CURRICULUM VITAE: DR. GAGAN BIHARI SAHU

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CURRICULUM VITAE: DR. GAGAN BIHARI SAHU 1. MAILING ADDRESS Assistant Professor Centre for Social Studies (CSS) V.N. South Gujarat University Campus, Udhna-Magdalla Road, Surat 395007, Gujarat Phone: (0261) -2227173/4, Ext - 115 (Office) 9409552365 (Mobile) Fax: 2223851 Email: gaganbs09@gmail.com isecgagan@yahoo.co.in 2. PERSONAL INFORMATION Date of birth : 03-02-1970, Age: 42 years Permanent address : AT - GARGAB P.O - BADCHERGAON VIA - UTKELA DIST KALAHANDI 766011, ORISSA Sex : MALE Marital Status : Married Religion : HINDU Nationality : INDIAN Category : OBC Language Known (Read, Write and Speak): Oriya, English and Hindi 3. EDUCATIONAL QUALIFICATIONS & AREA OF INTERESTS Ph. D. (Economics), University of Mysore, Mysore, through Institute for Social and Economic Change (ISEC), Bangalore, Bangalore (2006) Title of the Ph. D thesis: Institutional Finance for Agriculture: Analysis at Macro and Micro Levels My doctoral study analyzed the flow of institutional credit to agriculture with respect to policy changes from social banking to profit oriented system of lending after the introduction of banking sector reform. M. A. (Economics), Sambalpur University, Orissa (1992) Qualified UGC (NET) in Economics, 1998 (June) 1

Research Interests My research interest falls in the broad areas of Development Economics including issues pertaining to Rural Credit, Microfinance, Migration & Urban Labour Markets, and Domestic Money Remittance. 4. WORK EXPERIENCE i. Centre for Social Studies (CSS), Surat I have been working as an Assistant Professor at CSS, an institute affiliated to Indian Council of Social Science Research, New Delhi and Government of Gujarat since 15 th May 2005. I was on Extra Ordinary Leave from 8 th July, 2009 to 18 th October, 2011. ii. Bankers Institute of Rural Development (BIRD), Lucknow I was working as Faculty Member at Centre for Microfinance Research, IDS, Jaipur, a sub-centre of Centre for Microfinance Research, Bankers Institute of Rural Development, Lucknow since 10 th July, 2009 to 18 th October, 2011). iii. Institute for Social and Economic Change (ISEC), Bangalore Worked as a Research Officer (15/4/2004 to 13/05/2005) in the project Growing Rural Urban Disparity, funded by NIRD, Hyderabd. I had the responsibility including review of literature, developing questionnaire, monitoring primary data collection, data feeding, data analysis and report writing. Research Assistant (16/01/2003 to 31/03/2003) in the project entitled Roles of Rural Local Organisation, funded by the World Bank. Here my focus was on coding data in SPSS. Besides, I was also instrumental in developing frequency and cross tabulation and estimating required descriptive statistics as suggested by the Project Director. 5. RESEARCH PROJECT ON HAND Financial Behaviour of Migrant Workers in Surat City, (with Biswaroop Das), funded by Indian School of Microfinance for Women, Ahmedabad. 6. RESEARCH PROJECTS COMPLETED i) Loan Defaults by the SHGs: A Study in Madhya Pradesh and Orissa, at IDS, Jaipur funded by Bankers Institute of Rural Development, Lucknow, October, 2011. ii) Microfinance and Gender Impact: Social and Economic Empowerment, at IDS, Jaipur funded by Bankers Institute of Rural Development, Lucknow, January, 2011. 2

