GREATER ATLANTIC LEGAL SERVICES, INC.

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1 GREATER ATLANTIC LEGAL SERVICES, INC. CHANCERY ABSTRACT TAX EASE FUNDING , LLC vs. Plaintiff, JAMES PRUITT; MRS. JAMES PRUITT, Wife of James Pruitt; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., as Nominee for Countrywide Home Loans, Inc.; COUNTRYWIDE HOME LOANS, INC. ; U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE For J.P. Morgan Alternative Loan Trust 2006-A3; JOHN DOE, Said Name Being Fictitious; JANE DOE, Said Name Being Fictitious, Defendants, SUPERIOR COURT OF NEW JERSEY ESSEX COUNTY DOCKET NO. F GREATER ATLANTIC LEGAL SERVICES, INC. hereby certifies to ABRAXAS ABSTRACT INC. that it has reviewed the proceedings currently on file in the Superior Court Clerk s office for the above entitled action and reports the same regular as to form, except as hereinafter noted. GREATER ATLANTIC LEGAL SERVICES, INC. YOUR REFERENCE # TITLE OFFICER

2 Complaint to Foreclose Tax Lien Filed May 22, 2017 Pellegrino & Feldstein, L.L.C., Attorneys for Plaintiff FIRST COUNT Title of record to the premises became vested in James Pruitt, by Deed from Cynthia Richardson, dated April 6, 2006, and recorded in the ESSEX County Clerk's/Register's Office on May 4, 2006, in Deed Book 6332, page 272. The premises in question for this Count are known as Lot 20 Block 731 on the Tax Map of East Orange, County of Essex, State of New Jersey. Taxes were assessed against the premises described in Paragraph 2 herein in the name of PRUITT, JAMES for the year(s) 2013, and the said taxes not having been paid, on 6/26/2014, sale of the lands for delinquent taxes, water and/or sewer charges in the amount of$2, was made by ANNMARIE CORBITT, Tax Collector of EAST ORANGE, under and by virtue of the provisions of statutes in such case made and provided of the State of New Jersey, which said sale was conducted in all things according to the provisions of such act. At the said sale, the lands and premises described in Paragraph 2 herein were struck off and sold to US BANK AS CUST FOR NJ BOARDWALK LLC, subject to redemption with interest at 18 % for the sum of$ 2,368.90, which certificate of sale was in the form prescribed by statute of the State of New Jersey. The current amount due must be obtained from the Tax Collector's Office. Said Tax Sale Certificate dated 7/3/2014 was recorded in the Clerk's/Register's Office of ESSEX County on 9/2/2014, Mortgage Book at Page On 8/ the aforesaid certificate holder assigned all its right, title and interest in and to said Tax Sale Certificate to TAX EASE FUNDING , LLC by way of Assignment of Tax Sale Certificate of that date, which Assignment of Tax Sale Certificate was recorded in the ESSEX County Clerk's/Register's Office on 9/11/2016 in Assignment Book INSTRUMENT# at Page. 1

3 All subsequent municipal liens which have been assessed against the premises described herein by the municipality of East Orange have been paid prior to the commencement of this action. More than two years have elapsed since said sale without redemption and the plaintiff is the holder of said tax sale certificate and taxes and assessments have been accrued and are owing to the plaintiff since the date of said sale. On April 18, 2017, the plaintiff served written notice by certified mail with postage prepaid thereon of plaintiff s intention to file the within complaint which notice included the amount due on the tax lien or liens to be foreclosed herein as of the date of the notice to the last known addresses of all parties entitled to redeem in accordance with N.J.S.A. 54: and 54:5-54 as amended and on the same date also filed such notice with the municipal tax collector s office. SUBORDINATE LIENS: The subordinate liens are more particularly set forth in the annexed copy of the Complaint. Any interest or lien which any of the defendants herein has or claims to have in or upon the said premises described in Paragraph 2 herein or some part thereof, is subject to the lien of the plaintiff s tax sale certificate. There is now due on said tax sale certificate # which is described in paragraphs 3 and 4 herein, the sum of $2, which was the original amount due for unpaid taxes and costs, together with subsequent taxes paid thereon with statutory interest due to the plaintiff. In addition, the tax collector will add any additional interest, additional taxes and/or penalties that may become due and owing as of the date that redemption occurs. WHEREFORE, Plaintiff demands judgment: Fixing the amount due on said tax sale certificate; Barring and foreclosing the defendants of all equity of redemption in and to the lands and premises described above; Directing that the plaintiff be paid the amount due on said tax sale certificate together with interest and costs by a short day to be appointed by this 2

