applicable terms and conditions. 4.4 The Winner acknowledges that the Prize is developed and managed by DJP Marketing and Promotions Limited, and will not hold Maybank liable for any loss or damage caused to the Winner by DJP Marketing and Promotions Limited or if applicable, any replacement vendor that Maybank may engage and notifies in writing to the Winner. 4.5 While Maybank has endeavoured to ensure the Prize details are final, Maybank reserves the right to amend the details by written notice to the Winner. 4.6 Maybank has no control over the change of itineraries and accepts no liability relating to any such change. Accommodation and airline shall be chosen by Maybank in its sole discretion. 4.7 By accepting the Prize the Winner agrees to participate in Maybank's and its partners' postcampaign marketing communications. 4.8 The collection and use of the Prize shall be subject to these terms and conditions and such other conditions that may be imposed by Maybank or the relevant merchants supplying the goods or services. The Prize shall be collected at the risk and cost of the Winner. The Winner shall accept his/her Prize on an "as-is, where-is" basis. Maybank is not the supplier of the Prize, the related goods and services and shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the Prize. Notwithstanding anything herein, Maybank shall not at any time be responsible or held liable for any defect or malfunction in the Prize by any person, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of the Prize (or of any goods or services redeemed with the Prize). Maybank is not an agent of the merchants supplying the goods or services redeemed with the Prize. Any dispute over the goods and/or services shall be resolved directly with the relevant merchants. 5. To win 5.1 Maybank will choose the Winner based on the highest Qualifying Amount charged to a Maybank World MasterCard by an eligible Cardmember during the Qualifying Period. 5.2 The Cardmember who charges the highest Qualifying Amount to his/her Maybank World MasterCard during the Qualifying Period will win the Prize. 5.3 Transactions must be made at a valid merchant. Maybank reserves the right to refuse transactions and/or disqualify participants if Maybank considers in its discretion that a

merchant is not acceptable in view of ethical, commercial or legal/regulatory standards, or for any such other reason as Maybank may determine. 5.4 For the purpose of this Campaign, proof of charge slip is not proof of spending. Card transactions as reflected in the monthly statement of the Qualifying Account shall constitute proof of eligible spending during the Qualifying Period. 5.5 Maybank will use the date on which the transaction is posted to the Eligible Cardmember s Qualifying Account to calculate the Qualifying Amount, unless the transaction is excluded by Maybank in its absolute discretion. 6. The Results 6.1 The Winner shall be contacted by Maybank by phone at his/her contact number on record with Maybank by 31 March 2016. 6.2 The Prize cannot be used for commercial or promotional purposes or resold. The Winner of the Prize will be required to sign confirmation of his/her acceptance of the Prize and all related terms and conditions. Travel is from Singapore. It is the responsibility of the Winner to obtain the necessary travel documents. No compensation will be given should the Winner fail to obtain such documents, regardless of any circumstances. 6.3 Winner is required to attend the prize presentation ceremony and/or other publicity programmes (if any) at their own costs and expenses at the time and venue stipulated by Maybank for the purposes of collecting their Prize. 6.4 Maybank reserves the right to select one (1) or more reserve winner(s) to replace the Winner subsequently found to be disqualified. Maybank s determination of the Winner shall be final, conclusive and binding. No correspondence or claims will be entertained. 6.5 Where the Prize remains unclaimed for 10 business days after the Winner is contacted by Maybank, Maybank reserves the right to transfer the Prize to a reserve winner. In the event the Winner fails to claim his/her Prize, the Winner shall forfeit the Prize and such Winner shall not be entitled to any payment of compensation. 6.6 Maybank reserves the right to transfer the Prize to a randomly selected reserve winner in the event that the Winner is unable to fulfill the obligations required of him/her. 7. General 7.1 Notwithstanding anything herein, Maybank shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered or incurred by or in connection with the use of the Prize (or of any goods or services redeemed with the Prize) by any person. 7.2 The Winner agrees to co-operate with and participate in any advertising or publicity activities of Maybank relating to the Maybank World MasterCard Top Spender Campaign and agrees that Maybank may publicise the name, NRIC/passport number and/or photograph of the Winner for the purpose of this Maybank World MasterCard Top Spender Campaign only and in accordance with applicable law.

7.3 Without prejudice to these terms and conditions, all participants in the Maybank World MasterCard Top Spender Campaign expressly and irrevocably permit and authorise Maybank to collect, use and disclose information regarding their particulars to the parties involved in organising, promoting and conducting the Maybank World MasterCard Top Spender Campaign for the purposes of the Maybank World MasterCard Top Spender Campaign. 7.4 The decision of Maybank on all matters relating to this Maybank World MasterCard Top Spender Campaign will be at its absolute discretion and will be final and binding on all participants. No correspondence shall be entertained. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the Maybank World MasterCard Top Spender Campaign, these terms and conditions will prevail. 7.5 Maybank, its related corporations, employees and/or independent contractors shall not be responsible or liable to any person for any loss, injury, liability, expense or damage whatsoever or howsoever incurred or sustained by any Cardmember and/or any other person by reason of, arising from or in connection with the Campaign and/or the use of the Prize, including but not limited to any error in awarding the Prize, any notice which is misdirected or lost in the post or any change or cancellation of the itinerary for any reason, or any transaction that are processed late, incorrectly or lost due to computer or other electronic breakdown or malfunction or any other reason. 7.6 Maybank accepts no responsibility for any tax implications that may arise from the Prize or the use thereof. Any tax filing obligation or any tax payment due to any tax authority as a result of receipt of the Prize remains the sole responsibility of the Winner. It is the responsibility of the Winner to seek independent advice on the possible implications this may have on his/her own financial situation. 7.7 Maybank reserves the right at its absolute discretion to suspend or terminate this Maybank World MasterCard Top Spender Campaign or vary, delete or add to any of these terms and conditions from time to time and to exclude any person from participating in the Maybank World MasterCard Top Spender Campaign without notice or liability to any person, including without limitation, the eligibility of any Cardmember, the methods of identification of the Winner and the dates of the Qualifying Period. 7.8 By participating in the Maybank World MasterCard Top Spender Campaign each participant agrees to abide by the terms and conditions stated herein. In the event that the participant does not agree to these terms and conditions he/she should not participate in the Maybank World MasterCard Top Spender Campaign and should opt out by informing Maybank of the same. 7.9 Maybank does not assume any responsibility for the products and services offered under this Maybank World MasterCard Top Spender Campaign. The products are sold and services are provided solely by the relevant vendors, under such terms and conditions as determined by such vendors, and Maybank accepts no liability whatsoever in connection with such products and services. The products and services have not been certified by Maybank and under no circumstances shall the inclusion of any product or service in this Maybank World MasterCard Top Spender Campaign be construed as an endorsement or recommendation of such product or service by Maybank.

7.10 These Terms and Conditions shall be governed by the laws of Singapore and the participants in the Maybank World MasterCard Top Spender Campaign irrevocably submit to the exclusive jurisdiction of the courts of Singapore. 7.11 A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.