Official Contest Rules

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185 th Anniversary - We Love New Hampshire Photo Contest Official Contest Rules NO ENTRY FEE IS NECESSARY TO PARTICIPATE OR WIN. THE CONTEST IS VOID WHERE PROHIBITED BY LAW, REGULATION, STATUTE OR OTHER APPROPRIATE LEGAL AUTHORITY. I. How to Enter: 1. Stop into any Bank of New Hampshire office location to pick up your official I Love NH magnet which will act as your game piece. 2. Visit www.banknh.com/185-photo each month to read the celebration question of the month. 3. Take an original still photo, in New Hampshire, that reflects your answer to the celebration question and includes your official I Love NH magnet within the photo. 4. Submit your photo to the Contest using the method listed below ( Photo Submission ). Once a photo is uploaded to the Contest, it is considered a final submission and may not be modified, or replaced. Contestants may submit only one photograph per month/per question. Participation in this Contest is automatically deemed as acceptance of these Official Contest Rules. A Photo Submission must be an original photograph (digital or analog) taken by the submitter. II. Photo Submission: Photos must be submitted through the contest page on our website www.banknh.com/185-photo within the following timeframes for consideration each month: February 1 February 29 March 1 March 31 April 1 April 30 May 2 May 31 June 1 June 30 July 1 July 31 August 1 August 31 September 1 September 30 October 3 October 31 November 1 November 30 December 1 December 31 Contestants must include their name, address, phone number and email address so that winners may be contacted. Winners will be contacted via email and asked to provide their mailing address in order to receive their prize.

III. Retouching of Photos: The submitted contest photograph cannot be significantly retouched: nothing in the photographs (people, animals, scenery, objects, etc.) may be altered, removed, augmented or rearranged. Cropping is permitted, as is modest darkening or lightening of parts of the image. IV. Content Requirements Any individuals appearing in a photo submission must be at least 18 years of age. Photo Submissions must not contain obscenity, explicit sexual material, nudity, profanity, graphic violence, calls or incitement to violence, commercial solicitation or commercial promotion. Submissions also must not contain content or images that could be considered abusive, inflammatory, denigrating, or disrespectful to Bank of New Hampshire, or to groups, individuals, businesses, or institutions. Photo Submissions must be original photos created by the contestant and must not contain any elements that are protected by someone else s copyright or otherwise subject to third party proprietary rights, including privacy and publicity rights (except as expressly permitted below). Submissions must adhere both in appearance and in fact to the norms of civil discourse. In other words, the content of all Photo Submissions must be suitable for a global, public audience. Bank of New Hampshire reserves the right to disqualify, at their sole and absolute discretion, any submission that does not adhere to these criteria, to the intent, or to the substance of these Official Contest Rules. By submitting a photo to the contest, the contestant affirms that he or she has obtained written consent from all individuals whose image or likeness appears in the photo and further affirms that he or she is prepared to provide reliable documentation to that effect upon request (or from the individuals parent/legal guardian if any such individuals are considered a minor in their country of residence). The contestant further affirms that he or she has obtained the necessary rights, licenses, consents and permissions to use all material in the photo. Failure to obtain such rights, license consents, and permissions may result in the disqualification of the photo submission at Bank of New Hampshire s sole and absolute discretion. The Bank recognizes no allowance for fair use of copyrighted material. In the event of any question or difference of view regarding compliance with, interpretation, or application of these content requirements or other provisions of these Official Contest Rules, the Bank reserves the exclusive right to resolve such questions or differences of view in their sole discretion. V. Eligibility: 1. Contestants must be at least 18 years old on the date of commencement of the Contest. 2. The contest commences on February 1, 2016, and closes on December 31, 2016. 3. The person submitting the photo will be considered the contestant and will be the only person eligible to compete for the prize. In order to be eligible to win the prize, you must provide accurate and complete information.

4. The following individuals are not eligible to enter the contest: Employees, immediate family of employees, Directors and Corporators of Bank of New Hampshire. Professional photographers are not eligible to compete. 5. Submission should be in.jpg,.gif, or.png format and no larger than a ten (10) megabyte (MB) file size. The submission should be at least 72 dots per inch (dpi). Submissions should not have any visible watermarks, signatures, or personally identifiable information such as name or email address. 6. Once a photo submission has been accepted for entry into the contest, the contestant s name may be publically identified at the sole discretion of Bank of New Hampshire. All contestants have the right to request their name not be publicized in connection with their contest submission. Contestants must inform Bank of New Hampshire s Marketing Department of this wish when submitting a photo for the contest by emailing marketing2@banknh.com. VI. Selection of Winners: Judging Criteria All photos will be screened by Bank of New Hampshire to ensure compliance with these Official Contest Rules. The Bank reserves the right in their sole and absolute discretion to verify in the final analysis whether a potential finalist or potential winning photo submission has fully complied with these Official Contest Rules. Winners will be selected by a designated Bank of New Hampshire committee. Winning is limited to one individual each month. The designated Bank of New Hampshire committee will base their votes on the following judging standards: Originality: You must have taken this photo. Is your photo original? Creativity: How imaginative is your photo? A creative photo breaks from traditional methods of presenting ideas and messages. Avoid simple snapshots of groups of people or buildings. Effectiveness: Does your photo clearly represent the question? Photo Quality: Is your photo aesthetically pleasing? A high-quality photo is well composed and has a clear focal point. A winner will be announced and posted on the Bank s contest site and Facebook page on the first business day (Monday Friday) of the month following the contest month. Winners may be publicly identified by name, at the sole discretion of the Bank, unless the contestant has requested that their name not be publicized in the manner set forth in the contest rules.