4 Honorable Court for the purposes, or in default thereof, that the said defendants and all persons claiming by, though or under them may be debarred and foreclosed of and from all equity and right of redemption on or to the premises described herein; Directing that Plaintiff be vested with an absolute and indefeasible estate of inheritance in fee simple in and to the lands described herein. SECOND COUNT By virtue of the entry of judgment, Plaintiff is entitled to possession of the premises located in East Orange, County of Essex, State of New Jersey, more particularly described in Paragraph 2 of the First Count. Said claims are joined in one action pursuant to R4:27-2. Defendants have at all times since that date deprived the plaintiff of possession of said premises. WHEREFORE, Plaintiff or its assigns, demands judgment: That the said defendants and all persons claiming by, through or under them be directed to deliver up to the plaintiff the possession of the said lands and premises, together with all deeds, papers and writings in their custody and power relating to or concerning the said lands and premises or any part thereof; For costs. By: The Complaint is signed, Pellegrino & Feldstein, LLC Attorneys for Plaintiff Deborah T. Feldstein, Esq. Affidavit of Service (See return of service for Mrs. James Pruitt, Wife of James Pruitt, Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc annexed hereto.) NOTE: WE FAIL TO FIND ANY SUMMONS DIRECTED TO MRS. JAMES 3

5 PRUITT, WIFE OF JAMES PRUITT FILED IN THIS ACTION. NON CONTESTING Answer entered for Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. and Countrywide Home Loans, Inc. now known as Bank of America, N.A. Filed June 14, 2017 Frenkel, Lambert, Weiss, Weisman & Gordon, LLP, Attorney for Defendants CONTESTING Answer entered for James Pruitt Filed June 30, 2017 James Pruitt, Pro Se Notice of Motion to Strike Answer of Defendant James Pruitt Filed July 5, 2017 Notice directed to James Pruitt at 18 Cambridge St. East Orange, NJ Motion Returnable August 4, Statement of Uncontested Facts RECEIVED July 5, 2017 Plaintiff purchased a municipal tax lien certificate number dated 6/26/2014 at public tax sale auction. Please see attached Exhibit. Said lien was recorded 9/2/2014 and it has first priority over all other liens and interests in the subject property. Said lien has not been redeemed or assigned. The Complaint was-filed in this matter on 5/22/2017. All defendants have been served. Defendant, JAMES PRUITT, has filed an Answer. They are the owner of the subject property. The Answer does not state a defense to plaintiff's right to foreclose its tax lien on the subject property. 4

6 There is no legal or factual basis for the defendant's Answer. The N.J. Tax Sale Law does not permit tax lien holders to enter payment plans. Letter Memorandum in Lieu of a More Formal Brief in Support of Plaintiff's Motion to Strike the Separate Answer of Defendant, James Pruitt and to transfer this matter to the foreclosure unit in Trenton to proceed as an uncontested matter RECEIVED July 5, 2017 Appearance Entered for U.S. Bank, N.A. as Trustee for J.P. Morgan Alternative Loan Trust , Mortgage Pass-Through Certificates and Mortgage Electronic Registration Systems, Inc. as Nominee for Countrywide Home Loans, Inc. Filed August 23, 2017 Michael LiPuma, Attorney(s) for Defendants Stipulation to Entry of Judgment Filed August 23, 2017 Michael LiPuma, Esq., Attorney for U.S. Bank, N.A. as Trustee for J.P. Morgan Alternative Loan Trust , Mortgage Pass-Through Certificates and Mortgage Electronic Registration Systems, Inc. as Nominee for Countrywide Home Loans, Inc. It is hereby stipulated and agreed between Plaintiff, on the one hand, and Defendant U.S. Bank, N.A. et al, as Trustee, for J.P. Morgan Alternative Loan Trust , Mortgage Pass-Through Certificates (the "Trust"), and Defendant Mortgage Electronic Registration Systems, Inc., ("MERS"), as Nominee for Countrywide Home Loans, Inc., on the other hand, that any default entered against the Trust or MERS is hereby vacated; and the Trust and MERS consent to the entry of judgment against each of them in this matter. Plaintiff agrees not to seek attorneys' fees and/or costs against the Trust or MERS. Michael LiPuma, Esq. Deborah Feldstein, Esq. 325 Chestnut Street, Suite Route 46 West Philadelphia, PA Denville, NJ Attorney for Trust and MERS Attorney for Plaintiff 5

