being otherwise fully advised in the premises, the Chief Financial Of?cer?nds:

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CHIEF FINANCIAL OFFICER EFF ATWATER STATEor FLORIDA IN THE MATTER OF: KENNETH SIHLE / CASE NO.: 164420-14-AG CONSENT ORDER THIS CAUSE came on for consideration and?nal agency action. Upon consideration of the record, including the Settlement Stipulation for Consent Order dated October 21, 2014, and being otherwise fully advised in the premises, the Chief Financial Of?cer?nds: 1. The Chief Financial Officer, as agency head of the Florida Department of Financial Services (the Department ), has jurisdiction over the subject matter of this case and the parties. 2. The entry of this Consent Order and compliance herewith by Kenneth Sihle (the Respondent ), License #A242645, shall conclude the administrative proceeding of Case No. 164420-14-AG before the Department. IT IS THEREFORE ORDERED: (a) The Settlement Stipulation for Consent Order dated October 21, 2014, and attached hereto as Exhibit A, is hereby approved and fully incorporated herein by reference.

L (b) The Respondent shall pay an administrative penalty in the amount of four thousand dollars ($4,000) as authorized by section 626.681(l), Florida Statutes, within thirty (30) calendar days of the entry of this Consent Order. Failure of the Respondent to pay the administrative penalty within the specified time limit shall result in the immediate suspension of the Respondent s license and eligibility for licensure in this state without further proceedings for a period of sixty (60) days. (c) If the Respondent is suspended for violating the Settlement Stipulation for Consent Order or this Consent Order, the Respondent shall, at the end of the applicable period of suspension, be entitled to?le an application for reinstatement of licensure. However, the Respondent s license shall not be reinstated if the Department?nds that the circumstance or circumstances for which the license was suspended still exist or are likely to recur, or if the Respondent is not otherwise eligible for licensure. (d) The Respondent shall cease and desist charging unlawful fees to insureds. (e) If the Department has good cause to believe that the Respondent has violated any condition of this Consent Order, then the Respondent authorizes the Department to seek the immediateenforcement of the order in the Circuit Court of the Second udicial Circuit, in and for Leon County, in Tallahassee, Florida. If such an enforcement order is granted, then the Respondent agrees that he shall be liable to the Department for all reasonable costs and attorneys fees expended in the enforcement action. DONE and ORDERED this Ilibday of gggxarnbgr,2o14. j 5 44, Gregory Thomas Director, Agent & Agency Services

Copies Furnished To: ksihle@sihle.com Kenneth Sihle Sihle Insurance Group 1021 Douglas Avenue Altamonte Springs, Florida 32714-2029 Kenneth Sihle 1716 Greystone Court Longwood, Florida 32779-3140 Greg Thomas, Director Division of Agent & Agency Services 200 East Gaines Street Tallahassee, Florida 32399-0320 Complaint & Settlement Division of Legal Services 200 East Gaines Street Tallahassee, Florida 32399-0333

' an» V_., Q, :*31GGVAL:fZCii098142614'-12:15-130996 $4,000.00 PID; 324139;: INVOICE ADMINISTRATIVE PENALTYIMPOHSED BY CONSENT ORDER In orderto ensure that your payment is receivedand properlycredited,please return check payableto: this invoice with your Departmentof FinancialServices Divisionof Legal Services RevenueProcessingSection Post OfficeBox 6100 Tallahassee,FL 32399-6100 PAYMENTMUST BE RECEIVED WITHIN30 DAYS OF ISSUANCEOF CONSENTORDER REFERENCE NAME _ ADDRESS Kenneth Sihle Sihle InsuranceGroup 1021 DouglasAvenue CITY, STATE, ZIP: AltamonteSprings, Florida32714-2029 3: ss# or AGENT#: A242645 C»? {:33 Case #: 164420-14-AG Z3 Attorney: Complaint& Settlement Source: Agent & Agency Investigations 9,; g _, if Cd.0 3 0 5;? FineDue:.......... $ 4,000.00 Cost Due:...... $ TotalAmount Due:... $ 4,000.00.?x T3 2 Amountremitted:... $ X.0 O :9? e e ' OFFICIAL USE ONLY - PLEASE, DO NOT MARK BELOW THIS LINE L5 U :j M I/_c F_/_r INV AMT (inserted by operator) 5 +7 M 6100 T,2 ; r

