GREATER ATLANTIC LEGAL SERVICES, INC. OCWEN LOAN SERVICING, LLC vs. Plaintiff, CHANCERY ABSTRACT JOYCE RUTH DERSHOWITZ; MR. DERSHOWITZ, Unknown Spouse of Joyce Ruth Dershowitz; HEATHER HOUSE CONDOMINIUM ASSOCIATION, INC.; ECHELON COMMON FACILITIES ASSOC., INC. Defendants, SUPERIOR COURT OF NEW JERSEY CAMDEN COUNTY DOCKET NO. F-024776-15 GREATER ATLANTIC LEGAL SERVICES, INC. hereby certifies to FIDELITY NATIONAL TITLE GROUP that it has reviewed the proceedings currently on file in the Superior Court Clerk s office for the above entitled action and reports the same regular as to form, except as hereinafter noted. YOUR REFERENCE # 7083254 TITLE OFFICER
Complaint to Foreclose Filed July 09, 2015 Stern & Eisenberg, Esq., Attorneys for Plaintiff FIRST COUNT Complaint filed to foreclose mortgage made and executed by Joyce Ruth Dershowitz to Mortgage Electronic Registration Systems, Inc., as nominee for IndyMac Bank, F.S.B. to secure the sum of $120,000.00. Obligation and mortgage dated May 30, 2007. The mortgage was recorded in Camden County on June 26, 2007 in Book 8589, Page 1688. The mortgage is a purchase money mortgage. A COMPLETE COPY OF THE COMPLAINT WITH PROPERTY DESCRIPTION ATTACHED IS ANNEXED HERETO. The mortgage was subsequently assigned to Plaintiff by assignments more particularly set forth in the annexed copy of the Complaint. Mr. Dershowitz, Unknown Spouse of Joyce Ruth Dershowitz, Heather House Condominium Association, Echelon Common Facilities Assoc., Inc. are joined as party defendants herein by reason of which are more particularly set forth in the annexed copy of the Complaint. By virtue of a default in the payment of the obligation and mortgage, plaintiff has elected to call the whole of the principal sum due. The Notice of Intention was mailed to the debtors in compliance with the Fair Foreclosure Act. WHEREFORE, Plaintiff demands judgment: Fixing the amount due on the mortgage, Barring and foreclosing all of the defendants of all equity or redemption in and to the aforesaid lands, Directing that plaintiff be paid the amount due to plaintiff as provided in the mortgage together with interest and costs, Adjudging that the said lands be sold according to law to satisfy the amount due to plaintiff, Appointing a receiver of rents, issues and profits of the said lands, Together with any other relief that may be deemed, including but not limited to the right to possession of the Property 1
SECOND COUNT Plaintiff hereby incorporates by reference allegations set forth in Count I above as though more fully set forth herein. By the terms of the obligation and mortgage, plaintiff is entitled to possession of the premises described in the First Count. The defendants have or may claim to have certain rights in the premises and have deprived the plaintiff of possession of the premises aforesaid. WHEREFORE, plaintiff demands judgment against the defendants, except those protected by N.J.S.A. 2A:l 8-61.l, et seq.: for possession of the Property in favor of Plaintiff or its assignee or designee, which right to possession shall be transfe1ted to the successful purchaser at the foreclosure sale, For damages for mesne profits, For costs. By: The Complaint is signed, Stern & Eisenberg, Esq. Attorneys for Plaintiff Frank J. Keenan, Esq. Summons dated July 17, 2015 (See returns and/or acknowledgments of service for Heather House Condominium Association, Echelon Common Facilities Assoc., Inc. annexed hereto.) Certification of Inquiry and Publication as to, Joyce Ruth Dershowitz RECEIVED January 12, 2016 (See copy annexed hereto) 2