7 Order Striking Answer of Defendant, James Pruitt Filed August 31, 2017 (See copy annexed hereto.) Notice of Dismissal as to John Doe, said name being fictitious and Jane Doe, said name being fictitious Filed September 5, 2017 Certification of Inquiry and Proof of Mailing(as to U.S. Bank National Association as Trustee for J.P. Morgan Alternative Loan Trust 2006-A3) RECEIVED September 5, 2017 (See copy annexed hereto.) Certification of Inquiry as to Fictitious Spouse RECEIVED September 5, 2017 Certification sets forth Guaranteed Subpoena attempt to serve Mrs. James Pruitt, wife of James Pruitt. The person who accepted service on her behalf did not provide a given name of the defendant. Request and Certification of Default as to Mrs. James Pruitt, Wife of James Pruitt and U.S. Bank National Association as Trustee for J.P. Morgan Alternative Loan Trust 2006-A3 Filed September 5, 2017 Default Filed September 5,

8 Notice of Motion for Entry of an Order Setting Time, place and Amount of Redemption Filed September 5, 2017 Notice directed to James Pruitt; Mrs. James Pruitt, Wife of James Pruitt; Mortgage Electronic Registration Systems Inc, as Nominee for Countrywide Home Loans, Inc.; Countrywide Home Loans, Inc.; U.S. Bank National Association, as Trustee for JP Morgan Alternative Loan Trust 2006-A3. Certificate of Service of Notice RECEIVED September 5, 2017 On September 5, 2017, a copy of the Notice of Motion was ent via certified and regular mail to James Pruitt and Mrs. James Pruitt, Wife of James Pruitt at 18 Cambridge St., East Orange, NJ 07018, Mortgage Electronic Registration Systems Inc, as Nominee for Countrywide Home Loans, Inc. and Countrywide Home Loans, Inc. C/O Frenkel, Lambert at 80 Main Street Suite 460, West Orange, and U.S. Bank National Association, as Trustee for JP Morgan Alternative Loan Trust 2006-A3 C/O Managing Agent/CEO at 425 Walnut Street, Cincinnati, OH and C/O Michael Lipuma, Esq at 325 Chestnut Street, 1109, Philadelphia, PA Certification in Support of an Order Setting Time, Place and Amount of Redemption RECEIVED September 5, 2017 Certification sets forth the subject tax sale certificate in this matter has not been redeemed. Pursuant to Rules 1:34-6 and 1:6-3 Plaintiff seeks to enter an order setting time, place and amount of redemption in the above referenced matter. Certification in Support of Fees/Costs Received September 5, 2017 Total fees requested: $1, On or about April 18, 2017, a 30 day letter was sent to the tax collector and to all interested parties pursuant to N.J.S.A. 54:

9 Certification of Amount Due Received September 5, 2017 The certification by the plaintiff sets forth that there is due the sum of $42, on plaintiff's tax sale certificate # Order Setting Date, Time, Place and Amount of Redemption Filed September 26, 2017 (See copy annexed hereto.) Notice of Motion for Entry of Judgment Filed January 22, 2018 Notice directed to James Pruitt; Mrs. James Pruitt, Wife of James Pruitt; Mortgage Electronic Registration Systems Inc, as Nominee for Countrywide Home Loans, Inc.; Countrywide Home Loans, Inc.; U.S. Bank National Association, as Trustee for JP Morgan Alternative Loan Trust 2006-A3. Certification of Mailing Notice of Motion Received January 22, 2018 On January 22, 2018, a copy of the Notice of Motion was sent by regular and certified mail to tax Collector of East Orange at 44 City Hall Plaza, East orange, NJ 07018, James Pruitt and Mrs. James Pruitt, Wife of James Pruitt at 18 Cambridge St., East Orange, NJ 07018, Mortgage Electronic Registration Systems Inc, as Nominee for Countrywide Home Loans, Inc. and Countrywide Home Loans, Inc. C/O Frenkel, Lambert at 80 Main Street Suite 460, West Orange, and U.S. Bank National Association, as Trustee for JP Morgan Alternative Loan Trust 2006-A3 C/O Managing Agent/CEO at 425 Walnut Street, Cincinnati, OH and C/O Michael Lipuma, Esq at 325 Chestnut Street, 1109, Philadelphia, PA

