Community Development Block Grant Application Eligibility Review

Community Development Block Grant Application Eligibility Review Overview Project Name: Habitat for Humanity Restore ADA Accessibility Applicant: Garland County Habitat for Humanity Amount Requested $3,740.00 Program Year: 2019 Fiscal Year Funds: 2019 Date Received: 8/24/2018 Meets HUD Objective: Yes No Meets City Objective: Yes No Meets LMI Requirement: Yes No Eligible for Funding: Yes No CDAC Recommended Yes No City Board Approved Yes No Notes: This is the first request for CDBG assistance to construct an ADA accessibility ramp on the lower level of the Garland County Habitat for Humanity Restore, 305 Malvern Avenue. Habitat partner families are required to invest sweat equity hours as part of the home buying process. Partners with mobility challenges or other disabilities may choose to work in the Restore retail facility, which is currently inaccessible from the upper or lower levels. Proceeds from the sale of donated items at the Restore shop are invested in new, affordable Habitat for Humanity home building projects. Garland County Habitat for Humanity has successfully completed City onsite monitoring visits; the most recent review in May of 2018. There are no findings or concerns. Garland County Habitat for Humanity complies with HUD regulations. HUD Eligibility Elements National Objective: Public Facilities and Infrastructure Eligible Activity: Removal of Architectural Barriers (03B or 03E) Section: 570.201(c) LMI Qualification: Area Benefit Limited Clientele Housing Jobs Spot Blight Slum or Blighted Area Urgent Needs n/a City of Hot Springs Eligibility Elements Consolidated Plan Objective: Neighborhood Revitalization and Affordable Housing 1. Area Benefit #: n/a Site Block Group # Geo ID Low Low Mod Low Mod Univ Low/Mod % 2. Limited Clientele Benefit : Presumed benefit 3. Housing Benefit # n/a Anticipated Level of Environmental Review Completed Environmental Review Exempt Exempt Categorically Excluded Not Subject to 58.6 Categorically Excluded Not Subject to 58.6 Categorically Excluded Subject to 58.6 Categorically Excluded Subject to 58.6 Environmental Assessment (in floodplain) Environmental Assessment Environmental Impact Statement Environmental Impact Statement Anticipated Public Notices / Comment Periods Completed Public Notices / Comment Periods Floodplain/Wetland Early & Final Notices Floodplain/Wetland Early & Final Notices Finding of No Significant Impact / RROF Notice Finding of No Significant Impact / RROF Notice

City of Hot Springs Community Development Block Grant CDBG Program Year 2019 Funding Application Non-Municipal & Public Service Projects Deadline: August 24, 2018 4:00pm. Incomplete applications will not be considered. One project per application only. Please review CDBG Application Instructions before completion. Questions can be directed to Michelle Sestili, CDBG Administrator, (501) 276-7934 or msconsulting@outlook.com Project Name: Project Location: Total $ Requested: Cost Breakdown by item/activity: Habitat for Humanity ReStore Accessibility Ramp 350 Malvern Ave - Broadway Terrace Entrance $3,740 Labor, materials, railings, finishing, 1 year warranty. Total: $7,480 Estimate Attached: Yes No Map/Plans Attached: Yes No Do you have 1:1 matching funds available now? Not required for public services Yes No Please describe the matching funds, amount, source (private, public and/or in-kind), availability, and certainty: As a newly developing project, Garland County Habitat for Humanity (GCHFH) has not began active fundraising efforts. Potential funding sources are: > Direct ReStore Revenue > Grants > Private Donors > Capital Campaign Have CDBG funds assisted or been committed to this project in the past? Yes No REQUIRED NON-PROFIT ATTACHMENTS: Proof of Match: Bylaws: Board of Directors List: Conflict of Interest Mission Statement: Yes No Yes No Yes No Policy: Yes No Yes No Organization Name: Mailing Address: Contact Name: Contact Email: Contact Phone: Web Address: Federal Tax ID#: DUNS #: Garland County Habitat for Humanity 240 Hobson Ave, Hot Springs, AR 71901 Anne Quinn aquinn@garlandcountyhabitat.org 501-623-5600 garlandcountyhabitat.org 71-0776139 098311306 1

Proposed Project Description: Be as detailed as possible including specific purpose of funding, location of project, current problem to be solved, etc. GCHFH intends to build an ADA accessible ramp with railing at the lower level entrance of the Downtown Habitat ReStore on Malvern Ave. Demonstration of Need: Describe why this project is needed. What hardship persists if this project is not funded? Families entering GCHFH s homeownership program are required to complete volunteer hours as a component of the partnership agreement. Individuals with mobility issues cannot complete hours at the construction sites. Those families and individuals complete the majority of their hours at one of our 3 ReStores. This location is the most accessible because of its vicinity to bus stops and other services. The general public also has the opportunity to purchase items at a significantly lower cost than traditional retail stores and the revenue funds future home building projects. Only the upper level entrance is ADA, and the lower level must be entered through the Donation Center on the side of the building from a removable wooden ramp. This can be difficult if the area is cluttered, and is dependant on the availability of other staff or volunteers to put the ramp into place. A permanent ADA accessible entrance would give easier and independent access to all individuals. Outcomes and Measures: Describe how project success will be measured and the expected outcomes. The outcome of this project will be measured by the individual experiences of those it will benefit. Other measurable outcomes might be an increase in revenue and a quicker turnaround for partnering families completing their hours prior to homeownership. Funding Gap Analysis: Describe the gap that CDBG funds would fulfill that other funding sources cannot. With CDBG covering a 1:1 match, GCHFH has the opportunity to complete this necessary project with a more financially obtainable goal to reach than fundraising the full amount. Target Population & Community Impact: Who will benefit from this project and how? This project will most directly impact GCHFH homeowners, partner families, and individuals shopping for materials and homegoods on a lower budget. Approximately, how many people were involved in creating this application? Describe outreach efforts: Who was included in assessing needs and deciding this project was important, and how was it done? An optional attachment can be included if additional space is needed. Apx. 20 The Executive Director, ReStore Director, Operations Coordinator, Store Manager and staff discussed the need for this project with current homeowners and partner families. The need is also abundantly clear when wheelchair bound individuals wish to come into the lower level of the ReStore for shopping, donating, or volunteering. The Operations Coordinator also contacted SAILS, who have staff and clients also recipients of or involved with GCHFH programing. 2