NOTE: NOTE: CONSIDERATION SHOULD BE GIVEN TO THE ADEQUACY OF THE INQUIRY TO, JOYCE RUTH DERSHOWITZ. WE FAIL TO FIND ANY SERVICE, DEFAULT OR NOTICE OF DISMISSAL AS TO MR. DERSHOWITZ, UNKNOWN SPOUSE OF JOYCE RUTH DERSHOWITZ. Request and Certification of Default as to Joyce Ruth Dershowitz, Heather House Condominium Association, Echelon Common Facilities Assoc., Inc. Filed January 12, 2016 Default Filed January 12, 2016 Notice of Motion for an Order Substituting Plaintiff Filed August 23, 2016 Notice is directed to, Joyce Ruth Dershowitz, Heather House Condominium Association, Echelon Common Facilities Assoc., Inc. Certification of Service of Notice RECEIVED August 23, 2016 (See copy annexed hereto) 3
Attorney Certification in Support of an Order Substituting Plaintiff RECEIVED August 23, 2016 The certification sets forth that the mortgage was further assigned to U.S. Bank Trust, N.A., as Trustee for LSF( Master Participation Trust by assignment recorded November 20, 2013 in Book 09918, page 1677. Order Substituting Plaintiff Filed October 16, 2016 IT IS, on this 16th day of October, 2016 ORDERED and ADJUDGED, that: The Complaint in this action be and hereby is amended by striking the name of Ocwen Loan Servicing, LLC. U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust be and hereby is substituted in the place and stead of Ocwen Loan Servicing, LLC as the party plaintiff nunc pro tunc through the filing of the complaint and all subsequent pleadings filed with the Court shall use the name of the substituted Plaintiff in the caption. The Superior Court Clerk is directed to change, as herein modified, the name of the party plaintiff on the automated case management system docket. A copy of this Order shall be served on all appearing patties within seven (7) days of the date of this Order. Rule 4:64-2(d) Certification of Diligent Inquiry and Accuracy of Foreclosure Documents and Factual Assertions RECEIVED November 22, 2016 Notice of Motion for Entry of Judgment RECEIVED November 22, 2016 Notice is directed to, Joyce Ruth Dershowitz, Heather House Condominium Association, Echelon Common Facilities Assoc., Inc. 4
Proof of Mailing RECEIVED November 22, 2016 (See copy annexed hereto) Certification of Mailing Mediation Documents RECEIVED November 22, 2016 On October 27, 2015, defendant(s) Joyce Ruth Dershowitz was served with a copy of the New Jersey Court's Notice of Foreclosure Mediation Availability, HUD/NJHMFA Certified Housing Counselor Instruction - Mediation Recommendations, Foreclosure Mediation Financial Worksheet and Borrower Instructions Mediation Request in accordance with Court Rule. Certification of Non-Military Service or Inability to Ascertain Military Status RECEIVED November 22, 2016 Joyce Ruth Dershowitz is not in the military service. Report(s) from the Department of Defense Manpower Data Center annexed thereto. Certification of Mailing Request and Certification of Default RECEIVED November 22, 2016 On February 12, 2016, a copy of the filed default was mailed to each of the defendants at the addresses where they were served with summons/notice and complaint. Certification of Mailing Fair Foreclosure Notice and No Response RECEIVED November 22, 2016 On February 12, 2016, a Notice to Cure pursuant to the Fair Foreclosure Act was mailed by certified mail to Joyce Ruth Dershowitz at the mortgaged premises and to the Superior Court of New Jersey. More than ten days have passed since receipt of the notice by the debtors. 5