10 Affidavit of Non-Redemption Received January 22, 2018 Affidavit by the Tax Collector of East Orange sets forth that she attended her office on November 10, 2017 at the times appointed and that none of the defendants nor any person acting on their behalf paid or offered to pay the plaintiff the amount required to redeem the premises from the lien of the plaintiff s tax sale certificate. The certification sets forth a copy of the Order Setting Time, Place and Amount of Redemption was mailed on or about September 29, 2017 to the Tax Office. Further, there are no unpaid municipal liens due to the municipality through the date of commencement of this action. Certification of Mailing Received January 22, 2018 On September 29, 2017, a copy of the Order Fixing Amount, Time and Place for Redemption and the Filed Default were sent via regular and certified mail to the following parties: Tax Collector of East Orange 44 City Hall Plaza East Orange, NJ James Pruitt 18 Cambridge St East Orange, NJ Mrs. James Pruitt, Wife of James Pruitt 18 Cambridge St East Orange, NJ Mortgage Electronic Registration Systems Inc., As Nominee for Countrywide Home Loans, Inc. C/0 Frenkel, Lambert 80 Main Street Suite460 West Orange, NJ Countrywide Home Loans, Inc. C/o Frenkel, Lambert 80 Main Street Suite 460 9

11 West Orange, NJ U.S. Bank National Association, as Trustee for J.P. Morgan Alternative Loan Trust 2006-A3 C/o Managing Agent/CEO 425 Walnut Street Cincinnati, OH U.S. Bank National Association, as Trustee for J.P. Morgan Alternative Loan Trust 2006-A3 C/o Michael Lipuma, Esq. 325 Chestnut Street 1109 Philadelphia, PA Affidavit of Non-Military Service Received January 22, 2018 Certification sets forth that no assessed owners or natural persons are currently active members of the military service. Plaintiff s Costs $1, Final Judgment Filed February 9, 2018 (See copy annexed hereto.) Certification of Mailing Received March 1, 2018 On February 11, 2018 a copy of the Final Judgment was mailed by regular and certified mail to the defendants Counsel on behalf of Defendants and Tax Collector. 10

12 Notice of Motion to Vacate Final Judgment Filed March 19, 2018 James Pruitt, Pro Se Certification of Service RECEIVED March 19, 2018 James Pruitt, Pro Se Certification in Support of Motion RECEIVED March 19, 2018 James Pruitt, Pro Se Notice of Cross-Motion Filed March 26, 2018 Anthony L. Velasquez, Esq., Attorney for Plaintiff/Intervener Notice directed to James Pruitt at 1234 West Broadway, Hewlett, NY Motion Returnable April 13, Proof of Service RECEIVED March 26, 2018 On March 26, 2018, a copy of the Notice of Cross Motion to Intervene; (b) Letter Brief in Support of Cross Motion and in Opposition to Defendant s Motion to Vacate; (c) Certification of Ike Schwab with Exhibits A through I; (d) Proposed Order; and (e) this Proof of Service was mailed to James Pruitt at 1234 West Broadway, Hewlett, NY