Experience Describe the organization s experience with recent, similar projects, years of experience, and relevant history, as applicable. Include attachments as needed. In 2015, GCHFH recieved CDBG funding to make our administrative office at 240 Hobson Ave ADA accessible. Skills Describe the organization s team skills to develop, implement and maintain the proposed project. GCHFH completed the final stages of the ADA accessible ramp at the administrative office earlier this year though it has been available for use in 2016. Having recently completed this successful project, GCHFH is ready to make sure all of our public facilities are accessible. Fiscal Soundness Describe the organization s financial ability to implement and maintain the project. GCHFH is fiscally sound. The organization is audited annually and retains a CPA firm along with a Finance Manager on staff. Habitat has a diverse revenue stream. Proceeds from the three ReStores assist in generating revenue and support. Mortgage payments from homeowners in previously constructed homes also yield income. GCHFH also receives monies from sponsorships, contributions and grants, including CDBG funding for specific projects. The organization maintains cash reserves that is necessary and ample to cover construction expenses, administrative operations and ReStore operations for an extended period of time. Grants & Federal Funds Describe the organization s experience with grants and federal funds including the CDBG program, as applicable. GCHFH has received CDBG funding for multiple program years. The organization does not receive other federal funding at this time. Do you have a grant writer on staff or contract? No Full Time Part Time How many grants has the organization applied for in the past 12 months? How many grants has the organization been awarded in the last 12 months? Federal grantees only: When was the last audit or monitoring visit conducted? 8 4 May 2018 Federal grantees only: Are there any outstanding findings or concerns at this time? If yes, describe: Yes No Readiness: Describe the expected timeline of activities and spending. GCHFH is prepared to begin as soon as funding is available and expects to complete the majority of the project within a week with additional adjustments within a few months. To reduce operational disruption, this project is designed to be completed as quickly as possible. 3

Are project plans and/or materials ready now? Yes No Describe the planning, engineering, permitting, fundraising or other activities completed to date: GCHFH has received a project evaluation and estimate. No other activities have been completed. What additional planning, engineering, permitting, fundraising, reviews, approvals, acquisitions or other activities must be completed before the proposed project can begin? GCHFH will secure the matching funding, permits, and appropriately contracted laborers and materials as the availablility of funding timeline permits. Do you currently have control of the property? Own Plan to purchase Lease Lease expiration date: December 2021 Buildings, equipment, green spaces, parks, etc. require regular upkeep. If this project will need ongoing maintenance, describe how it will be financed, when it will be done and by whom: The ramp construction will require minimal upkeep. All repairs, repainting needs, etc. will be added to the general maintenance budget of the ReStore. Public service projects cannot be funded year over year using CDBG funds. If this project provides a public service how will it be funded in future years? GCHFH staff and volunteers will provide any necessary maintenance in the future. Is this a phased project? Yes No If yes, please describe phases in detail (NOTE: this application is for 1 fiscal year only. Additional phases would require additional applications and future funding is not guaranteed even if this project is approved): If only a portion of this project could be funded, which element would be most important? This project has no singularly prioritized component. 4

Optional Additional Information: 5

Initial Acknowledgements I understand that if CDBG funds are awarded to the proposed project the organization is responsible for project/program design, management, procurement, implementation, compliance, and maintenance. I understand that CDBG is federally funded by the US Department of Housing and Urban Development. Compliance with applicable Federal regulations is required. I understand that projects undertaken with CDBG funds must principally benefit low- to moderate-income persons, and income verifications may be required to document compliance. I understand that federal funds cannot be used for political activities, inherently religious activities, lobbying, political patronage or nepotism activities. I understand that funds will not be available until August of 2019 or later. I understand that any expenses incurred prior to the written authorization of funding will not be reimbursed. I understand that I will be asked to provide status reports and additional information to the City of Hot Springs if awarded CDBG funding. I understand a sub-recipient agreement with the City of Hot Springs will be required if this project is funded, and additional requirements may be imposed at that time I understand that invoices must be submitted for reimbursement if the project is funded. Funds will not be advanced. I understand that if this application is approved and funded by CDBG there are no additional funds available in the program year if the project is over budget. I understand that appropriate staff and time must be allocated to carry out CDBG activities in a timely manner. I certify that the organization applying for CDBG funds is not in violation of any Federal criminal law involving fraud, bribery, or gratuity violations, and is in good standing with the City of Hot Springs. I understand that any gross income generated as a result of CDBG funded projects may need to be repaid or used toward approved eligible activities that further the CDBG national objective(s), as determined by the City of Hot Springs. I understand that failure to adhere to federal guidelines could result in repayment of CDBG funds to the City of Hot Springs and ultimately the Department of Housing and Urban Development I understand that authorized representatives of the City of Hot Springs conduct onsite monitoring visits in which all records related to CDBG funded projects are reviewed. In addition, the US Department of Housing & Urban Development and/or the Office of the Inspector General reserve the right to review CDBG related records. 6

CONFLICT OF INTEREST STATEMENT City of Hot Springs Community Development Block Grant Application Federal law (24CFR570.611) prohibits persons who exercise or who have exercised any functions or responsibilities with respect to the Community Development Block Grant or- who are in the position to participate in a decision making process or- to gain inside information with regard to such activities, may obtain a financial interest or benefit from an assisted activity either for themselves or those whom they may have family or business ties, during their tenure or for one year thereafter. I hereby certify to the best of my knowledge and belief that no staff member, member of the Board of Directors, nor officer of Garland County Habitat for Humanity (applicant organization) is currently, nor has been within one year of the date of this application, employed by the City of Hot Springs, a member of the Community Development Advisory Committee (CDAC), nor a member of the City of Hot Springs Board of Directors. I further attest that no staff member or officer of the applying organization is a business partner or immediate family of a City employee, a member of the Community Development Advisory Committee (CDAC), or a member of the City of Hot Springs Board of Directors. Funds requested will not be used to pay the salaries of any of the applicant organization s staff who is or has been within one year of the date of this application a City employee, a member of the Community Development Advisory Committee (CDAC), or a member of the City of Hot Springs Board of Directors or a business partner or immediate family of any of the preceding; nor will the applicant organization award a subcontract to any such individual. Name: Anne Quinn Title: Operations Coordinator Signature: Date: 08-24-2018 7