Certification in Support of Allowance of Costs and Fees to Be Included in Order for Final Judgment RECEIVED November 22, 2016 Total fees requested $970.00 Proof of Amount Due Certification and Schedule RECEIVED November 22, 2016 Certification by a representative of the plaintiff sets forth that there is due the sum of $198,560.31 on its mortgage together with interest to grow due thereon from September 24, 2016. (See copy annexed hereto.) Final Judgment Filed January 11, 2017 (See copy annexed hereto.) NOTE: WE FAIL TO FIND ANY PROOF OF MAILING OF THE FINAL JUDGMENT FILED IN THIS ACTION. Plaintiff s Costs $3,155.60 Writ of Execution issued January 11, 2017 Report of Sale annexed thereto sets forth that on April 26, 2017, the Sheriff of Camden County sold the Mortgaged premises at public vendue to U.S. Bank Trust, N.A. as Trustee for I.SF9 Master Participation Trust for the sum of $100.00. Affidavit of highest and best price annexed thereto. 6
NOTE: WE CALL YOUR ATTENTION TO THE FACT THAT THE SHERIFF S REPORT/STATEMENT IS NEITHER SIGNED NOR NOTARIZED. Certification of Proof of Mailing of Sheriff's Sale RECEIVED June 14, 2017 On April 13, 2017, a Notice of Sheriff's Sale was mailed by regular and certified mail to, Joyce Ruth Dershowitz at the mortgaged premises and to the Superior Court of New Jersey. 7
THIS CHANCERY ABSTRACT IS CERTIFIED TO FIDELITY NATIONAL TITLE GROUP DATED: July 5, 2018 GREATER ATLANTIC LEGAL SERVICES, INC. 1542 KUSER ROAD, SUITE B-9 HAMILTON, NEW JERSEY 08619 Phone 800 345-4631 Fax 609 581-5604 www.greateratlanticlegal.com S. A. 8
FILED Jul 09, 2015 STEVEN K. EISENBERG, ESQUIRE (009221995) JACQUELINE F. MCNALLY, ESQUIRE (020402005) DAVID M. LAMBROPOULOS, ESQUIRE (040322006) MICHAEi..J. REILLY, ESQUIRE (042522012) LUCAS M. ANDERSON, ESQUIRE (014342011) JOJIN KOI.ESNIK, ESQUIRE (012412010) JUSTIN M. STRAUSSER, ESQUIRE (090692014) CHRISTOPHER M. CJ\i'v!POREALE, ESQUIRE (072082013) STEFANIE MALONE-ZEITZ, ESQUIRE (107872014) SALVAfORE CAROLl.O, ESQUIRE (007012001) FRANK J. KEENAN, ESQUIH.E (022041994) STERN & EISLNBERG, PC 1040 N. KINGS HIGHWAY, SUITE 407 CHERRY HILL, NJ 08034 TELEPHONE: (609) 397-9200 FACSIMILE: (856) 667-1456 ATTORNEYS FOR PLAINTIFF FILE NO.: 118.900123 -KAS Ocwen Loan Servicing, LLC Plaintiff v. Joyce Ruth Dershowitz; Mr. Dershowitz, Unknown Spouse of Joyce Ruth Dershowitz; Heather House Condominium Association, Inc.; and Echelon Common Facilities Assoc.. Inc. Defendants SUPERIOR COURT OF NEW JERSEY CAMDEN COUNTY CHANCERY DIVISION Docket No.: F -024776-15 CIVIL ACTION COMPLAINT IN MORTGAGE FORECLOSURE NOTICE PURSUANT TO TI-IE FAIR DEBT COLLECTION PRACTICES ACT THIS FIRM JS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE JS SENT TO YOU IN AN ATTEMPT TO COLLECT TI-IE INDEBTEDNESS REFERRED TO HEREIN AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereoc this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request this office in writing within 30 days at1er receiving this notice this office will provide you with the name and address of the original creditor, if different from the current
mortgage). A true and correct copy of the Note is attached hereto as Exhibit "A". 2. To secure payment of the note, the mortgagor, Joyce Ruth Dershowitz executed and delivered a mortgage on property commonly known as 201 Cuthbert Blvd Unit F53, Haddon Township, NJ 08107 to Mortgage Electronic Registration Systems, Inc., as nominee for IndyMac Bank, F.S.B. on May 30, 2007 thereby creating a lien. Said mortgage was recorded with the Camden County Clerk on June 26, 2007, at Book 8589 at Page 1688. A true and cottect copy of the Mortgage is attached hereto as Exhibit "B". 