13 Letter Brief in Support of the Intervention Motion of Euro Credit Assets LLC and in Opposition to the Motion of Defendant Pruitt to Vacate Final Judgment RECEIVED March 26, 2018 Anthony L. Velasquez, Esq., Attorney for Plaintiff/Intervener Certification of Ike Schwab RECEIVED Filed April 13, 2018 Anthony L. Velasquez, Esq., Attorney for Plaintiff/Intervener Letter to Judge to Confirm Oral Argument Filed May 10, 2018 Anthony L. Velasquez, Esq., Attorney for Plaintiff/Intervener Order to Vacate Filed May 30, 2018 NOTE: WE FAIL TO FIND A COPY OF THE ORDER TO VACATE FILED ON MAY 30, 2018 WITHIN THE COURT CASE JACKET. HOWEVER, THE COURT DOCKET INDICATES SAID PLEADING WAS FILED AS NOTED. Order Granting Intervention and Denying Motion to Vacate Filed May 30, 2018 THIS MATTER having been brought before this Court by Defendant James Pruitt, pro se, for an Order to vacate Final Judgment, and upon Notice to and Opposition from Tax Ease Funding 2016-I, LLC, by and through Anthony L. Velasquez, Esq., and upon Cross-Motion of Euro Credit Assets, LLC, to intervene, by and through Anthony L. Velasquez, Esq., along with opposition to the Defendant s motion to vacate Final Judgment; and upon consideration of the positions of the parties, and for good cause shown, it is on this 30th day of May,2018, hereby ORDERED as follows: 12

14 For the reasons stated on the record on May 30, The cross-motion to intervene by Euro Credit Assets, LLC. is granted. 2. The motion to vacate Final Judgment is denied. This Order shall be served upon the parties within 7 days of its receipt. 13

15 THIS CHANCERY ABSTRACT IS CERTIFIED TO ABRAXAS ABSTRACT INC. DATED: July 24, 2018 GREATER ATLANTIC LEGAL SERVICES, INC KUSER ROAD, SUITE B-9 HAMILTON, NEW JERSEY Phone Fax TLL 14

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23 SWC-F /22/2017 9:36:15 AM Pg 1 of 3 Trans ID: CHC Foreclosure Case Information Statement Case Details: ESSEX General Equity Docket # Case Caption: TAX EASE FUNDING 201 VS PRUITT JAMES Case Initiation date: 05/22/2017 Case Type: IN PERSONAM TAX FORECLOSURE Document Type: Complaint Plaintiff(s) (1) Name: TAX EASE FUNDING LLC Party Type: Business Address Line 1: C/O PELLEGRINO & FELDSTEIN Corporation Type: LLC Address Line 2: 290 ROUTE 46 WEST City: DENVILLE State: NJ Zip: Phone: Attorney Name: MICHAEL G PELLEGRINO Address: STEVENE@CAPLAW.NET Defendant(s) (7) Name: JAMES PRUITT Address Line 1: 18 CAMBRIDGE ST. Party Type: Individual Corporation Type: Address Line 2: City: EAST ORANGE State: NJ Zip: Phone: Attorney Name: Address: Name: MRS JAMES PRUITT Address Line 1: 18 CAMBRIDGE ST. Party Type: Individual Corporation Type: Address Line 2: City: EAST ORANGE State: NJ Zip: Phone: Attorney Name: Address: Name: MORTGAGE ELECTRONIC Address Line 1: Party Type: Business Corporation Type: Corporation Address Line 2: City: State: NJ Zip: Phone: Attorney Name: Address:

24 SWC-F /22/2017 9:36:15 AM Pg 2 of 3 Trans ID: CHC Name: COUNTRYWIDE HOME LOANS, INC Address Line 1: Party Type: Business Corporation Type: Corporation Address Line 2: City: State: NJ Zip: Phone: Attorney Name: Address: Name: U.S. BANK NATIONAL ASSOCIATION Address Line 1: Party Type: Business Corporation Type: Corporation Address Line 2: City: State: NJ Zip: Phone: Attorney Name: Address: Name: JOHN DOE Address Line 1: 18 CAMBRIDGE ST. Party Type: Individual Corporation Type: Address Line 2: City: EAST ORANGE State: NJ Zip: Phone: Attorney Name: Address: Name: JANE DOE Address Line 1: 18 CAMBRIDGE ST. Party Type: Individual Corporation Type: Address Line 2: City: EAST ORANGE State: NJ Zip: Phone: Attorney Name: Address: Property(s) (1) Property Address: 18 CAMBRIDGE ST. County: ESSEX Municipality: EAST ORANGE CITY Block: 731 Lot: 20 Zip: I certify that confidential personal identifiers have been redacted from documents now submitted to the court, and will be redacted from all documents submitted in the future in accordance with Rule 1:38-7(b)