Fcc Findley 107 La Guna Shores Ct. Hot Springs, Ar. 71913 Ph 501-545-1017 Email- danrayfindley@yahoo.com Construction Company, LLC CLIENT: Habitat for Humanity-Restore 501-321-4241 ADDRESS: 350 Malvern Ave Hot Springs, Arkansas 71901 ATT: Ben Baker--- 501-276-3641. EXTERIOR-BACK DOOR ENTRY DATE:08-13-2018 Come off the back door entry using the center of the double doors as the center point for the porch landing turn around. This landing will be 9 0 wide by a depth of 7 feet from the building towards the street including 3 steps. This landing will consist of concrete of 4 inch depth top layer finished with interior fill of packable debris and soil. The finish level of the concrete will be flush with the double door threshold creating a smooth transition from the building floor to the landing/turn around. The steps leading off the front side will have a 7 inch riser with a 12 inch tread. There will be a ramp leading from the porch turn around/landing on the left hand side standing from the street looking at the back door. This ramp will consist of concrete extending from the landing to a point of 15 feet long. It will be a width of 42 inches extending from the building outward. It will slope from top of the turn around/landing to a point of ground/pavement level. There will be a rail system extending 36 inches high from the ground up to the top 2 inch round or semi round rail with another rail approx. 8 inches off the ground. The post support will be 2 inches round or the equivalent support. This rail system will be on the outer edge of the ramp turning on the outer edge of the landing/turn around and down the steps toward the street. Page 2 of 2 On the other side the rail system will extend from the wall of the building, forward towards the street and down the steps. All the rail system will be painted the color chosen by the owners or directors.

Grind the stump down low enough to allow for at least 4 inches of fill over it, clean out the area to allow for 4 inches of concrete. Install concrete, 3000 PSI with finish matching the existing as close as possible. We will install ½ rebar by drilling holes in the side of the existing concrete and extending over Into the newly install concrete. Projected time of Construction: the project from start to finish will be approx. 3-4 weeks. I, Dan Findley, President of D. Findley Construction, LLC, hereby propose to provide Labor & Material for stated job in accordance with the above specification for the sum of 7480.00 dollars. All repairs will be performed in a workmanship and timely manner in accordance with the Southern Building Code. A 1 year workmanship warranty is provided from the date of completion. A draw in the amount of 50% 3740.00 will be due on the date the Contract is signed with intermediate draws if needed in accordance with the percentage of construction completed. Any future draws will not exceed 90% of the total amount of contract. A final draw will be due upon completion of construction. The final payment, whether check or cash, signifies that you have inspected all repairs performed and are satisfied with Contracted stated repairs. Dan Findley Date I,we, owners/and or representative of stated property agree to the above terms and specifications and further authorize D. Findley Construction, LLC to begin repairs at the earliest possible date. Owners/and or representative Owners/and or representative Date Date

8/24/2018 350 Malvern Ave - Google Maps 350 Malvern Ave Map data 2018 Google 50 ft https://www.google.com/maps/place/350+malvern+ave,+hot+springs,+ar+71901/@34.507704,-93.0516709,19z/data=!4m5!3m4!1s0x87cd2b046c7cb44b:0x6623a0e2242369e2!8m2!3d34.5077316!4d 1/1

ReStore Ramp Images Currently, the lower level is only accessible by a removable ramp through the donation intake area. Wheelchair accessibility is contingent on the availability of staff or volunteers in that area able to move it into place. The new ramp would go in over the current stairs into the lower level entrance. There is no other way to the lower level than through the indoor and outdoor stairs without the use of the Donation Center ramp.

Conflicts of Interest A conflict of interest is defined as a direct or indirect personal gain for you or for an immediate family member as a result of Habitat for Humanity's ministry. Habitat for Humanity defines "immediate family" as your spouse, parent, legal guardian, child or sibling; your mother-in-law or father-in-law; your spouse's child or sibling; your son-in-law or daughter-in-law; or your grandparents and grandchildren. If you have any influence on, or interest in, transactions involving purchases, contracts or leases by Habitat for Humanity, you must disclose this conflict of interest as soon as possible to the Board of Directors. This will ensure that safeguards can be established to protect all parties. The possibility of direct or indirect personal gain occurs where you or your relative has a significant ownership in a firm with which Habitat for Humanity does business. Under no circumstances may you, an immediate family member, your business partner or any business in which you have a financial interest solicit or receive any kickback, bribe, favors, anything with a monetary value in excess of $25 or special consideration from any person having business dealings involving Habitat for Humanity without the express written consent of Garland County Habitat for Humanity. If you, an immediate family member, your business partner or any business in which you have a financial interest receives an unsolicited gift with a monetary value in excess of $25, you will contact your supervisor, the executive director or the president of the Board immediately. Any such gift is the property of Habitat for Humanity. You have an obligation to conduct business within guidelines that prevent actual or potential conflicts of interest. This policy establishes only the framework within which Habitat for Humanity wishes its ministry to operate. The purpose of these guidelines is to provide general direction so that you can seek further clarification on issues related to conflicts of interest. Annual Disclosure Directors, officers and staff shall disclose in writing to the Board of Directors any person to whom they are closely related or any organization with which they are affiliated who or which presently transacts business with the corporation or a related entity or might reasonably be expected to do so in the future. Each disclosure shall be updated and resubmitted to the secretary of the Board on an annual basis. An affiliation with an organization will be considered to exist when a director, officer, staff person or a member of his or her immediate family or close relative is an officer, director, trustee, partner, employee or agent of the organization, or owns 5 percent of the voting stock or controlling interest in the organization, or has any other substantial interest or dealings with any organization transacting business with Garland County Habitat for Humanity. ("Habitat").

Transactions with Habitat TYPES OF TRANSACTIONS A director, officer or staff person may have a conflict of interest when he or she or a related person (i.e. a relative by blood or marriage) has a direct or indirect financial or beneficial interest in a transaction involving Habitat. The conflict arises when the direct or indirect interest would reasonably be expected to influence a director's or officer's judgment in any matter concerning Habitat. A director, officer or staff person has a financial or beneficial interest when he or she or a related person: is a director, officer, general partner, agent or employee of an entity (other than Habitat) transacting business with Habitat; controls one or more entities described above; or has a business relationship (i.e. as a general partner, principal or employer) with a person transacting business with Habitat. DUTIES OF DIRECTORS In addition to the annual disclosure, a director or officer is required (as a matter of law and of policy) to disclose to the Board of Directors any actual or potential conflict of interest which the director or officer knows to exist. The disclosure shall identify the nature of the conflict and all the material facts and circumstances surrounding the conflict which would be necessary for the Board to make an informed decision with respect to the transaction. The disclosure of a director or officer is not limited to his or her own conflicts, but shall include any conflict of any other officer, director or employee which is known to a director or officer. ACTION OF THE DIRECTORS. Upon the disclosure of an actual or potential conflict of interest of a director, officer or staff person, the Board of Directors may take action despite the conflict: if the director, officer or staff person with the conflict provides the material information to the Board and excuses himself or herself from the discussion and the vote on the transaction. (The director or officer is required to retire from the room for the final vote.); if a majority of the disinterested directors (with a quorum present) takes action with respect to the conflict and with all material information; and if the minutes of the meeting of the Board of Directors or committee indicate that a conflict was disclosed and that the interested director was not present during the final discussion and did not vote. Nepotism Habitat for Humanity does not prohibit the employment of or the volunteering of relatives or persons with close personal relationships to current directors, volunteers or employees. However, it is important to recognize that these situations may not be conducive to a healthy environment in many instances.