iii) iv) SHG-Bank Linkages in North West India: Experiences and Challenges in Financial Access and Poverty Alleviation, at IDS, Jaipur funded by Bankers Institute of Rural Development, Lucknow, September 2010. Income, Remittances and Urban Labour Markets: Oriya Migrant Workers in Surat City (with Biswaroop Das), funded by ADHIKAR, Bhubaneswar, July, 2008. v) Self-Help Co-operatives and Micro Finance: Lessons from Orissa (with Biswaroop Das) sponsored by the Friends of Women s Word Banking, India (FWWB-I), Ahmedabad, November, 2006. vi) Growing Rural-Urban Disparity in Karnataka (with D. Rajasekhar and K.H. Anantha) funded by National Institute for Rural Development (NIRD), Hyderabad, May, 2006. 7. PUBLICATIONS Books i. D. Rajasekhar, Gagan Bihari Sahu and K. H. Anantha (2010). The Growing Rural-Urban Disparity in Karnataka, New Delhi: Serials Publications. ii. iii. Gagan Bihari Sahu and Biswaroop Das (2008). Income, Remittances and Urban Labour Markets: Oriya Migrant Workers in Surat City, ADHIKAR, Bhubaneswar. Gagan Bihari Sahu and Biswaroop Das (2007). Self-Help Co-operatives and Micro Finance: Lessons from Orissa, Ahmedabad: Friends of Women s Word Banking, India (FWWB-I). Articles in Refereed Journals i. Gagan Bihari Sahu, S. Madheswaran and D. Rajasekhar (2004). Credit Constraints and Distress Sales in Rural India: Evidence from Kalahandi District, Orissa, The Journal of Peasant Studies, Vol. XXXI (2), 2004. ii. iii. iv. Gagan Bihari Sahu and D. Rajasekhar (2005). Banking Sector Reform and Credit Flow to Indian Agriculture, Economic and Political Weekly, Vol. XL (53), pp: 5550-59. Gagan Bihari Sahu and D. Rajasekhar (2005). Urban Bias in the Flow of Funds and Deposit Mobilisation: Evidence from Karnataka, India, Savings and Development, Vol. XXIX (4), pp: 415-440. Gagan Bihari Sahu (2007). Supply Analysis of Institutional Credit to Agriculture for Major States in India, Indian Journal of Agricultural Economics, Vol. 62 (4), pp: 664-78. 3

v. Gagan Bihari Sahu (2008). Where Do Our Financial Institutions stand in Extending Agricultural Credit? Evidence from Kalahandi District, Orissa, Review of Development and Change, Vol. 13 (1), pp: 49-75. vi. vii. viii. Gagan Bihari Sahu and Biswaroop Das (2010). Migrant Remittances: Size Channels of Money Transfer among Oriya Workers in Surat City, The Indian Economic Journal, Vol 58, No. 1, pp: 77-94. Gagan Bihari Sahu and Biswaroop Das (2010). Urban Labour Markets and Returns to Migration: Destination Surat, Review of Development and Change, Vol. XV, No.2, pp: 129-152. Motilal Mahamallik and Gagan Bihari Sahu (2011). Identification of the Poor: Errors of Exclusion and Inclusion, Economic and Political Weekly, Vol. XLVI, No. 9, pp: 71-77. Other Publications i. Gagan Bihari Sahu and Surjit Singh (2011). How Empowered is Microfinance in Empowering Women? Evidence from India Working Paper 159, Institute of Development Studies, Jaipur. ii. iii. iv. Motilal Mahamallik and Gagan Bihari Sahu (2010). Identification of the Poor: Errors of Exclusion and Inclusion, Working Paper 151, Institute of Development Studies, Jaipur. Gagan Bihari Sahu and Biswaroop Das (2010). Urban Labour Markets and Returns to Migration: Destination Surat, Working Paper 153, Institute of Development Studies, Jaipur. Gagan Bihari Sahu and Biswaroop Das (2009). Self-help Co-operatives, Deposit Mobilisation & Supply of Credit: Evidence from Orissa, India, The microfinance REVIEW, Vol. 1 (1), pp: 18-39. v. Gagan Bihari Sahu and Biswaroop Das (2008). Structure and Operation of Self-Help Co-operatives in Deposit Mobilisation and Supply of Credit: Evidence from Orissa, India, Working Paper, No. 6, Centre for Social Studies, Surat. vi. vii. viii. D. Rajasekhar, Gagan Bihari Sahu (2007). Expansion at the Expense of Equity: Institutional Credit Flow to Agriculture in Karnataka, in Jayasheela and V. Basil Hans (Eds.), Rural Karnataka, New Delhi: Serials Publications, pp: 88 104. D. Rajasekhar, Gagan Bihari Sahu and K. H. Anantha (2006). Rural-Urban Disparity in the Provision of Water Supply and Sanitation Services in Karnataka, in a book, Elixir of Life: The Socio-Ecological Governance of Drinking Water edited by K. V. Raju, Bangalore: BOOKS for CHANGE, pp: 284 301. D. Rajasekhar, Gagan Bihari Sahu and K. H. Anantha (2006). Rural Urban Disparity in Karnataka: An Overview, in R. Sthanumoorthy and P. Sivarajadhanavel 4