25 SWC-F /22/2017 9:36:15 AM Pg 3 of 3 Trans ID: CHC /22/2017 Dated /s/ MICHAEL G PELLEGRINO Signed

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28 SWC-F F /05/ /31/2017 1:35:38 Pg PM 1 of Pg 3 1 Trans of 3 Trans ID: CHC ID: CHC PELLEGRINO & FELDSTEIN, L.L.C. Michael Pellegrino Route 46 West Denville, NJ (973) File No Attorneys for Plaintiff(s) TAX EASE FUNDING , LLC Plaintiff vs. JAMES PRUITT; MRS. JAMES PRUITT, WIFE OF JAMES PRUITT; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. ; COUNTRYWIDE HOME LOANS, INC. ; U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2006-A3; JOHN DOE, SAID NAME BEING FICTITIOUS; JANE DOE, SAID NAME BEING FICTITIOUS Defendant(s) FILED 3:10 pm, Aug 31, 2017 SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION ESSEX COUNTY DOCKET NO.F ORDER STRIKING ANSWER OF DEFENDANT, JAMES PRUITT This matter having been heard by the Court in the presence of counsel for the respective parties and the Court having considered the Notice of Motion, Certification of Michael G. Pellegrino, Esq., and letter brief, as well as the pleadings submitted by defendant, and for good cause having been shown; IT IS ON THIS 31st DAY OF AUGUST, 2017 ORDERED, as follows: (a) that Summary Judgment is granted in favor of the plaintiff striking the Answer of the defendant, JAMES PRUITT, on the grounds that the Answer of the defendant, JAMES PRUITT, sets forth no genuine issue as to any material fact challenged; (b) that the Answer of the defendant, JAMES PRUITT, be stricken on the grounds that such Answer sets forth no defense that is sufficient in law;

29 SWC-F F /05/ /31/2017 1:35:38 Pg PM 2 of Pg 3 2 Trans of 3 Trans ID: CHC ID: CHC (c) that default be entered against the defendant, JAMES PRUITT, as though no answering pleadings have been filed; (d) that this matter be transferred to the foreclosure unit of the Superior Court in Trenton, New Jersey, to proceed as an uncontested matter; ORDERED, that a copy of this Order shall be forwarded within seven (7) days of the date of this Order's receipt by the plaintiff to the defendant. Hon. Keith E. Lynott, J.S.C. Thomas M. Moore

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34 SWC F /26/2017 Pg 1 of 4 Trans ID: CHC PELLEGRINO & FELDSTEIN, LLC MICHAEL PELLEGRINO ROUTE 46 WEST DENVILLE, NJ ATTORNEYS FOR PLAINTIFF CAP File No TAX EASE FUNDING , LLC Plaintiff vs. JAMES PRUITT; MRS. JAMES PRUITT, WIFE OF JAMES PRUITT; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. ; COUNTRYWIDE HOME LOANS, INC. ; U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2006-A3 SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION ESSEX COUNTY DOCKET NO. F ORDER SETTING TIME PLACE AND AMOUNT OF REDEMPTION Defendant(s) This matter being opened to the Court by PELLEGRINO & FELDSTEIN, LLC, Attorneys for the Plaintiff and it appearing that the summons and complaint has been duly issued and returned served on all Defendants and default having been entered against all Defendants; MRS. JAMES PRUITT, WIFE OF JAMES PRUITT U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2006-A3; except JAMES PRUITT; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. ; COUNTRYWIDE HOME LOANS, INC. ; all of whom have filed answers which do not dispute the priority of the Plaintiff's Lien; and the Plaintiff's Tax Sale Certificate having been presented and marked as Exhibits by the Court; that plaintiff has produced before this court tax sale certificate no , certified to be a true copy, which certificate is dated 7/3/2014, and of record in the ESSEX County Clerk's/Register's Office in