3. The mortgage is a purchase money mortgage. 4. The mortgage was assigned as follows: a. Assigned from Mortgage Electronic Registration Systems, Inc., as nominee for IndyMac Bank, F.S.B. to One West Bank, f.s.b. by assignment of mortgage. Said assignment was recorded 07/28/2009, in Book 09072, Page 1383, with the Camden County Clerk, New Jersey. b. Assigned from One West Bank, F.S.B. to Ocwcn Loan Servicing, LLC by assignment ofmmtgage. Said assignment was recorded 11/20/2013, in Book 09918, Page 1677, with the Camden County Clerk, New Jersey 5. The mortgage docs not contain a metes and bounds description, but rather is legally described by a lot and block as delineated as Lot 2, Block 8.09. The mortgage premises (the Property) are fully described in Exhibit "C" annexed hereto and made a pmt hereof. 6. The aforesaid Mortgage, attached as Exhibit "B", in part, contains an agreement that the whole principal sum and interest shall become due at the option of the Mortgagee upon at least thirty (30) days written notice of a default to the mortgagor and mortgagor's failure to cure said default within the time provided; after a default in the payment of any installment of principal or of interest evidenced by the Note of even date; after default in the payment of any tax, water charge, sewer rent or assessment; or after default in the maintenance of required hazard insurance on the improvements existing on the property. 7. Said note and mortgage contain an agreement that, should any default be made in the payment of any monthly installment on account of principal and interest, or
any part thereof or any of the other payments to be made by the obligor(s) under the provisions of the mortgage securing the note on the day whereon the same is payable as provided in the note (it being agreed that a default in the payment of any installment under the note shall exist only if not made good prior to the due date of the next installment) or in the mortgage, then and from thenceforth, that is to say after the lapse or expiration of said prior, the entire p1incipal sum remaining unpaid, with all the arrearages with interest thereon, and all other payments provided in the mortgage, shall at the option to the obligcc, its successors and assigns, become due and payable immediately thereafter although the period may not have expires. 8. Defendant failed to make payment of outstanding principal, interest, advances and costs on March 1, 2009 and has failed to cure the default. 9. By letter dated March 6, 2015, Plaintiff notified Joyce Ruth Dershowitz, to pay principal and interest (and any other amount due) in accordance with the tcm1s of the Note and Mortgage from the default date of March l, 2009 to the date of the notice and that failure to make arrangements to bring the loan crntent would leave the Plaintiff no alternative but to accelerate the loan. A true and correct copy of the notice of intention to foreclose/true and correct copies of the notice of intention to foreclose are attached hereto as Exhibit "D." 10. Said Note and Mortgage contain an agreement that if any of the installments of laxes, assessments, water rents, charges, imposition of liens, levied upon the premises should remain in default, the mortgagee may pay the same, and such amount paid shall be a lien on said property, added to the amount of the mortgage debt and secured by this mortgage. 11. During the course of this action, the plaintiff may be obligated to make advances for the payment of taxes, insurance premiums and necessary expenses to preserve the security, and such sums advanced under the terms of the note, together with interest, are to be added to the amount due on the mortgage debt and secured by the plaintiff's mortgage. The Defendants listed herein are named as party defendants to this action for any right, title and interest they may have in or against the subject property for any reasons set forth below:
