HEALTH CARE EXPERIENCES

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S U R V E Y B R I E F HEALTH CARE EXPERIENCES March 004 ABOUT THE 00 NATIONAL SURVEY OF LATINOS In the 000 Census, some,06,000 people living in the United States identifi ed themselves as Hispanic/Latino. That represented a % increase over the 190 Census count, and means that now make up nearly 1% of the U.S. population overall. This rapid growth is among one of the most important demographic trends shaping the future of the United States. Recognizing this fact, the Kaiser Family Foundation and the Pew Hispanic Center joined forces to conduct a comprehensive national survey of the Hispanic population. The Pew Hispanic Center/Kaiser Family Foundation 00 National Survey of explored the attitudes and experiences of on a wide variety of topics. The survey sample was designed to include enough Hispanics from various backgrounds and national origin groups so that in addition to describing overall, comparisons also could be made among segments of the Hispanic population. The 00 National Survey of contained a battery of questions designed to examine respondents experiences with health insurance and the health care system, including whether they had encountered problems in accessing or paying for medical care, or difficulty communicating with health care providers. The survey found that almost three in four Latino adults are either themselves without health insurance or personally know someone who does not have insurance coverage. In addition, a substantial minority of reports health care challenges, such as problems paying medical bills, delays seeking care because of costs, and not getting needed health care services. Furthermore, some report having problems communicating with health care providers due to language barriers, or having difficulty getting care due to their race and ethnic background. Health Care Coverage Over one-third of Latino adults report lacking health insurance. In addition, almost six in ten (9%) of those who do have health insurance say that they personally know someone who does not ( of all ). Together, % of either lack health insurance coverage themselves, or know someone who is uninsured (see Chart 1). It is a common misperception that the majority of people without health insurance is unemployed. However, two-thirds of who report being uninsured are employed (6%). Another 0% say that they are homemakers or stay-at-home parents, 1% say that they are currently unemployed, % say that they are retired, and % say that they are students. Uninsured Themselves CHART 1 Reported Experiences with Health Insurance Coverage Insured themselves, but know someone Insured themselves, and do not know someone uninsured % % Note: "Don t know" responses not shown. Source: Pew Hispanic Center/Kaiser Family Foundation National Survey of. December 00 Foreign-born (4%) are more likely to report being uninsured than born in the United States (%). Similarly, who predominantly speak Spanish (4%) are more likely to report being uninsured than those who are English dominant (6%). Considerably more with incomes less than $0,000 per year (4%) report having no health insurance, compared to those with incomes of more than $0,000 per year (%) (see Table 1). 1

Table 1: Reported Health Insurance Coverage, by Foreign/Native-Born,, and Income Income Foreign-Born Native-Born Spanish- English- Less than $0,000 $0,000 less than $0,000 $0,000+, covered 6% % % % 4% % 1% 9% No, not covered 4 4 6 4 9 Table : Reported Health Insurance Coverage, by Country of Origin Country of Origin Mexican Puerto Rican Cuban Central South Salvadoran Dominican Colombian All Other, covered 60% 0% % 64% 9% 1% 0% % No, not covered 9 1 0 4 6 41 9 0 Table : Reported Health Insurance Coverage, by State of Residence State CA NY TX FL All other states, covered 64% 69% % 6% 6 No, not covered 6 1 4 Health insurance status also differs by country of origin, and by state of residence. For example, Mexicans (9%) and Salvadorans (41%) are considerably more likely to report being uninsured than are Puerto Ricans (1), Cubans (0%), Dominicans (9%), or Colombians (0%) (see Table ). in Texas are particularly likely to report being uninsured (4%), compared with in California (6%), Florida (%), and New York (1%) (see Table ). It is important to note that immigration policy and rules impact whether or not specifi c groups of are able to access public health insurance programs like Medicaid. The differences seen in health insurance status by country of origin can be at least partially explained by these policies. For example, Puerto Ricans are U.S. citizens, and therefore, not barred from participating in Medicaid. Refugees are also eligible for health insurance coverage under Medicaid, and since Cubans are considered refugees, they can access this program. On the other hand, new immigrants (those coming to the United States since 1996) from many other countries are banned from accessing public programs for fi ve years. Furthermore, dramatic state variations in rules regarding who is eligible for Medicaid coverage exist, so the specifi c state in which a Latino immigrant lives also impacts whether or not he or she is eligible for public programs. Overall, knowing when an immigrant came to the United States, from which country he or she came, and in which state he or she lives, are important factors in understanding eligibility for public health insurance coverage.