(Eds.), Karnataka Economy: Performance, Challenges and Opportunities, Bangakore: The Icfai University Press, pp: 197 215. ix. Gagan Bihari Sahu and D. Rajasekhar (2004). The Growing Rural-Urban Disparity: Some Issues, Working Paper, No. 156, Bangalore: Institute for Social and Economic Change, 2004. x. Gagan Bihari Sahu (2003). Credit Flow to Agriculture: An analysis of Bank Branches in Kalahandi District, Orissa, ICFAI Journal for Applied Economics, Volume II (1), 2003. xi. xii. Gagan Bihari Sahu and D. Rajasekhar (2002). Credit Flow to Indian Agriculture, Trends and Contributing Factors Working Paper, No. 116, Bangalore: Institute for Social and Economic Change, 2002. Gagan Bihari Sahu and D. Rajasekhar (2000). Gaps in the Agricultural Credit Cycle Flow: Some Lesson for Bankers, State Bank of India Monthly Review, XXXIX (11), 2000. 8. PRESENTATION OF PAPERS AND OTHER ACADEMIC ENGAGEMENTS i) Repayment Performance and Extent of Non-performing Assets in Joint Liability Lending; Experiences of SHGs in India at the National Conference on Regulatory Aspects of Financial Inclusion organised by the Council for Social Development, Hyderabad, August 23-24, 2012. ii) How Empowered is Microfinance in Empowering Women? Evidence from India at World Finance Conference, Rio de Janerio, Brazil (in absentia), July 2 4, 2012. The earlier version of this paper was presented at CSS, Suart on 5 th January 2012. iii) Identification of the Poor: Errors of Exclusion and Inclusion at the National Seminar on Institutional Aspects of Pro-Poor Policy: Revising the Indian Poverty Line organized by London School of Economics, London; Oxford University, Oxford and Institute for Social and Economic Change (ISEC), at ISEC, Bangalore, December 15, 2009. The earlier version of this paper was also presented at the national seminar on Social Exclusion in Contemporary India organized by Institute of Development Studies, Jaipur, November 26-27, 2009. iv) Participated in an International Workshop on "Global Production Networks and Decent Work: Recent Experience in India and Global Trends" as Rapporteur, Organised by ICSSR, International Institute of Labour Studies (IILS), Institute for 5