The following does not foreclose opportunities for families and friends to successfully contribute to the Habitat for Humanity mission but is designed to insure that all employees and volunteers perceive that they will receive fair, impartial and unbiased treatment. Immediate family members cannot report to each other simply because such a situation may result in conflict, discomfort or feelings of mistrust of other staff. Immediate family members cannot be in positions where they are making decisions that affect their own family members (i.e. salary setting, hires, promotions, time off). To ensure effective stewardship of funds, immediate family members cannot be in positions where opportunities exist to approve financial transactions (i.e. travel advances, reimbursements). Finally, a staff member who is related to another employee or director cannot be in a significant management position or in a position to approve financial transactions or personnel decisions.

CDBG 2019 Program Year Applications Conflict of Interest Statement Disclosure August 22, 2018 Garland County Habitat for Humanity currently has one member of the Board of Directors employed by the City of Hot Springs: McCary Means, an officer in the Hot Springs Police Department. However, Sgt. Means is in no position for a conflict of interest in regards to the Community Development Block Grant. He does not have CDBG decision-making responsibilities. He does not have inside information or any information that is not available to the general public regarding CDBG. CDBG. He does not and will not personally profit or otherwise gain from projects funded by As a result, Garland County Habitat for Humanity has no conflict of interest regarding CDBG and I signed the statement form accordingly. Anne Quinn Operations Coordinator 240 Hobson Avenue Hot Springs, AR 71913 501-623-5600 www.garlandcountyhabitat.org

Regions Bank Hot Springs Main 302 Malvern Avenue Hot Springs, AR 71901 GARLAND COUNTY HABITAT FOR HUMANITY 240 HOBSON AVE HOT SPRINGS NATIONAL PARK AR 71913-3746 ACCOUNT # XXXXXXXX 053 Cycle 26 Enclosures 0 Page 1 of 2 LIFEGREEN NOT FOR PROFIT CHECKING June 30, 2018 through July 31, 2018 SUMMARY Beginning Balance $107,101.21 Deposits & Credits $750.00 + Withdrawals $0.00 - Fees $0.00 - Automatic Transfers $0.00 + Checks $0.00 - Ending Balance $107,851.21 Minimum Daily Balance $107,101 Average Monthly Statement Balance $107,452 DEPOSITS & CREDITS 07/17 Deposit - Thank You 750.00 Date Balance 07/17 107,851.21 DAILY BALANCE SUMMARY EFFECTIVE 6-20-18 THERE IS NO LONGER A FEE FOR AVAILABLE-FOR-PROCESSING- TONIGHT MOBILE DEPOSITS ON ACTIVE ACCOUNTS IN GOOD STANDING. For all your banking needs, please call 1-800-REGIONS (734-4667) or visit us on the Internet at www.regions.com. (TTY/TDD 1-800-374-5791) Thank You For Banking With Regions! 2018 Regions Bank Member FDIC. All loans subject to credit approval.

Page 2 of 2 Easy Steps to Balance Your Account Checking Account 4a List any checks, payments, transfers or other withdrawals from your account that are not on this statement. 1. Write here the amount shown on statement for ENDING BALANCE $ Check No. $ Amount 2. Enter any deposits which have not been credited on this statement. $ + $ $ $ 3. Total lines 1 & 2 $ = $ $ $ 4. Enter total from 4a (column on right side of page) $ - $ $ 5. Subtract line 4 from line 3. This should be your checkbook balance. $ = $ $ $ $ $ Total Enter in Line 4 at Left The law requires you to use "reasonable care and promptness" in examining your bank statement and any checks sent with it and to report to the Bank an unauthorized signature (i.e., a forgery), any alteration of a check, or any unauthorized endorsement. You must report any forged signatures, alterations or forged endorsements to the Bank within the time periods specified under the Deposit Agreement. If you do not do this, the Bank will not be liable to you for the losses or claims arising from the forged signatures, forged endorsements or alterations. Please see the Deposit Agreement for further explanation of your responsibilities with regard to your statement and checks. A copy of our current Deposit Agreement may be requested at any of our branch locations. Summary of Our Error Resolution Procedures In Case of Errors or Questions About Your Electronic Transfers Telephone us toll-free at 1-800-734-4667 or write us at Regions Electronic Funds Transfer Services Post Office Box 413 Birmingham, Alabama 35201 Please contact Regions as soon as you can, if you think your statement is wrong or if you need more information about a transfer listed on your statement. We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about and explain as clearly as you can why you believe it is an error or why you need more information. (3) Tell us the dollar amount of the suspected error. If you tell us verbally, we may require that you send us your complaint or question in writing within ten (10) business days. We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question (ninety (90) days for POS transactions or for transfers initiated outside of the United States). If we decide to do this, we will credit your account within ten (10) business days for the amount you think is in error. If, after the investigation, we determine that no bank error occurred, we will debit your account to the extent previously credited. If we ask you to put your complaint in writing and we do not receive it within ten (10) business days, we may not credit your account. New Accounts- If an alleged error occurred within thirty (30) days after your first deposit to your account was made, we may have up to ninety (90) days to investigate your complaint, provided we credit your account within twenty (20) business days for the amount you think is in error. If we decide there was no error, we will send you a written explanation within three (3) business days after we finish our investigation. You may ask for copies of the documents that we used in our investigation. FOR QUESTIONS CONCERNING THIS STATEMENT OR FOR VERIFICATION OF A PREAUTHORIZED DEPOSIT, PLEASE CALL 1-800-REGIONS (734-4667) OR VISIT YOUR NEAREST REGIONS LOCATION. ADJ - Adjustment EB - Electronic Banking RI - Return Item NSF - Nonsufficient Funds CR - Credit APY - Annual Percentage Yield SC - Service Charge FWT - Federal Withholding Tax OD - Overdrawn *Break in Number Sequence