VII. Prize: One winner each month will receive a prize of $185 in the form of a check. The winning photo will become Bank of New Hampshire s Facebook cover photo for the following month of submission and will also be featured on www.banknh.com/185-photo. Winners will be notified by email within one week of selection. Upon request, at the close of the contest each month, the winner must provide a valid mailing address within two weeks of receipt of the email indicating where the prize is to be shipped. Bank of New Hampshire is not responsible for any problems related to the shipping of any prize, including, but not limited to, theft, delay, damage, or destruction/accidental loss by the shipping carrier. All taxes on or in connection with any prize, and the reporting consequences thereof, are the sole and exclusive responsibility of the winner. Bank of New Hampshire is not liable in the event that any portion of the contest is cancelled due to weather, fire, strike or any other condition beyond their control. VIII. Liabilities and Rights: 1. The Bank does not necessarily endorse any particular photo, messages, or advice expressed therein, and the Bank expressly disclaims any and all liability in connection with the submitted photos, including disputes between collaborators related to a Photo Submission. 2. This contest and its sponsors do not permit copyright infringing activities or infringement of any other intellectual property rights, and Bank reserves the right to remove and disqualify any submission they deem to be in violation of another party's copyright or other intellectual property rights. 3. The contestant assumes sole responsibility for the photo and the material contained in it. 4. The Bank reserves the right, at any time, to verify the validity of entries and of contestants and to disqualify any contestant or entry deemed not in compliance or any entry deemed not in accordance with these Official Contest Rules. The Bank also reserves the right to request further documentation, at their sole and absolute discretion, to verify eligibility and compliance with these Official Contest Rules. 5. If this contest is interfered or tampered with in any way by a contestant, or a person acting on the contestant s behalf, or, if, as a consequence of such interference, the contest is not capable of being reasonably conducted in the manner anticipated by the Contest Sponsor, the Sponsors reserve the right, in their sole discretion and to the fullest extent permitted by law to disqualify any interfering contestant and/or modify, suspend, terminate or cancel the Contest. 6. If for any reason the contest is not capable of running as planned, including without limitation, infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes which corrupt or affect the administration, security, fairness, integrity or proper conduct of the contest, Bank of New Hampshire reserves the right, at their sole discretion, to cancel, modify or terminate the contest.

7. Bank of New Hampshire reserves the right to modify, suspend, terminate or cancel the contest, as appropriate, including due to any other reason beyond the control of the contest sponsors. 8. The conduct, judging and awarding of prizes for the contest will be carried out in full compliance with applicable State and Federal laws. 9. Bank of New Hampshire is not liable for any disputes between collaborators related to a photo submission. 10. Contestants retain ownership of and all copyright and other intellectual property rights for their photos. Contestants grant Bank of New Hampshire with proper attribution through whatever means they deem appropriate, a worldwide, non-exclusive, royalty-free, sublicensable and transferable license to use, reproduce, distribute, prepare derivative works of, and/or display the photo submission, in any media formats and through any media channels in perpetuity in connection with the activities and operations of the contest. IX. Limitations of Liability and Release: Bank of New Hampshire assumes no liability or responsibility for any loss or harm resulting from any user's participation in or attempt to participate in the contest or ability or inability to upload, download or otherwise access any information in connection with participating in the contest. Bank of New Hampshire assumes no responsibility or liability for technical problems or technical malfunction arising in connection with any of the following occurrences which may affect the operation of the contest: hardware or software errors; faulty computer, telephone, cable, satellite, network, electronic, wireless or Internet connectivity or other online communication problems; errors or limitations of any Internet service providers, servers, hosts or providers; garbled, jumbled or faulty data transmissions; failure of any email transmissions to be sent or received; lost, late, delayed or intercepted email transmissions; inaccessibility of the contest site in whole or in part for any reason; traffic congestion on the Internet or the contest site; unauthorized human or nonhuman intervention of the operation of the contest, including without limitation, unauthorized tampering, hacking, theft, virus, bugs, worms; or destruction of any aspect of the contest, or loss, miscount, misdirection, inaccessibility or unavailability of an email account used in connection with the Contest. Bank of New Hampshire is not responsible for any typographical errors in the announcement of prizes or these Official Contest Rules, or any inaccurate or incorrect data contained on the contest site. Use of Contest site is at user's own risk. Contest sponsors are not responsible for any personal injury or property damage or losses of any kind which may be sustained to user s or any other person's computer equipment resulting from participation in the contest, use of the contest site or the downloading of any information from the Contest site. By participating in the Contest, the contestant releases Bank of New Hampshire from any and all claims, damages or liabilities arising from or relating to such contestant s participation in the contest. No Purchase Necessary. Member FDIC