Checklist of Deceased claim documents

Transcription

1 Checklist claim documents Operative Account with Nomination Whom to Pay Annexure Single Account Nominee 2, 3, 12 ISA of Nominee but with Legal Heirs 2, 5, 12 ISA of Legal Heirs and per Nominee 2, 3,12 ISA of Nominee S/ A / L but Survivor 2,4,12 S/ A / L Nominee 2,3,12 ISA of Nominee Operative Account Without Nomination Whom to Pay Annexure Single Account Legal Heirs of deceased per but with Legal Heirs 2, 5, 12 ISA of Legal Heirs and per s the deceased s per S/ A / L but Survivor 2,4,12 S/ A / L the deceased s 2.5,12 ISA of Legal Heirs and per

2 Term Deposit Account with Nomination Operatio n Mandate Available? Whom to Pay Annexure Single Account Nominee 2,3,12,18* ISA of Nominee per s Nominee 2,3,12,18* ISA of Nominee E / F / A or S/ L Yes Survivors (as per Mandate) 2,4,12 E / F / A or S/ L No 2,5,7,12 ISA of Legal Heirs and per. Bank shall not insist on Surety / Guarantor in such cases. E / F / A or S/ L Yes / No Nominee 2, 3, 12,18* ISA of Nominee * To be obtained for Premature Termination of Term Deposit where nominee is minor at the time of claim. Term Deposit Account without Nomination Mandate Available? Whom to Pay Annexure Single Account Legal Heirs of deceased per per

3 s s per S/ A / L Yes Survivors (as per Mandate) 2,4,12 S/ A / L No 2,5,7,12 ISA of Legal Heirs and Bank shall not insist on Surety / Guarantor in such cases. S/ A / L Yes / No s per. Lockers with Nomination Whom to give access to locker Annexure to be filled Single Nominee 2,8,9 ISA of Nominee s with all the Nominees 2,8,9 ISA of Nominee All Nominees 2,8,9 ISA of Nominee Lockers without Nomination Whom to give access to locker Annexure to be filled Single Legal Heirs of deceased Locker Hirer Single Legal Heirs of deceased Locker ISA of Legal Heirs 2, 5,7,10 ISA of Legal Heirs

4 Hirer - where SC / LA is waived of s of all 2,5,10 ISA of Legal Heirs ISA of Legal Heirs 2,5,10 ISA of Legal Heirs where SC / LA is waived of S/ A / L s Survivor 2,4,9 S/ A / L ISA of Legal Heirs S/ A / L 2,5,10 ISA of Legal Heirs where SC / LA is waived Where SC/ LA is applicable

5 Table A : List of to be submitted by the Claimant where Payment is made with Legal Representation Claim Amount Annexure UptoRs. 10,000/- Above Rs 10,000/- and UptoRs. 50,000/- Affidavit cum Indemnity (unstamped) 11 Affidavit cum Indemnity (Stamped) 11/16 $ /17 $ Affidavit cum Indemnity (Stamped) 11/17 $ /18 $ Above Rs. 50,000/- and Upto Rs.5,00,000/- Asset and Liability Statement of Sureties / Guarantors 13 Documentary Proof of the worth of Sureties / Guarantors ISA of Sureties / Guarantors Affidavit cum Indemnity (Stamped) 11/16 $ /17 $ Balance above Rs.5,00,000/- waived Succession Certificate Asset and Liability Statement of Sureties / Guarantors 13 Documentary Proof of the worth of Sureties / Guarantors ISA of Sureties / Guarantors Succession Certificate (SC) 6 Balance above Rs.5,00,000/- with Succession Certificate ISA of Claimant as per succession Certificate Opinion of Bank s empanelled Lawyer on Succession Certificate No Objection From Legal Heir (if the succession certificate is in favor of more than one legal heirs) 7 $ In case of Missing Person as applicable