Form Under section 501(c), 527, or 4947(a)(1) of the Internal Revenue Code (except private foundations) Department of the Treasury u Do not enter social security numbers on this form as it may be made public. Internal Revenue Service u Information about Form 990 and its instructions is at www.irs.gov/form990. A For the 2016 calendar year, or tax year beginning, and ending B I J K Activities & Governance Revenue Expenses Net Assets or Fund Balances Check if applicable: Address change Name change Initial return Final return/ terminated 990 Amended return Application pending C Name of organization F Doing business as Return of Organization Exempt From Income Tax Number and street (or P.O. box if mail is not delivered to street address) City or town, state or province, country, and ZIP or foreign postal code Name and address of principal officer: 501(c) ( ) t (insert no.) 4947(a)(1) or 527 13 Grants and similar amounts paid (Part IX, column (A), lines 1 3)............................. 14 Benefits paid to or for members (Part IX, column (A), line 4)................................... 15 Salaries, other compensation, employee benefits (Part IX, column (A), lines 5 10)............ 16a Professional fundraising fees (Part IX, column (A), line 11e)................................... b Total fundraising expenses (Part IX, column (D), line 25) u........................... 0......... 17 Other expenses (Part IX, column (A), lines 11a 11d, 11f 24e)................................. Total expenses. Add lines 13 17 (must equal Part IX, column (A), line 25).................... Room/suite E Telephone number G Gross receipts $ OMB No. 1545-0047 2016 Open to Public Inspection D Employer identification number H(a) Is this a group return for subordinates? H(b) Are all subordinates included? If "No," attach a list. (see instructions) Tax-exempt status: 501(c)(3) Website: u N/A H(c) Group exemption number u 8545 Form of organization: X Corporation Trust Association Other u L Year of formation: 1995 M State of legal domicile: AR Part I 1 2 Summary Briefly describe the organization's mission or most significant activities:.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................... Check this box u if the organization discontinued its operations or disposed of more than 25% of its net assets. 3 Number of voting members of the governing body (Part VI, line 1a)................................................. 4 Number of independent voting members of the governing body (Part VI, line 1b)................................... 5 Total number of individuals employed in calendar year 2016 (Part V, line 2a)....................................... 6 Total number of volunteers (estimate if necessary).................................................................. 7a Total unrelated business revenue from Part VIII, column (C), line 12............................................... b Net unrelated business taxable income from Form 990-T, line 34................................................... Prior Year 8 9 10 11 12 18 19 240 Hobson Ave. 07/01/16 06/30/17 Habitat for Humanity Hot Springs AR 71913 Matt Cheatham 1913 Malvern Ave. Hot Springs AR 71901 X Provide housing for needy families Contributions and grants (Part VIII, line 1h)..................................................... Program service revenue (Part VIII, line 2g).................................................... Investment income (Part VIII, column (A), lines 3, 4, and 7d).................................. Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)........................ Total revenue add lines 8 through 11 (must equal Part VIII, column (A), line 12)............ Revenue less expenses. Subtract line 18 from line 12.......................................... 20 Total assets (Part X, line 16).................................................................... 21 Total liabilities (Part X, line 26).................................................................. 22 Net assets or fund balances. Subtract line 21 from line 20..................................... Part II Signature Block 3 4 5 6 7a 7b Beginning of Current Year 71-0776139 501-623-5600 Yes Yes Current Year End of Year Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than officer) is based on all information of which preparer has any knowledge. 21 21 72 461 1,042,084 X No No 0 0 257,133 164,960 0 1,707 51,426 463,295 374,812 722,135 591,198 342,631 196,561 0 229,502 218,765 0 115,906 109,116 688,039 524,442 34,096 66,756 2,854,420 2,915,665 105,458 99,947 2,748,962 2,815,718 Sign Here Paid Preparer Use Only Signature of officer Matt Cheatham Type or print name and title Print/Type preparer's name For Paperwork Reduction Act Notice, see the separate instructions. DAA Preparer's signature Date Check if PTIN Matthew T. Cheatham Matthew T. Cheatham 05/15/18 self-employed P00850105 } Treasurer Duncan, Messersmith & Associates 71-0579142 1913 Malvern Ave Firm's name Firm's EIN } Hot Springs, AR 71901-7132 Phone no. 501-624-7400 Firm's address } May the IRS discuss this return with the preparer shown above? (see instructions)........................................................... Date X Yes No Form 990 (2016)

CDBG Program Year 2019 Applications References 1. John Vines Arkansas State House of Representatives, District 25 Law Office of Wood, Smith, Schnipper Clay & Vines (501) 624-1252 jtvines@sbcglobal.net 2. Steve Trusty National Park College, Vice President for Finance and Administration (former board member for Garland County Habitat) (501) 760-4240 strusty@np.edu 3. Carolyn Bowers Hot Springs Village Community Foundation, Vice President (501) 915-8022 rjbhsv@sbcglobal.net 240 Hobson Avenue Hot Springs, AR 71913 501-623-5600 www.garlandcountyhabitat.org

Mission Our Mission Seeking to put God s love into action, Habitat for Humanity brings people together to build homes, communities and hope. Our Vision A world where everyone has a decent place to live. Our Principles 1. Demonstrate the love of Jesus Christ. 2. Focus on shelter. 3. Advocate for affordable housing. 4. Promote dignity and hope. 5. Support sustainable and transformative development. Non-proselytizing policy Habitat for Humanity and its affiliate organizations will not proselytize. Nor will Habitat work with entities or individuals who insist on proselytizing as part of their work with Habitat. This means that Habitat will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith. 240 Hobson Avenue Hot Springs, AR 71913 501-623-5600 www.garlandcountyhabitat.org

BY-LAWS GARLAND COUNTY HABITAT FOR HUMANITY, INC. Table of Contents Section Title Page Article 1 Name 1 Article 2 Purpose of the Organization 2 Article 3 Board of Directors 3 Article 4 Officers 8 Article 5 Committees 10 Article 6 Fiscal Year 13 Article 7 Indemnification 13 Article 8 Distributions of Assets in Event of Dissolution 14 Article 9 Notices 14 Article 10 General Provisions 15 Article 11 Amendments 16 - - - - - - - Certificate of Adoption 17 ARTICLE 1 NAME OF ORGANIZATION The name of this Corporation is the Garland County Habitat for Humanity, Inc. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 1

BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 2

ARTICLE 2 PURPOSE OF ORGANIZATION Garland County Habitat for Humanity, Inc. of Garland County, Arkansas, the Corporation, is organized exclusively for charitable purposes as described in Section 501(c)(3) of the Internal Revenue Code of 1954, as amended or as may be superseded or amended hereafter by the Congress of the United States, and in furtherance thereof for the following purposes: (a) To demonstrate the good news of Jesus Christ and the love of God through practical assistance to God s children in need of adequate housing and, specifically, to undertake to provide adequate housing to deserving and qualifying recipients without collecting profit or interest. To develop a spiritual community of cooperation among the volunteers, supporters, beneficiaries, and outside observers of the Corporation. To witness to the gospel of Jesus Christ through loving acts and the spoken and written word. To witness to the gospel of Jesus Christ by enabling an expanding number of persons from all walks of life to participate in this ministry. (b) To aid and assist low-income families in need of adequate housing in obtaining same through programs designed to stimulate new home construction and rehabilitation of existing housing; and BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 3

(c) To coordinate with other similarly-directed community based organizations to achieve any or all of the foregoing objectives. ARTICLE 3 BOARD OF DIRECTORS 1. Powers and Duties : The activities, business and property of the Corporation shall be controlled and managed by a Board of Directors. All corporate powers of the Corporation shall be vested in and exercised by the Board of Directors. 2. Number of Directors : The Board of Directors shall be initially composed of six directors to be elected by the incorporators. During the first three months after incorporation the Board shall elect at least six additional directors from the community to be served by the Corporation and shall have the right to elect up to a maximum total of twenty directors during the first year of existence of the Corporation. In any election of directors, the Board shall give consideration to establishing and maintaining a Board of individuals with representation from diverse community and professional backgrounds which may be helpful in carrying out the Corporation s purposes. There shall be a minimum of twelve board members after Garland County Habitat for Humanity, Inc. becomes an affiliate member of Habitat for Humanity International. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 4

3. Terms of Office : The elected members of the Board shall be divided into three classes so that there shall be an annual election of one/third of the total number of directors, each serving a BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 5

three-year term. No director shall be elected for more than two successive terms, except by unanimous vote of all other directors. Directors will be elected at the regular Board meeting in March of each year and assume responsibility in April. Election of a Director shall be by simple majority of all directors whose terms are not expiring at the election meeting. 4. Vacancies : Any vacancy of the Board, for whatever reason, shall be filled by the remaining Board members at a meeting called for that purpose or called for other purposes. The successor shall hold office for the remainder of the unexpired term of the vacating director. Nominations for the director to fill a vacancy shall be by nominations submitted by any standing committee of the Corporation or by another director. The Board may choose to leave the vacancy unfilled until the next election of the Board members. 5. Removal : Any director or officer may be removed from office for willful neglect of office, failure to carry out the duties and responsibilities assigned to said director, or willful violation of the Articles or the By-Laws, or any rules and/or regulations of the Corporation adopted by the Board. Removal shall only be after notice to the director or officer to be removed and the notice of the meeting at which the vote is to be taken. A director or officer shall be removed only by affirmative vote to remove by two-thirds of the then serving directors. A director who is being considered for removal shall not be entitled to vote but shall be entitled to notice and the right to be heard by the Board before the vote, unless the director after notice fails to attend the meeting without just cause. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 6

In addition a director may be removed without cause by the vote of two-thirds (2/3) of the directors for failing to attend two (2) consecutive, regular meetings of the Board of Directors. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 7

6. Meetings : The Board shall meet monthly at such times and places as the Board shall decide or at such place and time as the Chairperson/President shall decide. Special meetings shall be held at such times and places as may be called by the Chairperson/President or by three members of the Board. At least one-week notice specifying the purpose of, the time and place of a special meeting shall be provided to all directors, unless waived by the majority of the directors. 7. Quorum : At all meetings of the Board a simple majority of the Directors shall constitute a quorum. The acts of the majority of the voting directors present at the meeting when a quorum is present shall be the act of the Board, unless the act of a greater number is required on a particular matter by the Articles or By-Laws of the Corporation, or as otherwise required by law. 8. Compensation and Conflict of Interest : A conflict of interest will be defined by the GCHFH Board as relating to transactions in which a director of the Corporation has a direct or indirect interest. Director conflicts of interest are usually obvious to the director involved. An example of a direct conflict is a proposal for GCHFH to purchase property from a director. Another example is a proposal to hire a director to provide professional services or to purchase building materials from a director in that business. Indirect conflicts of interest may also occur. For GCHFH an indirect conflict of interest is when the director has a material interest in another entity or in which the director is a general partner to the transaction or another entity of which the director is a director, officer, or trustee is a party to the transaction. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 8

For GCHFH the duty of loyalty will require a director with a conflict of interest to disclose the conflict to the Board of Directors. In addition, if another director knows about a conflict, that BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 9

director may have a duty to disclose the conflict to the Board. Note: The fact that a conflict exists, however, does not necessarily mean that the transaction is prohibited. A conflict of interest transaction is neither voidable nor the basis for imposing liability on the director if the transaction is fair when entered or if it is approved as provided by law. For GCHFH as a general rule, a conflict of interest transaction can be approved in advance by a majority of the disinterested directors if the conflict is disclosed, the material facts of the transactions are known, and the directors approving the transaction in good faith reasonably believe that it is fair to the GCHFH. During such discussions the director involved will be asked to be physically absent from the meeting so that if the Board might be inhibited by the director s presence from fully and frankly discussing an issue. In approving a conflict of interest transaction, GCHFH will follow the requirements of the state of Arkansas. Whenever there is a concern about a conflict or a potential conflict arises, the Board of Directors will consult GCHFH s attorney. In addition, no part of the donations, payment from house recipients or any other source of money or property of the Corporation shall inure to the benefit or be distributable to its officers, directors, or agents, except that the Corporation shall be authorized and empowered to pay reasonable compensation for services rendered, when approved by a majority vote of the Board. No director or officer shall exercise any control or hold any office when that person knows or should know that their judgment is or may be compromised by an interest or motivation in conflict with the interest or purposes of the Corporation. Board members will not be permitted to make a direct profit from any services or actions of the board. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 10

9. Advisory Board of Directors : The Board of Directors shall be authorized to elect an Advisory Board of Directors if the Board of Directors becomes aware of individuals who through their wisdom, experience, and good judgment could be of great benefit to the Corporation in attaining and maintaining the goals and purposes of the Corporation. The Advisory Board shall be vested with such advisory power and advisory authority as shall be set out in resolutions by the Board of Directors. 10. Actions of Board Without a Meeting : Unless otherwise provided by the Articles of Incorporation of these By-Laws, any action required or permitted to be taken at any meeting of the Board may be taken without a meeting, if all the members of the Board of Directors consent thereto in writing or by electronic communiqué, and these writings or electronic communiqués are filed with minutes of the Board. In emergency the Board of Directors may participate in any regular or special meeting, or conduct the meeting through the use of any means of communication by which all Directors participating may simultaneously hear each other during the meeting for any action required or permitted to be taken at any meeting of the Board if all of the members of the Board consent thereto in writing or by electronic communiqué and the writings or electronic communiqués are filed with the minutes of the Board. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 12

