Chartered Employee Benefits (Pty) Ltd Manual

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Chartered Employee Benefits (Pty) Ltd Manual Act 2 of 2000, The Prepared in accordance with Section 51 of the Promotion of Access Act No. 2 of 2000 Effective Date: 31 December 2011

1. Part I: Particulars of the Private Body - (Information required under section 51(1)(a) of the Act): a. Name of the Body Chartered Employee Benefits (Pty) Ltd b. Head of the Body (Information Officer) Trevor Taylor c. Postal Address PO Box 55560, Northlands, 2116 d. Street Address 2 North Road, Dunkeld West, 2196 e. Telephone Number 011 502 2800 f. Fax Number 011 502 2812 g. Web address www.charteredwealth.co.za h. Contact Details of Information Officer i. e-mail: trevor@charteredeb.co.za ii. Phone 011 502 2800 iii. Fax: 011 502 2812

2. Part II - Description and Access to the Guide (Information required under section 51(1)(b) of the Act): a. Section 51(1)(b) of the Act refer to the guide as described in section 10, if available, and how to access it. b. The Human Rights Commission must, within 18 months after the commencement of Section 10 of the Act, compile a guide in each official language. The guide must contain such information as may reasonably be required by a person who wishes to exercise any right contemplated in the to Information Act, 2 of 2002. c. The regulations regarding the to Information published under Government Notice No. R187 of 15 th February 2002 set forth how the Human Rights Commission should make the guide available. 3. Part III - Voluntary Disclosure and Automatic Availability of Certain Records - (Copy of notice, if any, required under section 51(1)(c) of the Act): a. Not applicable. b. Automatically available Chartered Employee Benefits (Pty) Ltd Internet Website www.charteredwealth.co.za 4. Part IV - Records available in accordance with any other legislation (Information required under section 51(1)(d) of the Act): Legislation Tick (Select Acts applicable to your company and tick in the corresponding block) 1. Administration of Estates Act, No. 66 of 1965 2. Arbitration Act No. 42 of 1965 3. Basic Conditions of Employment No. 75 of1997 4. Companies Act No. 61 of 1973 5. Compensation for Occupational Injuries and Health Diseases Act

No.130 of 1993 6. Consumer Affairs (Unfair Business Practices) Act No. 71 of 1988 7. Copyright Act No. 98 of 1978 8. Credit Agreements Act No. 75 of 1980 9. Currency and Exchanges Act No. 9 of 1933 10. Debtor Collectors Act No. 114 of 1998 11. Employment Equity Act No. 55 of 1998 12. Finance Act No. 35 of 2000 13. Financial Services Board Act No. 97 of 1990 14. Financial Relations Act No. 65 of 1976 15. Harmful Business Practices Act No. 23 of 1999 16. Income Tax Act No. 95 of 1967 17. Insolvency Act No. 24 of 1936 18. Insurance Act No 27 of 1943 19. Intellectual Property Laws Amendments Act No. 38 of 1997 20. Labour Relations Act No. 66 of 1995 21. Long Term Insurance Act No. 52 of 1998 22. Medical Schemes Act No. 131 of 1998 23. Occupational Health & Safety Act No. 85 of 1993 24. Pension Funds Act No. 24 of 1956 25. Post Office Act No. 44 of 1958 26. Protection of Businesses Act No. 99 of 1978 27. Regional Services Councils Act No. 109 of 1985 28. SA Reserve Bank Act No. 90 of 1989 29. Short Term Insurance Act No. 53 of 1998 30. Skills Development Levies Act No. 9 of 1999 31. Skills Development Act No. 97 of 1998 32. Stamp Duties Act No. 77 of 1968 33. Stock Exchange Control Act No. 1 of 1985 34. Tax on Retirement Funds Act No. 38 of 1996 35. Trade Marks Act No. 194 of 1993 36. Unemployment Contributions Act No. 4 of 2002 37. Unemployment Insurance Act No. 63 of 2001 38. Usury Act No 73 of 1968 39. Value Added Tax Act No. 89 of 1991

5. Part V - Access (Information required under section 51(1)(e) of the Act): 5.1 Methods of Access to Manual a. Government Gazette to be published b. Human Rights Commission a copy will be made available to the Commission c. Chartered Employee Benefits (Pty) Ltd Web Page - www.charteredeb.co.za i. The Chartered Employee Benefits (Pty) Ltd Web Page is accessible to anyone who has access to the Internet. 5.2 Description of Records The Chartered Employee Benefits Web Page consists of the following categories: Home About us Our Solutions Newsroom Our Clients Join Our Team Contact Us Other Record Categories ii. Commercial and Legal 1. Contracts and Agreements 2. Company Confidential Historical significance 3. Meeting Minutes 4. Shareholders 5. Property Leases and Agreements 6. Trademark 7. Insurance 8. Resolutions Directors 9. Correspondence iii. Financial 1. Financial Year-end Results

2. Financial Analysis and Reports 3. Budgets 4. Tax and Levies iv. Human Resources 1. Employees Personnel Information 2. Employees History (skills and experience) 3. Educational Background 4. Training and Development 5. Health 6. Salaries and Wages 7. Contracts and Agreements 8. Employment Equity v. Marketing 1. Advertising 2. Contracts with Suppliers 3. Product Ranges and Pricing vi. Health & Safety 1. Policies 2. Accidents and Incidents Reports xxxx