Abbaba Government of Pakistan NADRA Headquarters, Islamabad
1 Who We Are 2 Social Support Initiatives 3 Future Strategy
National Database and Registration Authority
Registrar General of Pakistan NADRA Authority established under NADRA Ordinance 2001 NADRA Technologies Limited
230 Million Fingerprints Fourteen Thousand Employees 362 Registration Centres; 10 Overseas 83 Million Facial Images NADRA 184 Mobile Vans; 128 Semi Mobile Units 79 Million Identity Cards Issued Two datacentres 150 miles apart 115 Million Identities Issued 1,000 servers and 8,000 computers
98% 73% Men Women 46 Million 33 Million
Machine Readable Passports and Visas (Pakistan) Civil Registration System (Sudan) Passport Issuance and Control System (Kenya) National Drivers License System (Bangladesh) Biometric Refugee Registration System for UNHCR Identity Cards and Civil Registration (Pakistan)
Electronic Highway Toll Collection (NHA) Identity Card Issuance System (Nigeria) Electoral Rolls (Pakistan) IDP Registration and Cash Disbursement Kiosk and e Sahulat Benazir Income Support Program
Interior Ministry Pakistan World Bank Government of Punjab Sudan UNHCR Asian Development Bank Kenya Bangladesh Election Commission, Pakistan Benazir Income Support Program National Highway Authority Nigeria
National Identity Cards 79 Million Identity Cards for Overseas Pakistanis 3.7 Million Drivers Licenses 550,000 Pakistan Origin Cards 100,000 IDs for Citizens with Special Needs 35,000 Social Support Cards 400,000
Family Registration Certificates Children Registration Certificates Birth and Death Certificates
National Database and Registration Authority
Income support to the poorest population of Pakistan 4.3 Million beneficiary forms received from elected representatives NADRA s database used to validate the eligibility of nominated beneficiaries 2.3 Million determined eligible
BISP Normal Total Forms 4,313,633 Eligible 2,360,450 Ineligible 520,082 Temporary Rejection 1,389,298 Total Processed 4,272,224 Payment Delivery through the Postal System ER Baluchistan Total Forms 4,597 Eligible 3,729 Ineligible 424 Temporary Rejection 444 Total Processed 4,597 ER NWFP / WAR Total Forms 236,133 Eligible 80,769 Ineligible 337 Temporary Rejection 155,025 Total Processed 236,131
Balance: Rs.1,000
Efficient and cost effective way to disburse cash Easy to create franchisee network because the franchisee requires only a mobile phone and no dedicated equipment or connectivity Franchisee network can be leveraged later for other value added services Creates local jobs for franchisees, as the Company Owned Company Operated model will be used for the franchisee network
NADRA is developing a Poverty Database of Pakistan based on World Bank s Poverty Scorecard The Scorecard employs Proxy Mean Testing based on 13 variables or factors These variables include the number of people in the household, the type of toilets, whether the household has a freezer, ownership of livestock, and so on Households Thousands 1000 800 600 400 200 Poverty Results obtained by running the Proxy Mean Test on 1,717,160 households 0 0 Poorest 10 20 30 40 50 60 Poverty Score 70 80 90 100 Richest
Since poverty scorecards assign a score to every household, we can have a targeted and tiered approach to subsidy: the poorest get more subsidy; the less poor get less subsidy; and the well off get no subsidy Lower Subsidies Higher Subsidies Population Income Support Richest Poverty Poorest
Subsidy Stores Biometric POS Benazir Smart Card Partner Organizations Income Support Smart National ID Mobile with specialized software Partner Bank(s)
The Swat Operation began after the Taliban violated their peace agreement April 26 May 21 May 27 June 2 June 3 June 9 June 10
Millions of people displaced; 755,464 families registered as IDPs; NADRA directed to verify registration April 26 May 21 May 27 June 2 June 3 June 9 June 10
NADRA directed to design and implement cash disbursement to IDPs in a manner that ensures transparency April 26 May 21 May 27 June 2 June 3 June 9 June 10