ARTICLE 4 OFFICERS 1. Title, Term, and Election : The officers of the Corporation shall be a President, a Vice President, a Secretary and a Treasurer. The Board may appoint and define the duties of such other officers as may be needed to fulfill the responsibilities of the Corporation. All officers shall be members of the Board and shall be elected by the Board, without vote of the individual or individuals who are nominated for the position for which the election is being held. The term of office shall be one year. Any officer may be re-elected to successive terms unless otherwise prohibited by another provision of the By-Laws. No more than one (1) of the four (4) principal offices may be held by the same person. 2. Duties of President : The President shall be the chief executive officer of the Corporation and the chairperson of the Board of Directors presiding over the meetings of the Board. The President may sign, with the Secretary or any other proper officer of the Corporation so authorized by the Board of Directors, any deeds, leases, mortgages, bonds, contracts, or other instruments which lawfully may be executed on behalf of the Corporation, except where the signing and execution thereof expressly shall be delegated by the Board of Directors to some other officer or agent of the Corporation, or where required by law to be otherwise signed and executed. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 13

3. Vice President : The Vice President shall be vested with all the powers of and be required to perform all duties of the President in the event that the President is not present at any meeting of BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 14

the Board or at the time of any official action of the Corporation. In addition a Vice President shall have such other duties as the Board may specify. 4. Secretary : The Secretary shall be responsible for keeping the minutes and records of the Corporation, filing such annual reports as may be required by Federal, state, or local laws, carrying on its official correspondence, and shall perform such other duties as may be assigned by the President. The Secretary shall send all minutes, newsletters, or items of interest or historical value to Habitat for Humanity International. 5. Treasurer : The Treasurer, subject to the order of the Board of Directors, shall have the care and custody of the money, funds, valuable papers and documents of the Corporation. The Treasurer shall render to the President and the Board, whenever they may require it, an accounting of all Corporation transactions and of the financial condition of the Corporation. At the discretion of the Board the office of Treasurer shall be secured by a Surety Bond. The Treasurer shall also annually file the proper tax forms with the government and send a copy to Habitat for Humanity International. 6. Vacancies and Removal : Vacancies and removal shall be handled pursuant to the provisions as set forth in Section 2 of these By-Laws concerning vacancies and removal of directors. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 15

ARTICLE 5 COMMITTEES 1. Standing Committees : At the initial meeting and each subsequent annual meeting of the Board of Directors the directors shall by election appoint the initial chairperson of each of the following standing committees: 1. Development; 2. Site Selection; 3. Family Selection; 4. Family Support; 5. Construction. 2. Members and Duties of Standing Committees : the Chairperson of each standing committee, in consultation with the President shall appoint other members of the Committees, each of which shall include at least one member of the Board. Each of the committees shall develop guidelines and recommendations regarding all aspects of Corporate activities falling within the area covered by their respective committee. The guidelines and recommendations within each area of Corporate activity shall be presented to the Board of Directors for their approval. The committee shall not have any authority to bind the Corporation or act for the Corporation except as specifically authorized by the Board of Directors. a. Development : This committee, after Board approval, is responsible for conducting fund raising drives, presentations and public appearances; supervising all books, records, accounts, and reports related to finance; and planning and conducting public relations activities. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 16

b. Site Selection : This committee investigates possible sites for construction of Habitat homes, explores the terms of obtaining such sites and recommends to the Board sites which BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 17

the committee believes are feasible for use by the Corporation. Additionally, after the Board approval, the committee may carry out such other activities, such as, negotiations of purchase of sites. c. Family Selection : This Committee will propose criteria for family selection, applications and questionnaires for use in, screening applicants, and plans for transmitting information to possible applicants about the availability of the Corporation s benefits. This committee may also interview and recommend applicants to the board to be selected as Habitat Families. d. Family Support : This committee will serve as a liaison between each family selected, providing assistance in making choices allowed by the affiliate for personalizing homes and communicating these choices to the Board. In addition the committee will assist the families in learning how to deal with issues related to home ownership. It shall also develop sweat-equity guidelines for the families. e. Construction : This committee will be responsible for scheduling and supervising all aspects of the actual construction of the Habitat houses. f. Nominating : This committee will be responsible for the recruiting of the Board members, Committee members, and others to serve in leadership capacities for the Garland County Habitat for Humanity. It shall meet in October of each year to review, select, and nominate new Board members and Committee members. It shall meet at other times when deemed BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 18

g. Special Committees : The Board may by resolution establish such other committees or sub-committees such as Personnel, Planning, Worship, etc.; as it believes are needed to enable the Corporation to attain the purposes and goals of the Corporation. Each committee shall keep minutes of its meetings and shall report to the Board as requested by the Board. 3. Actions of Committees Without a Meeting : Unless otherwise provided by the Articles of Incorporation of these By-Laws, any action required or permitted to be taken at any meeting of any Committee thereof may be taken without a meeting, if all the members of the Committee consent thereto in writing or by electronic communiqué, and these writings or electronic communiqués are filed with minutes of the Committee. In emergency any committee may participate in any regular or special meeting, or conduct the meeting through the use of any means of communication by which all Committee members participating may simultaneously hear each other during the meeting for any action required or permitted to be taken at any meeting of the Committee if all of the members of the Committee consent thereto in writing or by electronic communiqué, and the writings or electronic communiqués are filed with the minutes of the Committee. 4. Executive Committee : In addition to the five standing committees, the Executive Committee will consist of the President, immediate Past President, Vice President, Secretary and Treasurer. The Executive Committee recommendations will not be binding until the board has reviewed and voted on these recommendations. The Executive Board responsibilities are: BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 20

- Serving as a sounding board for management on emerging issues, problems, and initiatives. - Handling the executive directors evaluation and recommending the executive director s compensation to the board. ARTICLE 6 FISCAL YEAR The fiscal year of the Corporation shall be determined by Habitat for Humanity International which is currently July 1 through June 30. ARTICLE 7 INDEMNIFICATION Each director, officer, and agent of the Corporation shall be indemnified and held harmless for all cost, liabilities, expenses, and fees reasonably incurred by him/her, or his/her estate in connection with, or arising out of, any action, suit, proceeding, or claim in which he/she is made a party by reason of his/her being or having been a director, officer, or agent of the Corporation. Provided, however, the Corporation shall not be required to indemnify or hold BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 21

harmless any such person with respect to any matters to which he/she may be adjudged to have been liable or guilty for misconduct in the performance of his/her duties as such. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 22