CHIEF FINANCIAL OFFICER EFF ATWATER STATEor FLORIDA IN THE MATTER OF: Case No: "/"4 A6'( KENNETH SIHLE/ SETTLEMENT STIPULATION FOR CONSENT ORDER IT IS HEREBY AGREED and STIPULATED by and between Kenneth Sihle ("the Respondent") and the State of Florida, Department of Financial Services ("the Department"), that: 1. The Respondent is currently licensed as a General Lines Agent. At all times relevant to the dates and occurrences referred to herein, the Respondent was so licensed in this state. 2. Pursuant to chapter 626, Florida Statutes, the Department has jurisdiction over the Respondent's licensure and eligibility for licensure and appointment in this state and the subject matter of this proceeding. 3. The Department conducted an investigation of the Respondent in his capacity as a licensee. As a result thereof, the Department alleges that the Respondent charged unlawful fees to insureds. In order to avoid formal litigation of this matter, the Respondent has determined that it is in his best interests to enter into this Settlement Sti ulation for Consent Order. EXHIBIT A

L 4. The Respondent voluntarily waives the right to a hearing in this matter and voluntarily enters into this Settlement Stipulation for Consent Order. 5. The Respondent voluntarily waives receipt of an administrative complaint pursuant to section 120.60(5), Florida Statutes, or any notice or charges other than this Settlement Stipulation for Consent Order. 6. By entering into this Settlement Stipulation for Consent Order and by the?ling of a Consent Order in this case, the Respondent and the Department intend to and do resolve all issues pertaining to the license disciplinary administrative penalties to be imposed against the Respondent based on the allegations in paragraph 3 above. 7. No party will appeal this Settlement Stipulation for Consent Order or the Consent Order to be issued in this case, and the parties speci?cally waive notice of the right to appeal as required by section l20.569(1), Florida Statutes. 8. This document is a public record and contains information which is routinely published by the Department. 9. Each party to this proceeding shall bear its own costs and attorneys fees, unless otherwise provided herein. 10. This Settlement Stipulation for Consent Order is subject to the approval of the Chief Financial Of?cer or his designee. Upon his approval, and without further notice, the Chief Financial Of?cer or his designee may issue a Consent Order providing for the following: (a) Incorporation by reference of all the terms and conditions of this Settlement Stipulation for Consent Order. (b) The Respondent shall pay an administrative penalty in the amount of four thousand dollars ($4,000.00) as authorized by section 626.681(1), Florida Statutes, within thirty (30) calendar days of the entry of the Consent Order to be issued in this case. Failure of

L the Respondent to pay the administrative penalty within the speci?ed time limit shall result in the immediate suspension of the Respondent's license and eligibility for licensure in this state without further proceedings for a period of sixty (60) days. (c) If the Respondent is suspended for violating the Settlement Stipulation for Consent Order or the Consent Order to be entered in this cause, the Respondent shall, at the end of the applicable period of suspension, be entitled to?le an application for reinstatement of licensure. However, the Respondent s license shall not be reinstated if the Department?nds that the circumstance or circumstances for which the license was suspended still exist or are likely to recur, or if the Respondent is not otherwise eligible for licensure. (d) The Respondent shall cease and desist charging unlawful fees to insureds. (e) If the Department has good cause to believe that the Respondent has violated any condition of this Consent Order, then the Respondent authorizes the Department to seek the immediate enforcement of the order in the Circuit Court of the Second udicial Circuit, in and for Leon County, in Tallahassee, Florida. If such an enforcement order is granted, then the Respondent agrees that he shall be liable to the Department for all reasonable costs and attorneys fees expended in the enforcement action. 11. The Respondent certi?es that the address and e-mail address below the Respondent s signature are valid addresses.

L..3 12. The Respondent agrees that the Consent Order may be sent to the Respondent via the e-mail address below the Respondent s signature. DATED andsig Dthis 2 9lLdayof t /,2o/7!. Kenneth Sihle POStOf?ce Altamonte Sprlngs, Florida 32716-0398 KSIHLE@SIHLE'COM Barry K. Lanier, FLMI, CLU Burgau Division of Agent & Agency Services Bureau of Investigation 200 East Gaines Street Tallahassee, Florida 32399-0320