a. M1: Dershowitz, Unknown Spouse of Joyce Ruth Dershowitz is joined to divest any dower or curtsy interest he may claim in the property by virtue of his man-iage or other legally existing relationship, if such an interest exists. Any right, title or interest derived by Mr. Dershowitz from this interest is subordinate to Plaintiff's lien. b. Heather House Condominium Association is hereby joined as a party defendant to this instant foreclosure action to divest any right, title or interest it may claim in, to, or against the property by virtue of the following judgment. Said interest is subordinate to Plaintiff's mortgage. SUF-EKIOR C01J3:7 OF NEW JERSEY J!JDGl '.2JJT NUMB~E: J-ll02G3-20ll DATE ENT2RED: O-i/14/ll TYPE C? ACTI'.J~!: BCOK Jo.CC VE:.IIJE: CP<J»iDEN CREDI!'OR (S) : HE..'\THE2. ~OUSE CONDOMINitJM.f.SSOCI?.TI:JH ATTOR11EY: HON:G & GREENBERG LLC DEBTOR (Si : JOYCE?.."f...'i'Tii D3RSHOWITZ DEBT: $ P.../F: S 002042. :o lc',648.00 3,500.00 PLUS COSTS Dr.T2 I:DCF:ET2J: 04/16/~2 TY?E er ::.CTION: CONTRC-iEG VENUE : OCEP.H C?.EDITO:S.\S): H~!.TRER HOUSE CO!,IDG~!I~!IGM _t._ss'..j~i.z\.tio:j :Ne f.,tt0?1iey: EDlHG & GREE~;BEF.;? LLC 1949 BE~:.,I~l RD.STE 20C, DF:.7 OF JUDGi>:E:\T IN S.C'.L: 02 '09/09 DESTO?..{.S): JOYCE 0 RSHJ\i 1 ITZ 17 n.:._zelwcod L! J, L.r.J:3:WCC:D, ::;..; 'J57 :::.:.. ;.TTCIR~IBY: FF:D SS ::'.OSiS: CTH: INT: JCl(G:.:l, 673' 3 165.4 '.'. 0 139 10. Heather House Condominium Association, Inc. is funher joined by the below-referenced lien which is attributed to monthly condo fees and arc only
afforded priority over Plaintiff's Mortgage pursuant to N.J.S.A. 46:88-21 (b )( 1) for an amount equal to the "aggregate customary condo assessment against the unit owner for the six month period prior to the recording of the lien. CL:tim of Lien for Lnpaid Corrnnon Chtlf~cs in the amount of S: 97J.IJO recorded 7:18-"'1/}0/S in l\tortgjg:1..~ Book S813. Page 24. 2. Claim of Lien fnr Cnp:iid Comn1on Charge:; in the amount of S 6.44!.08 rt';:orded 5<?? 1 2010 in f\.[ortgjg:e Book 9228. Page 173S. c. Echelon Common Facilities Assoc., Inc. is hereby joined as a party defendant to this instant foreclosure action to divest any right, title or interest it may claim in, to, or against the property by virtue of the following judgment. Said interest is subordinate to Plaintiff's mortgage. SUPERIOR COURT OF NE1\ JERSEY JUDGMENT l1ru1;jber~ DJ-162487-201.1 Cfi.SE NUM3SR: DC 01,;04.:;, lc DATE DOCKETED: C<6 / 07 / L l D~;.TS OF.;T_TDGM2l'IT IN S.C.P.: 02/:'.8/ll TYP3 OE' ACTION.: CGNTRC-?.EG VE:NUE: OCEA~ i CREDITCR(S); ECHELON COMMON PACI.L::TlES ASSOC INC ATTORNEY: NOHA L OSTROVE LAfI OFFIC2 1020 L.l.\.UREL o.;;_ks?.d, Sl'IITE 100 VOORHEES NJ 08043 DEBTOR{S): JOYCE RUTH :>ERSHOWITZ 17 E.Z:..ZELN:JCD LN, :.ihk2wood, NJ 08701.i\TTO:RlEY: PRC SI: DEBT: C8,S'!S: INT: 97 s l 6 l 5 Q J 2. Any interest or lien on the premises that the defendants have or claim to have in or upon aforesaid mortgaged premises or some part thereof is subject and subordinate to the lien of the Mortgage set forth previously above which Mortgage is held by the Plaintiff herein. 13. The Plaintiff has legal standing is therefore entitled to commence this action.