Indemnification shall apply in respect to any amount paid in compromise of any action or threatened action only if the Board shall approve the compromise and agree to indemnify. In its determination as whether to agree to indemnify for a compromise the Board may rely on the opinion of independent legal counsel. ARTICLE 8 DISTRIBUTION OF ASSETS IN EVENT OF DISSOLUTION In the event of dissolution of the Corporation, after all liabilities and obligations have been satisfied and discharged, any excess assets shall be distributed to Habitat for Humanity International. ARTICLE 9 NOTICES Whenever notice is required to be given, such may be by mail or by personal delivery or electronic communiqué and shall be in writing. Notice by mail shall be effective upon depositing such in the mail. Whenever notice is required such may be waived either before or after the action to be noticed and shall be effective if signed and placed in the minutes of the meeting for which the notice was being waived. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 23

ARTICLE 10 GENERAL PROVISIONS 1. Stocks and Dividends : The Corporation shall not have or issue any shares of stocks. No dividend shall be paid and no part of the income of the Corporation shall be distributed to its directors or officers. 2. Disbursements : All checks or demands for money and notes of the Corporation shall be signed by such officer or officers or agents as the Board shall designate. 3. Books and Records : The Corporation shall keep correct and complete books and records of account. All receipts of money and expenditures shall be properly recorded according to generally accepted accounting principles. A record of proceedings of its Board and Committees shall be kept. A record of the names and addresses of its Board members entitled to vote shall be maintained at the principal office or place of business of the Corporation. All books and records shall be available for inspection by any member of the Board for any purpose at any reasonable time. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 25

ARTICLE 11 AMENDMENTS These By-Laws may be amended, repealed or superseded by the Board at any meeting of the Board by an affirmative vote of two-thirds of the members of the Board who are either present at the meeting or have presented a proxy in written format or electronic communiqué format for this specific meeting. Such action shall not be taken except at a meeting for which a thirty (30)-day notice of the proposed action to amend, repeal, or supersede has been given to all directors entitled to vote. BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 26

CERTIFICATE OF ADOPTION The foregoing By-Laws of the Corporation were duly adopted on September, 18, 1995 by action of the Board of Directors of the Corporation to the laws of the State of Arkansas. The foregoing By-Laws were subsequently revised on: February 25, 1996 June 1998 March 2, 2004 August 28, 2012 January 22, 2013 IN TESTIMONY WHEREOF, witness the hand of the undersigned Secretary and President of the Corporation: Rita Madson, Secretary Date John Tidquist, President Date BY-LAWS GARLAND CO HABITAT FOR HUMANITY 2013 VERSION 27

NAME ADDRESS EMAIL PHONE Franklin Bass 2016-2019 Joy Black Secretary 2017-2020 114 Waters Edge Cove Hot Springs, AR 71901 210 SW 3 rd Street Bryant, AR 72022 franklin.bass@simmonsfirst.com W: (501)-318-1004 C: (479)-466-1404 jblack@cityofbryant.com W: (501) 943-0318 C: (501) 617-2533 Beau Britton 2018-2019 Wood, Schnipper & Britton 123 Market St. 71901 beau@hotspringsarklaw.com W: (501) 624-1252 C: (870) 636-1376 Matt Cheatham Treas. 2016-2019 100 Wedgewood Terrace Hot Springs, AR 71901 matt@hscpas.com W: (501) 624-7400 Bob Christians 2017-2020 P.O. Box 8358 Hot Springs Village, AR 71910 bobchristians@sbcglobal.net C: (501) 922-8451 Bruce Cozart 2015-2018 420 Rock Creek Road Hot Springs, AR 71913 bccci@cablelynx.com W: (501) 767-5999 C: (501) 627-3232 Mary Currey 2015-2018 295 Parker Point Hot Springs, AR 71913 LMJCurrey@aol.com W: (501) 318-3200 C: (501) 617-3537 Susan Curry Vice President 2015-2018 341 Kaufman Road Hot Springs, AR 71913 susucurry@gmail.com W: (501) 622-7679 Todd Green 2017-2020 130 Saint Charles Circle, Hot Springs, AR 71901 GreenT@relybank.com W: (501) 525-1033 C:(501)454-7893 Rhonda Harrington President 2016-2019 158 Quiet Water Point Hot Springs, AR 71913 Rhonda.Harrington@expresspros.com W: (501) 520-0333 C: (870) 219-4200 Richard Herrington 2017-2020 104 Jim Bob Loop Hot Springs, AR 71901 rherrington@hshousing.org W: (501) 321-4711 C: ( 501) 463-7592 Leah MacPhee 2015-2018 354 Quail Creek Road Hot Springs, AR 71901 Lmac354@hotmail.com C: (501) 276-2441 Dave Mason 2018-2021 40 Binefar Way Hot Springs Village, AR 71909 dmason5790@sbcglobal.net H: (501) 922 1236 C: (325) 669 3057 McCrary Means 2017-2020 209 Oak Creek Dr. Hot Springs, AR 71901 mmeans@cityhs.net W: (501) 321-6789 David Moseley 2018-2021 1100 Central Avenue Hot Springs, AR 71901 david.moseley@arumc.org W: (50) 623-6668 C: (870) 550-6550 Glen Phillips 2016-2019 61 Bargus Way Hot Springs Village, AR 71909 g.phillips4787@sbcglobal.net C: (870) 672-1773 Dr. Jack Porter Im. Past President 121 Lakeside Lane Hot Springs, AR 71901 jackpor@cablelynx.com C: (501)-622-8551 Walter Bubba Smith 2017-2020 12 Linares Hot Springs Village AR. 71909 drbubbaque@hotmail.com C: (870) 904-4767 John Tidquist 2017-2020 220 Pizarro Drive Hot Springs Village, AR 71909 johntidquist@hotmail.com H: (501) 915-8883 C: (501) 282-0039 Raymond Wright 2017-2020 102 Robinwood Dr. Hot Springs, AR 71903 rew102@att.net W: (501) 525-9966 C: (501) 802-0029 John Selig Ex-Officio 467 Peninsula Dr. Hot Springs, AR 71901 johnselig467@gmail.com C: (501) 627-2281 Cindy Wagstaff Executive Director 9 Escoci a Way Hot Springs Village, AR 71909 cwagstaff@garlandcountyhabitat.org W: (501)623-5600 C: (501)701-3444 Rev 7/2018