35 SWC F /26/2017 Pg 2 of 4 Trans ID: CHC Mortgage Book at Page 7638, on 9/2/2014 together with true copies of the Assignments. Said certificate and assignment have been marked Exhibit P-1 on the part of the plaintiff. More than two years have elapsed since the sale of said lands by the ANNMARIE CORBITT, and the lands have not been redeemed from the tax sale; that plaintiff has produced before this Court an Affidavit of Plaintiff showing that there is due on said tax sale certificate, together with subsequent taxes and interest, the sum of $42, and IT IS on this 26th day of September,2017 ORDERED AND ADJUDGED that the amount required to redeem the premises described in the First Count of the Complaint under Tax Sale Certificate # , covering LOT 20 BLOCK 731, known as 18 CAMBRIDGE ST., EAST ORANGE, NJ 07018, is the sum of $42,662.17, which includes the amount due on said tax sale certificate and subsequent taxes and interest, together with interest on said sum from September 15, 2017, together with costs of suit duly taxed in the sum of $ ; 1, In addition, the tax collector will add any additional interest, additional taxes and/or penalties that may become due and owing as of the date that redemption occurs. An exact redemption amount must be obtained from the municipal tax collector; and it is further ORDERED that on the 10th day of November, 2017, between the hours of nine o'clock in the forenoon and four o'clock in the afternoon, at the office of the Tax Collector of EAST ORANGE, 44 CITY HALL PLAZA, EAST ORANGE, NJ be and the same is hereby fixed as the time and place for the redemption of the said lands as described in the Complaint and making up the premises concerning which the Complaint is filed; and that thereupon the defendant who redeems shall be entitled to the certificate of tax sale duly endorsed for cancellation; and it is further

36 SWC F /26/2017 Pg 3 of 4 Trans ID: CHC ORDERED that in default of the said defendants paying to the Tax Collector of the EAST ORANGE, the said sum, interest, and costs aforesaid, the said defendants stand absolutely debarred and foreclosed of and from all right and equity of redemption on, in and to said lands and premises and every part hereof, and the plaintiff shall have an absolute and indefeasible interest of inheritance in fee simple to said lands and premises. Anything to the contrary notwithstanding, redemption shall be permitted up until the entry of final judgment including the whole of the last date upon which judgment is entered; and it is further ORDERED that if the addresses of the defendants are not known, a copy of this Order or notice thereof directed to such defendants shall be published in a newspaper circulating in ESSEX County, at least one time, within twenty (20) days from the date of this Order; and it is further ORDERED that a copy of this Order or a notice thereof be served upon the defendants, whose addressees are known, by mailing to each of them such copy or notice within twenty (20) days from the date of this Order; and it is further ORDERED that a copy of this Order be delivered to the Tax Collector of EAST ORANGE, and that said Tax Collector of EAST ORANGE certify to this Court whether the premises were or were not redeemed from the plaintiff's tax sale certificate in accordance with the terms of this Order. /s/ Paul Innes, P.J.Ch Respectfully Recommended R. 1:34-6 OFFICE OF FORECLOSURE P.J.Ch.

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38 SWC F /09/2018 Pg 1 of 4 Trans ID: CHC PELLEGRINO & FELDSTEIN, L.L.C. MICHAEL PELLEGRINO Route 46 West Denville, NJ CAP File No ATTORNEYS FOR PLAINTIFF TAX EASE FUNDING , LLC Plaintiff vs. JAMES PRUITT; MRS. JAMES PRUITT, WIFE OF JAMES PRUITT; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. ; COUNTRYWIDE HOME LOANS, INC. ; U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2006-A3; Defendant(s) SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION ESSEX COUNTY DOCKET NO. F Final Judgment THIS CAUSE being opened to the Court by Pellegrino & Feldstein, L.L.C., Attorneys for Plaintiff, Plaintiff's address being 150 S. Pine Island Road, Suite 430 Plantation, FL 33324and it appearing to the Court that the Complaint filed herein was filed to foreclose the right of redemption of the defendants to confirm in the plaintiff the fee simple title in and to the premises described in the Complaint and hereinafter described; And it appearing that the Plaintiff is the holder of Tax Sale Certificate # affecting the premises described in the First Count of the Complaint and that Tax Sale Certificate # was made by ANNMARIE CORBITT, Tax Collector of EAST ORANGE, to US BANK AS CUST FOR NJ BOARDWALK LLC, which certificate is