NADRA finishes design of cash disbursement system; Visa Debit cards to be issued to beneficiaries, backed by virtual accounts in collaboration with UBL Features of NADRA s design Transparent Secure Cost Effective Does not make cash grant look like charity April 26 May 21 May 27 June 2 June 3 June 9 June 10
NADRA signs agreement with United Bank Limited and virtual accounts against the list of eligible beneficiaries are instantly created April 26 May 21 May 27 June 2 June 3 June 9 June 10
The first distribution centre is launched at Jallozai Camp April 26 May 21 May 27 June 2 June 3 June 9 June 10
Visa cards distributed at the first camp Biometric enrolment carried out at issuance Cards activated after biometric verification of beneficiaries Systems implemented and first payments made within two weeks of program start April 26 May 21 May 27 June 2 June 3 June 9 June 10
Identity Number Identity Card Photo IDP Photo 21104 5020218 7 15601 6152669 4 15602 7688450 9
Not on terrorist watch list No duplicate registration Resident of affected area One benefit per family Total Registered 755,464 100% Eligible 329,792 43.65% Non Eligible CNIC not available 44,697 5.92% Non Eligible Multiple Registrations 224,895 29.77% Non Eligible Invalid CNIC 43,966 5.82% Non Eligible Unclear CNIC in Data Warehouse 1,314 0.17% Non Eligible Addresses not from affected area 37,216 4.93% Non Eligible Duplicate within family (husbandwife or unmarried Children) 73,584 9.74%
Number of Transactions 327,428 Amount Withdrawn 3,391,658,777 3,637,083,627 147,458 45,189 476,126,645 Total Amount Distributed: 20,356 Rs. 10 Billion+ 502,517,546 ATM POS Male ATM Female POS
Time from the President s directive to the first payment: 14 Days
Provincial Governments notify affected areas List of registered heads of family from NADRA database Verification of list by provincial governments Final Beneficiary Lists Creation of virtual accounts Left over registration subject to approval of district administration
Head of family CNIC available in NADRA Database Head of family/individual both or one address pertains to the affected area Head of family is unique in NADRA Database Head of family CNIC is clear in NADRA s database i.e. is not marked suspect, alien or fraud Head of family is valid in NADRA Database
1:1 Finger Matching Duplication Filter Automated Two factor authentication Online biometric identification of beneficiary Only one beneficiary per family Centralized system with minimal human intervention and complete audit logs Card + Pin
NADRA Verifies and Issues list of all heads of family in notified areas Bank creates Virtual Account against CNIC List 1:1 Finger Matching Debit Virtual Account Official Notification of Flood Affected Areas (District, Tehsil, Village/City) through Board of Revenue NADRA Verifies Biometrics and Issues Electronic Approval Bank validates original CNIC and Issues Payment and Debit Card
NADRA Verifies and Issues list of all heads of family in notified areas Bank creates Virtual Account against CNIC List 1:1 Finger Matching Debit Virtual Account Official Notification of Flood Affected Areas (District, Tehsil, Village/City) through Board of Revenue NADRA Verifies Biometrics and Issues Electronic Approval Bank validates original CNIC and Issues Payment and Debit Card
Processing Time: 1 min Processing Time: 3 min Estimated Applicant Processing Time 13 Minutes Processing Time: 4 min Processing Time: 5 min
Watan Card Centers 127 Total Processed 1,596,203 Total Cash Disbursed Rs. 29,570,160,192
National Database and Registration Authority
NADRA Identity Management System Face Recognition AFIS Data Processing Identity Cards Passports Drivers Licenses Civil Registration Documents Social Support and Conditional Cash Granr Data Analysis; Forensics; and Advanced Search Border Control
Higher Security Card Security through Digital Certificates Owner Security through Biometrics Services for Everyone Savings (and Financial Services) Hajj Convenience to Citizens Reduction in Identity Fraud Life and Health Insurance Access Control and Loyalty Programs Capturing of the Informal Economy Financial Inclusion
Social Services Biometric POS Banks Balance : Rs.1,00 0 Government Services Mobile Phones Franchisee Network(s) Insurance, and other services