14. The Notice of Intention as required pursuant to the "Fair Foreclosure Act" was mailed in accordance with the Fair Foreclosure Act. A copy of the Notice of Intention is attached to this Complaint as Exhibit "D" and hereby incorporated by reference. 15. Additionally, prior to the institution of the within action, Plaintiff obtained and reviewed a title search in accordance with the requirements of R. 4:64-1 (a), a copy of the relevant portions of the title abstract setting forth additional defendants is attached hereto as Exhibit "E" and hereby incorporated by reference. WHEREFORE, Plaintiff, Ocwen Loan Servicing, LLC, demands judgment: a) Fixing the amount due on the Mortgage referenced above; b) Ban'ing and foreclosing the Defendants of all equity ofredemption into the aforesaid lands; c) Directing that Plaintiff be paid the amount due to Plaintiff as provided in the Mortgage above, together with interest and costs; d) Adjudging that the lands described in the Mortgage and Exhibit "C" be sold according to the law to satisfy the amount due Plaintiff on the M01tgage as more fully described above; e) Appointing a receiver of the rents, issues and profits of the lands described above; and f) Together with any other relief that may be deemed appropriate by the Court, including but not limited to the right to possession of the Property.
COUNT II 16. Plaintiff hereby incorporates by reference allegations set forth in Count I above as though more fully set forth herein. 17. By the te1ms of the Note and Mortgage, Plaintiff is entitled to possession of the Property and all appurtenances. 18. The m011gagor and obligor named herein has or may claim to have certain rights in the Property, and by reason thereof, has or have deprived plaintiff of possession of the Property. WHEREFORE, plaintiff demands judgment against the defendants, except those protected by N.J.S.A. 2A:l 8-61.l, et seq.: a) for possession of the Property in favor of Plaintiff or its assignee or designee, which right to possession shall be transfe1ted to the successful purchaser at the foreclosure sale; b) for damages and mesne profits; and c) for costs. DATED: C. [:Jc! I} / BY: o EN K. EISENBERG, ESQUIRE (009221995) D JA QUELINE F. MCNALLY, ESQUIRE (020402005) o DAVID M. LAMBROPOULOS, ESQUIRE (040322006) o MICHAEL J. REILLY, ESQUIRE (042522012) D LUCAS M. ANDERSON, ESQUIRE (014342011) D JOHN KOLESNIK, ESQUIRE (012412010) D JUSTIN M. STRAUSSER, ESQUIRE (090692014) o CHRISTOPHER M. CAMPOREALE, ESQUIRE (072082013) D STEFANIE MALONE-ZEITZ, ESQUIRE (107872014) D SALVATORE CAROLLO, ESQUIRE (007012001) rrfrank J. KEENAN, ESQUIRE (022041994) Attorneys for Plaintiff
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SWC F 024776-15 01/11/2017 Pg 1 of 3 Trans ID: CHC201725603 STEVEN K. EISENBERG, ESQUIRE (009221995) JACQUELINE F. MCNALLY, ESQUIRE (020402005) DAVID M. LAMBROPOULOS, ESQUIRE (040322006) MICHAEL J. REILLY, ESQUIRE (042522012) LUCAS M. ANDERSON, ESQUIRE (014342011) JOHN KOLESNIK, ESQUIRE (012412010) JUSTIN M. STRAUSSER, ESQUIRE (090692014) CHRISTOPHER M. CAMPOREALE, ESQUIRE (072082013) STEFANIE MALONE-ZEITZ, ESQUIRE (107872014) SALVATORE CAROLLO, ESQUIRE (007012001) STEVEN P. KELLY, ESQUIRE (010032010) JESSICA N. MANIS, ESQUIRE (114562014) FRANK J. KEENAN, ESQUIRE (022041994) CHRISTOPHER A. SALIBA, ESQUIRE (161512016) STERN & EISENBERG, PC 1040 N. KINGS HIGHWAY, SUITE 407 CHERRY HILL, NJ 08034 TELEPHONE: (609) 397-9200 FACSIMILE: (856) 667-1456 (COUNSEL FOR PLAINTIFF) U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust Plaintiff, v. Joyce Ruth Dershowitz, et. al. Defendant(s) SUPERIOR COURT OF NEW JERSEY CAMDEN COUNTY CHANCERY DIVISION Docket No.: F-024776-15 CIVIL ACTION FINAL JUDGMENT THIS MATTER having been opened to the Court by Stern & Eisenberg, PC, attorneys for the Plaintiff, and it appearing that the Summons and Complaint with any amendments thereto were duly issued and served upon the Defendant(s) herein, Joyce Ruth Dershowitz, Heather House Condominium Association, Inc., Echelon Common Facilities Assoc., Inc. and each of them if necessary, and that the defaults of said Defendant(s) has/have been duly entered by the