Human Development (IHD) in association with Institute for Social and Economic Change (ISEC), at ISEC, Bangalore, November 18 20, 2007. v) Self-help Co-operatives, Deposit Mobilisation & Supply of Credit: Evidence from Orissa at the National Seminar on Microfinance in India Issues and Challenges organized by Bankers Institute of Rural Development, Lucknow, 25 th -26 th July, 2009. vi) Urban Labour markets and Return to Migration: Destination Surat at the Sate Level Consultation on Problems & Protection of Interstate Migrant Workers, coordinated by Mahatma Gandhi Labour Institute, Ahmedabad, in association with PRAYAS, Navsarjan Trust and Behavoural Science Centre, 1 st -2 nd June, 2009. vii) How Does Remittance Market Function? Evidence from Surat City at the Eleventh Annual Conference on Money and Finance, Indira Gandhi Institute of Development Research (IGIDR), Mumbai, Januarry 23-24, 2009. I was also invited to present this paper at Centre for Microfinance, Institute for Financial Management Research (IFMR), Chennai, 17 th April, 2009. viii) Worked as a member of the Technical Advisory Group (TAG) for the integrated course on Microfinance for Development launched by Indian School of Microfinance for Women, Ahmedabad, 2 nd February to 22 nd February 2009. ix) Remittance and Micro Finance: Can They Move Together at the National Consultation Workshop on Urban Micro Finance in India: Looking Ahead, 21 st to 22 nd January, 2008, Friends of Women s World Banking (India), Ahmedabad. x) Boardening Coverage of Priority Sector: How Useful for Agricultural Lending? at the U.G.C. National Seminar on Economic and Political Backwardness of KBK Districts of Orissa: Its Causes and Remedies organised by Department of Economics, D.A.V. College, Titlagarh, 10 th to 11 th September, 2007. xi) Determinants of School Participation and Educational Attainment in Rural and Urban Karnataka, Centre for Social Studies, Surat, 21 st July, 2007. xii) Worked as Rapporteur for the session on Economics in the National Consultation on Ethics in Social Science Research organized by CSS (Surat), CEHAT (Mumbai) and CSER (Mumbai), 2-3 December, 2005. xiii) Rural-Urban Disparity in the Provision of Water Supply and Sanitation Services in Karnataka the 4 th IWMI-Tata Annual Partner s Meet on India s Water Economy: Bracing Up for a Trubulent Future, 24 th 26 th February, 2005, Institute of Rural Management, Anand. 6

xiv) Flow of Funds and Deposits Mobilisation in Rural and Urban Areas: A Case Study of Karnataka at the National Seminar on Banking, Insurance and Pension Sector Reforms in India, 15th-16th February, 2005, Sri M. Visveswaraya Post-Graduate Centre, University of Mysore, Mysore. xv) The Growing Rural-Urban Disparity: Some Issues at the National Conference on Rural-Urban Partnership Development, 25 th 26 th June, 2004, St. Joseph s College of Business Administration, Bangalore. xvi) Institutional Credit to Agriculture: A State Level Analysis in India at the National Seminar on Land Relations in Orissa s Agriculture, 12 th 13 th March, 2004, P.G. Department of Economics, Sambalpur University, Orissa. xvii) Credit Constraints and Distress Sales in Rural India: Evidence from Kalahandi District, Orissa Fortieth Annual Conference of the Indian Econometric Society, February 13 15, 2004, Institute for Social and Economic Change, Bangalore. xviii) Credit Flow to Agriculture: An analysis of Bank Branches in Kalahandi District, Orissa Fifth Annual Conference on Money and Finance in Indian Economy, 30 th Jan - 1 st Feb 2003, Indira Gandhi Institute of Development and Research, Mumbai. xix) Access to Institutional Credit and Distress Sale: The Case of paddy Market in Kalahandi District, Orissa at the National Workshop on Agrarian Transformation in Orissa, January 22 nd 2003, P.G. Department of Economics, Sambalpur University, Orissa. xx) Credit Flow to Indian Agriculture, Trends and Contributing Factors at the National Seminar on One Decade of Liberalisation Policy in India organised by Department of Economics with Rural Development, Vidyasagar University, Midnapore, held on 30 th 31 st March, 2001. 9. SEMINAR/WORKSHOP ORGANISED Organized a workshop on Money Remittance Channels of Oriya Migrant Workers and delivered a Key Note address on same to Informal Financial Service Providers at Centre for Social Studies, Surat on 8th June, 2007 10. PEER REVIEWING OF PAPERS / EVALUATION OF PROJECT COMPLETION REPORT Reviewed the manuscript Microfinance and the Cooperatives: Can the poor Gain from their Coming Together submitted for its possible inclusion in the International Journal of Rural Management (IJRM), jointly published by IRMA, Anand and SAGE, December 2012. 7

