Form COLLATERAL MORTGAGE Land Titles Act, S.N.B. 1981, c. L-1.1, s.25 Standard Forms of Conveyances Act, S.N.B. 1980, c. S-12.2, s.

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Form 3951 (02-09-2009 [add the following if NHA mortgage] IN PURSUANCE OF THE NATIONAL HOUSING ACT Form 15.1 COLLATERAL MORTGAGE Land Titles Act, S.N.B. 1981, c. L-1.1, s.25 Standard Forms of Conveyances Act, S.N.B. 1980, c. S-12.2, s.2 PARCEL IDENTIFIER: MORTGAGOR: [Insert PID] [Insert full name of mortgagor] [Insert address of mortgagor] MORTGAGOR: [Insert full name of mortgagor] [Insert address of mortgagor] SPOUSE OF: [Insert name of mortgagor] [Insert full name of spouse of mortgagor] [Insert address of spouse of mortgagor] MORTGAGEE: [Insert name of Mortgagee] [Insert address of applicable Branch] MANNER OF TENURE: LIMITATION OF RIGHT, TITLE OR INTEREST MORTGAGED: NOT APPLICABLE (Specify e.g. leasehold interest PARTICULARS OF SECURITY: Complete principal sum Complete interest rate This mortgage is collateral security and continuing collateral security for the performance by the Mortgagor of the Mortgagor s Promises (as defined in the mortgage under the mortgage and the due payment of: (a the Customer Liabilities (as defined in the mortgage to a maximum amount of $ (the Principal Sum ; and (b Costs (as defined in the mortgage; together with interest thereon calculated as follows: PRIME INTEREST RATE interest at a rate equal to the Prime Rate (as defined in the mortgage per annum in effect from time to time plus per centum ( % per annum, calculated monthly, not in advance and payable on demand, before and after Default (as defined in the mortgage and judgment. Interest will be charged on overdue interest at the same rate as on the Principal Sum. Statutory Covenants and Conditions Excluded: Optional Covenants and Conditions Included: All RBC-1322 The recitals, affidavits, statutory declarations or other documents attached hereto as Schedule D form part of this Collateral Mortgage. The Mortgagor mortgages (subject to the specified limitation to the Mortgagee in the specified manner of tenure the specified parcel as collateral security, the particulars of which are specified. The Mortgagor acknowledges receipt of the text of the covenants and conditions which are contained in this Mortgage by reference to a distinguishing number or by virtue of subsection 25(4 of the Land Titles Act, and agrees to be bound by them to the same extent as if set out at length herein. The spouse of the Mortgagor joins in this instrument and consents to this disposition for the purpose of complying with section 19 of the Marital Property Act. Date: Mortgagor: Mortgagor: Spouse of : [Insert name of Mortgagor. Delete if not applicable.] - 1 -

Form 3951 (02-09-2009 SCHEDULE D Recitals WHEREAS: A. The mortgagor is the owner of the specified parcel(s, subject to the limitation indicated on the face page hereof (if any; B. (the Customer is a customer of the mortgagee; [Insert name of each Customer.] C. The mortgagor has agreed to provide this collateral mortgage as security for, among other things, the Customer Liabilities (as defined in the mortgage; - 2 -

Form 3951 (02-09-2009 Form 55 AFFIDAVIT OF MARITAL STATUS Land Titles Act, S.N.B. 1981, c.l-1.1, s.81 [Insert name of Deponent.] [Insert address of Deponent.] SPOUSE OF [Insert name of Spouse of Deponent] DATE OF DOMESTIC CONTRACT: DATE OF COURT ORDER: I, the deponent, make oath and say: 1. That I am a person conveying an interest in the attached instrument and have personal knowledge of the matters hereinafter deposed to; 2. That I am not married; That the name of my spouse is as specified above; 3. That I have no former spouse with a right under the Marital Property Act to any interest in or possession of the subject land; 4. That the subject land has/has not [Delete inapplicable clause.] been occupied by me and my spouse as our marital home; 5. That my spouse has joined in this instrument and has consented to the disposition for the purpose of complying with section 19 of the Marital Property Act; The signature of my spouse is not required because my spouse has released all rights to the marital home by reason of a domestic contract dated as specified above. OR the marital home has been released by order of The Court of Queen s Bench of New Brunswick dated as specified above, pursuant to paragraph 23(1(b of the Marital Property Act. OR this disposition has been authorized by The Court of Queen s Bench of New Brunswick by order dated as specified above. 6. That I am the full age of nineteen years and upwards and not a non non-resident for any purposes of the Income Tax Act (Canada. SWORN to at, A Commissioner of Oaths Being a Solicitor before me: on - 3 -

Form 3951 (02-09-2009 Form 45 AFFIDAVIT OF CORPORATE EXECUTION Land Titles Act, S.N.B. 1981, c.l-1.1, s.55 [Insert name of Deponent.] [Insert address of Deponent.] OFFICE HELD BY CORPORATION: OTHER OFFICER WHO EXECUTED THE INSTRUMENT: [Insert name of Corporation] [Insert name of other officer] [Insert address of other officer] OFFICE HELD BY OTHER OFFICER WHO EXECUTED THE INSTRUMENT: [Insert office held by other officer] PLACE OF EXECUTION: DATE OF EXECUTION: I, the deponent, make oath and say: 1. That I hold the office specified above in the corporation specified above, and am authorized to make this affidavit and have personal knowledge of the matters hereinafter deposed to; 2. That the attached instrument was executed by me (and the other officer(s specified above as the officer(s duly authorized to execute the instrument on behalf of the corporation; 3. That the seal of the corporation was affixed to the instrument by order of the Board of Directors of the corporation; That the corporation has no seal; 4. That the instrument was executed at the place and on the date specified above; 5. That the ownership of a share of the corporation does/does not [Delete inapplicable clause.] entitle the owner thereof to occupy the parcel described in the attached instrument as a marital home. SWORN to at, on before me: A Commissioner of Oaths Being a Solicitor - 4 -

Form 3951 (02-09-2009 Form 44 CERTIFICATE OF EXECUTION Land Titles Act, S.N.B. 1981, c.l-1.1, s.55 NOTARY PUBLIC: [Insert name] [Insert address] JURISDICTION: PLACE OF RESIDENCE OF NOTARY PUBLIC: PERSON WHO EXECUTED THE INSTRUMENT: [Insert name(s] PLACE OF EXECUTION: DATE OF EXECUTION: I, the notary public, a Notary Public in and for the jurisdiction specified above and residing at the place of residence specified above, do hereby certify: 1. That the person(s who executed the attached instrument personally appeared before me; 2. That the person(s is (are known to me or the person s (s identity(ies has(have been proved to my satisfaction; 3. That I explained to the person(s the contents of the attached instrument to the best of my professional abilities; 4. That, after receiving the explanation, the person(s executed the attached instrument voluntarily at the place and on the date specified above; 5. That the person(s acknowledged that he or she is (they are of the age of majority; 6. That I have ascertained that the name(s by which the person(s is (are identified in the attached instrument is (are the person s (s name in accordance with the Naming Conventions Regulation under the Land Titles Act; and 7. That I have signed the attached instrument next to the signature of the person(s for whom this Certificate of Execution has been prepared, with my name printed legibly underneath my signature. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my Notarial Seal. Place: Date: Notary Public: [Signature] - 5 -