Accessing Health Care Services A substantial minority of reports additional challenges in paying for and gaining access to health care that they believe they need (see Table 4). About one in seven (1%) says that they or another member of their household needed medical care, but did not get it during the past year, with almost seven in ten of this group saying the medical condition they needed care for, but did not get, was very (0%) or somewhat () serious. In addition, one in five (0%) says that in the past year, they or another member in their household postponed seeking medical care they felt they needed but couldn t afford, with 44% of this group saying the person never got the care they needed. About one in five (%) reports that they have had problems paying medical bills in the past year, and of this group, about half (4) say those bills had a major impact on themselves or their family. Together, % of say they or a member of their household experienced at least one of these three problems. who are uninsured are more likely than who have health insurance to report having problems paying their medical bills (% vs.19%), and having postponed seeking health care (% vs.). Communicating with Health Care Providers Some report having problems communicating with health care providers due to language barriers, or having difficulty getting care due to their race and ethnic background (see Tables and 6). Not surprisingly, these experiences are more common among those who are Spanish dominant and among those who were born outside the United States. Almost three in ten say they have had a problem communicating with health providers over the past year, including 1% who say this has been a major problem and % who say it has been a minor problem. Almost two in ten say they have had difficulty getting care because of their race or ethnic background over the past year, including % who say this has been a major problem, and % who say it has been a minor problem. Perhaps not surprisingly, half of those who are Spanish dominant report having had difficulty communicating with providers due to language barriers, compared to of those who are English dominant. About four in ten of those born outside the United States also report having had such experiences. These Spanish-dominant and foreign-born groups are also more likely than their English-dominant counterparts to report having difficulty getting care. Puerto Ricans were less likely than those from other backgrounds to report experiencing these types of health care challenges. Table 4: Reported Problems with Getting, Accessing and Paying for Health Care Services, by Health Insurance Status Problems paying for medical bills, not getting needed medical attention, or ever put off or postponed seeking health care you felt you needed but you could not afford in the past year Insured Uninsured Had problems paying medical bills % 19% % You or another family member in household needed medical care but did not get it 1 1 1 You or someone else in your household put off or postponed seeking medical care you felt you needed but you could not afford 0 16 Answered yes to at least one of the above problems with healthcare 1 4

Conclusion Experiences with health care coverage, access to health care services, and communicating with health care providers vary substantially among different groups of. Those who are foreign born and those who mainly speak Spanish are more likely than their counterparts to report being uninsured, having problems communicating with health care providers, and having difficulty getting care due to their race and ethnic background. Moreover, a significantly greater number of with annual incomes of less than $0,000 say they are not covered by health insurance, compared to those earning more than $0,000 per year. Of all, about one third reported that they or another member of their household experienced at least one of the following problems during the past year: an unmet need for medical care, postponement of medical care due to cost, or problems paying medical bills. Table : Reported Difficulties Communicating With Providers and Getting Health Care, by Foreign/Native-Born and Primary Language Please tell me if each of these has been a major problem for you, a minor problem for you, or not a problem during the last 1 months? How about Foreign-Born Native-Born Spanish- English- Difficulty communicating with doctors or other health care providers because of language barriers 9% 1 0 4% 91 49% 1 0 9 Having difficulty getting care because of your race or ethnic background 1 1 4% 6 9% 90 6% 1 4 4 6 91 Table 6: Reported Difficulties Communicating With Providers and Getting Health Care, by Country of Origin Please tell me if each of these has been a major problem for you, a minor problem for you, or not a problem during the last 1 months? How about Country of Origin Mexican Puerto Rican Cuban Central South Salvadoran Dominican Colombian All Other Difficulty communicating with doctors or other health care providers because of language barriers 1% 1 1 6 1% 1 6% 9 4% % 16 16 6 4% 1 9 1 60 % 0 1 64 1% 4 Having difficulty getting care because of your race or ethnic background 19% 1 0 1% 6 4% 1 1 % 1 1% 6 1 1 9% 9 4

Methodology The Pew Hispanic Center/Kaiser Family Foundation 00 National Survey of was conducted by telephone between April 4 and June, 00 among a nationally representative sample of 4,1 adults, 1 years and older, who were selected at random. Representatives of the Pew Hispanic Center and the Kaiser Family Foundation worked together to develop the survey questionnaire and analyze the results. International Communications Research of Media, PA conducted the fieldwork in either English or Spanish, based on the respondent s preference. The sample design employed a highly stratified disproportionate RDD sample of the 4 contiguous states, including oversamples for Salvadorans, Dominicans, Colombians, and Cubans. The results are weighted to represent the actual distribution of adults throughout the United States. The Latino sample, in particular, was weighted to reflect the actual distribution among Latino adults of country of origin, age, sex, and region. Of those who were interviewed,,99 identified themselves as being of Hispanic or Latin origin or descent (based on the question Are you, yourself of Hispanic or Latin origin or descent, such as Mexican, Puerto Rican, Cuban, Dominican, Central or South, Caribbean or some other Latin background? ). Throughout this report, they will be referred to interchangeably as either or Hispanics. In addition, interviews were conducted with 1,00 non- Hispanic whites and 1 non-hispanic African s. The margin of sampling error is +/-.41 percentage points for overall. The sample sizes and margins of error for the different language groups are shown in the table below. The report also highlights results for other subgroups of. Please see the introduction of the report for definitions, sample sizes, and margins of sampling error for these key groups. Unweighted Number of Respondents and Margin of Sampling Error for Latino Subgroups Unweighted Number of Respondents (n) Margin of Sampling Error 99 +/-.41 percentage points Foreign/Native-Born Foreign-Born Foreign-Born 0 91.99 4.06 English Spanish 6 9 9 4. 4.40.9 Country or Place of Origin Mexico Puerto Rico Cuba Central America () South America () Dominican Republic El Salvador Colombia All Other 4 4 41 94 04.1 6.6 6..0.9.0..4 9.1 Note that sampling error may be larger for other subgroups and that sampling error is only one of many potential sources of error in this or any other public opinion poll. Additional copies of this publication (#0), the full report (#00) and toplines (#01) are available online at www.kff.org or www.pewhispanic.org. Pew Hispanic Center: 1919 M Street, NW, Suite 460, Washington, DC 006 (t) 0.4.0 (f) 0.. www.pewhispanic.org The Pew Hispanic Center, based in Washington, DC, is a non-partisan research center supported by a grant from The Pew Charitable Trusts of Philadelphia. The Center is a project of the University of Southern California Annenberg School for Communication.