Worked as a Referee for the Working Paper entitled Higher Wages, Cost of Separation and Seasonal Migration in India submitted to Institute for Social and Economic Change (ISEC), October 2010. Evaluated a research report entitled Interplay between Primary Sector Lending and Rural Industries Development: Empirical Evidence from Orissa, in December 2006. This report was submitted to Indian Council of Social Science Research (ICSSR) by Dr. Kshiti Bhusan Das. Worked as a Referee for the Working Paper entitled Does Repayment Indicate the Success of Group Lending submitted to Institute for Social and Economic Change (ISEC), October 2005. 11. LECTURES DELIVERED Delivered a lecture on How to Prepare Research Proposal to students of PGDRM Sem-I, V.N. South Gujarat University, Surat on September 27, 2012. Rural Credit, Structure, Policies and Accessibility to students of Narwagian University at Institute of Development Studies, Jaipur on August 7, 2011. Two lectures respectively on Micro-credit Programmes and Poverty Alleviation and Briefing of Field Visit to SHGs to students of Narwagian University at Institute of Development Studies, Jaipur on August 27, 2010. Delivered two lectures on Methods and Methodology of Microfinance to participants in an integrated course on Microfinance for Development organized by Indian School of Microfinance for Women, Ahmedabad on 5 th February, 2009. Interest Rate Ceiling and Lending Behaviour of Commercial Banks: A Managerial Approach organised by Post-graduate Department of Economics, Veer Narmad South Gujarat University, Surat, 21st September, 2006. Delivered a lecture on Farmers Suicide in India, organized by Post-graduate Department of Social Work, Veer Narmad South Gujarat University, Surat, 18 th October, 2005. Application of Quantitative Techniques in Social Science Research: Delivered a lecture on Correlation and Regression in the SPSS Certification Course organized by department of HRD, V.N. South Gujarat University, Surat on October 23, 2012. Delivered three lectures on Covariance and Bivariate Correlation, Bivariate Regression and Dummy Variable Analysis at the national level training programme 8

on Computer Application in Social Sciences, organized by Centre for Social Studies, Surat, on 14 th May 2012. Three classes respectively on Covariance and Bivariate Correlation. Bivariate Rregression, Dummy Variable Analysis at the national level training programme on Computer Application in Social Sciences, organized by Centre for Social Studies, Surat, during 8 th to 19 th May 2012. Concept and data base on Elementary Education on 2 nd July, 2010 as a part of the training programme series Use of Data for District Level Planning at Institute of Development Studies, Jaipur. Concept and data base on Elementary Education on 22 nd January, 2010 as a part of the training programme series Use of Data for District Level Planning at Institute of Development Studies, Jaipur. Three classes respectively on bivariate correlation, bivariate regression and use of dummy variables in regression analysis at the national level training programme on Computer Application in Social Sciences, organized by Centre for Social Studies, Surat, during March 16 th to 25 th, 2009. Two lectures on Panel Data Analysis in the workshop organized by department of Research Methodology and Interdisciplinary Studies in Social Sciences, V.N. South Gujarat University, Surat on December 14, 2008. Delivered 4 lectures on Correlation (Bivariate), Regression (bivariate and multivariate), and (c) Use of Dummy Variable in Regression Analysis in a national level training programme on Computer Application in Social Sciences, organized by Centre for Social Studies, Surat, March 24 to April 2, 2008. Delivered two lectures on Correlation and Regression in the Training Programme on Basic and Advanced Data Analysis using SPSS organized by Mahatma Gandhi Labour Institute, Ahmedabad, 2 nd November, 2007. Delivered 3 lectures respectively on (a) Nature and Types of Data for Economic Analysis, (b) Bivariate and Multiple Regression Analysis (OLS) ; (c) Dummy Variable Regression Models, in a national level training programme on Computer Application in Social Sciences, organized by Centre for Social Studies, Surat, February 27 to March 8, 2006. 12. COMPUTER PROFICIENCY (Statistical Packages) MS-EXCEL, SPSS, and LIMDEP 9

13. LIST OF REFEREES (i ) D. Rajasekhar Professor and Head, Decentralisation & Development Unit, Institute for Social and Economic Change Nagarbhavi (P.O), Bangalore 560072 Phone - Off: 080 23219042 Mobile: 9845347004 E-mail - raja@isec.ac.in (ii) Sunil Ray Professor, Centre for Economic Studies and Policies Central University of Bihar, B.I.T Campus, P.O.B.V. College, Patna- 800014 Mobile: 9934628928 E-mail - sunilray@cub.ac.in Declaration: The above information is true to the best of my knowledge and belief. Signature 10