39 SWC F /09/2018 Pg 2 of 4 Trans ID: CHC dated 7/3/2014, and was recorded in the ESSEX County Clerk's Office on 9/2/2014, Mortgage Book at Page And it further appearing that there was due, as of September 15, 2017, in accordance with the Affidavit of Plaintiff and Affidavit of Tax Collector duly filed in the cause, for principal, interest and subsequent taxes upon said Certificate # covering LOT 20 BLOCK 731, on the tax duplicate of EAST ORANGE, ESSEX County, New Jersey, the sum of $42, ; And it further appearing that default has been entered by the Clerk of the Court against the Defendants, JAMES PRUITT; MRS. JAMES PRUITT, WIFE OF JAMES PRUITT; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. ; COUNTRYWIDE HOME LOANS, INC. ; U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2006-A3; and the Court by its Order made on 9/26/2017, fixed 11/10/2017, between the hours of 9 o'clock in the forenoon and 4 o'clock in the afternoon, at the office of the Tax Collector of EAST ORANGE, as the time and place for the redemption of the premises upon payment thereof, the defendant who redeems shall be entitled to the Tax Sale Certificate duly endorsed for cancellation; And it further appearing by Certification of Mailing duly filed herein that the Notice of Redemption was duly mailed by certified mail, return receipt requested, and by regular mail in accordance with the terms of the Order of the Court concerning the defendants whose addresses are known; And it further appearing from the Affidavit of the Tax Collector of EAST ORANGE, that she attended at her office at EAST ORANGE, 44 CITY HALL PLAZA, EAST ORANGE, NJ 07018, on 11/10/2017, between the hours of 9 o'clock in the

40 SWC F /09/2018 Pg 3 of 4 Trans ID: CHC forenoon and 4 o'clock in the afternoon, and had in her possession the Tax Sale Certificate aforesaid ready for cancellation in accordance with the terms of the said Order herein; that neither the defendants, nor any person or persons acting on their behalf, appeared before her at the time and place aforesaid; that neither the defendants, nor any person or persons acting in their behalf paid or offered to pay to the plaintiff the said sum of money mentioned above found to be due to the plaintiff, at the time and place aforesaid; and that the said sum and said costs still remain due and owing to plaintiff. IT IS therefore on this 9th day of February 2018 ORDERED AND ADJUDGED that the Defendants JAMES PRUITT; MRS. JAMES PRUITT, WIFE OF JAMES PRUITT; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. ; COUNTRYWIDE HOME LOANS, INC. ; U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2006-A3; and all persons claiming by, from or under them, stand absolutely debarred and foreclosed of and from any and all right, and equity of redemption, in and to the lands and every part thereof, which lands and premises are more particularly described as follows: ALL THAT CERTAIN tract or parcel of land and premises, situate in EAST ORANGE County of ESSEX, and State of New Jersey, as follows: BEING LOT 20 BLOCK 731 on the Tax Map of EAST ORANGE. COMMONLY known as 18 CAMBRIDGE ST., EAST ORANGE, New Jersey; and it is further

41 SWC F /09/2018 Pg 4 of 4 Trans ID: CHC ORDERED AND ADJUDGED that the Plaintiff, TAX EASE FUNDING , LLC, is vested with an absolute and indefeasible estate of inheritance in fee simple to the premises above described; and it is further ORDERED AND ADJUDGED that the Plaintiff, TAX EASE FUNDING , LLC, duly recover against the Defendants, JAMES PRUITT; MRS. JAMES PRUITT, WIFE OF JAMES PRUITT; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. ; COUNTRYWIDE HOME LOANS, INC. ; U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2006-A3; -A3 and all persons claiming by, through, or under them, the possession of the said lands and premises described and mentioned in the Complaint and in this Judgment, EXCEPT, HOWEVER, NO POSSESSION IS HEREBY AWARDED AGAINST ANY TENANT PROTECTED BY THE PROVISIONS OF THE NEW JERSEY TENANT ANTI-EVICTION STATUTE (NJSA 2A: et seq.) AND NO WRIT OF POSSESSION SHALL ISSUE AGAINST SAID TENANTS. /s/ Paul Innes, P.J.Ch Respectfully Recommended R. 1:34-6 OFFICE OF FORECLOSURE I, Michelle M. Smith, Clerk of the Superior Court of New Jersey, the same being a Court of Record, do hereby certify that the foregoing is a true copy of the FINAL JUDGMENT now on file in my office. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of the said Court at Trenton, this 9th day of February Michelle M. Smith, Esq. Clerk of the Superior Court