SWC F 024776-15 01/11/2017 Pg 2 of 3 Trans ID: CHC201725603 Clerk of the Court, and that none of said Defendant(s) is an infant or an incompetent person; IT IS, on this January 11, 2017 ORDERED and ADJUDGED that the Plaintiff is entitled to have the sum of $198,560.31, together with lawful interest compound thereon from September 24, 2016 with costs of suit to be taxed according to law, including a counsel fee in the sum of $2,135.60 computed pursuant to R.R. 4:42-9(a) raised and paid out of the mortgaged premises described in the Complaint; AND IT IS FURTHER ORDERED AND ADJUDGED that Plaintiff is entitled to have the aforesaid mortgage debt, together with interest and cost as aforesaid raised and paid out of the mortgaged premises described in the Complaint; AND IT IS FURTHER ORDERED and ADJUDGED that the Plaintiff its assignee or purchaser at Sheriff s Sale, duly recover against the said Defendant(s) the possession of the premises mentioned and described in the said Complaint with the appurtenances and that a Writ of Possession issue thereon; AND IT IS FURTHER ORDERED and ADJUDGED that the mortgaged premises be sold to raise and satisfy the several sums of money due to the Plaintiff herein the sum of $198,560.31, from September 24, 2016, and lawful interest thereafter with the costs to be taxed, with lawful interest thereon; AND IT IS FURTHER ORDERED and ADJUDGED that so much of said mortgaged premises as will be sufficient to satisfy said mortgage debt, interest and costs, be sold and that an Execution for that purpose duly issue out of this Court, directed to the Sheriff of the County of CAMDEN commanding him to make sale according to law of the mortgaged premises described in the Complaint, and out of the monies arising from such sale that he pay to the Plaintiff herein its said debt with interest thereon as aforesaid, and costs with interest thereon as aforesaid; and in
SWC F 024776-15 01/11/2017 Pg 3 of 3 Trans ID: CHC201725603 case more money shall be realized by the said sale than shall be sufficient to answer such several payments, that such surplus be brought into this Court to abide the further Order of this Court, and that the Sheriff make his report of sale without delay as required by the Rules of this Court; AND IT IS FURTHER ORDERED and ADJUDGED that the Defendant(s), and each of them, stand absolutely debarred and foreclosed of and from any and all equity of redemption of, in and to so much of the said mortgaged premises as shall be sold, as aforesaid, under this Judgment. Except for Heather House Condominium Association, Inc. and Echelon Common Facilities Assoc., Inc. whose liens are attributed to monthly condo fees and are only afforded priority over Plaintiff s Mortgage pursuant to N.J.S.A. 46:8B-21(b)(1) for an amount equal to the aggregate customary condo assessment against the unit owner for the six month period prior to the recording of the lien(s). This Judgment shall not affect the rights of any person protected by The New Jersey Tenant Anti-Eviction Act (N.J.S.A. 2A:18-61-1 et seq.), the right of redemption given the United States under 28 U.S.C. 2410, the limited priority rights for the aggregate customary condominium assessment for the six (6) month period prior to the recording of any association lien as allowed by N.J.S.A. 38:23C-4. Respectfully Recommended R. 1:34-6 OFFICE OF FORECLOSURE /s/ Paul Innes PAUL INNES, P.J.Ch
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