2012 Scavenger Hunt OFFICIAL RULES

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1 2012 Scavenger Hunt OFFICIAL RULES NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN THIS CONTEST. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. ODDS OF WINNING IS DEPENDANT UPON THE TOTAL NUMBER OF ENTRIES RECEIVED. VOID WHERE PROHIBITED BY LAW. AFFIDAVIT OF ELIGIBILITY / RELEASE OF LIABILITY / PRIZE ACCEPTANCE AGREEMENT REQUIRED TO RECEIVE ANY PRIZE IN THIS CONTEST. ALL DISPUTES MUST BE RESOLVED BY BINDING ARBITRATION. BY ENTERING OR OTHERWISE PARTICIPATING IN THE CONTEST, YOU AGREE TO THESE RULES ( OFFICIAL RULES ), WHICH ARE A CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES INDEMNITIES TO THE CONTEST ENTITIES FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES. 1. Eligibility: The 2012 Scavenger Hunt is open to adults, aged 18 years or older as of June 2, 2012; and who live, work, worship or attend school in Minnehaha or Lincoln County. The 2012 Scavenger Hunt is subject to all applicable federal and state laws and regulations. By participating, applicants agree to abide by and be bound by these rules and accept the decision of Sioux Empire Federal Credit Union as final. Sioux Empire Federal Credit Union reserves the right, in its sole discretion, to disqualify any winner and/or winner s companion based on such. No purchase necessary. A purchase will not increase your chances of winning. The Contest is void where prohibited by law. Sioux Empire Federal Credit Union employees, board members, officers, and family or household members of such are not eligible to enter or win the Contest. 2. How the Promotion Works: Entrants must be at the Sioux Empire Federal Credit Union North Branch located at 901 N West Ave on June 2, The Scavenger Hunt registration begins at 9:00 am and the contest will end at 11:30 am. All entrants must complete a 2012 Scavenger Hunt Registration Form prior to participating in the contest. These forms will be available at our 901 N West Ave location on the morning of June 2, 2012.

2 All entrants will receive a Scavenger Hunt Clue Card, which they may use to discover the location of the next clue as well as receive their instructions for taking a photo at each location. Entrant must bring a camera with them and take a photo at each location fulfilling the instructions indicated on the clue card. Those photos must be ed to contests@siouxempirefcu.org prior to Monday, June 4, 2012 to be eligible for the Grand Prize. must include the applicant s name. Credit Union Representatives will be stationed at each location to clearly indicate you have found the clue. Entrant must find the Credit Union Representative stationed at each location, present their clue card to that representative, and have the Credit Union representative sign off on their clue card validating that the entrant has completed the clue. The Credit Union Representative at each location will record the entrants name in the order in which the entrant checks in. At each location, a Credit Union Representative will instantly award randomly chosen entrants one of (15) prizes totaling over $300. Recipients of instant prizes at each location will be determined by a predefined check in number, which will be selected prior to the contest and indicated on the Credit Union representative s check in log. The order in which the entrant checks in with the Credit Union Representative must match the predefined number on the check in log to be eligible for the instant prize. The first three people to successfully check in to all checkpoints will be awarded on of the three grand prizes. The fourth person to successfully check in to all checkpoints will be awarded the runner-up prize. 3. Grand Prize: The first three (3) entrants successfully finding each checkpoint will win one of three (3) guaranteed places in line for the 0.99% APR* auto loan rates available during the Sioux Empire Federal Credit Union Black Saturday event to be held June 9, Please see for further details about the Black Saturday promotion event. 4. Runner-up prize: The number four (4) entrant to successfully find all checkpoints will win a Suite for a Sioux Falls Pheasants game, which includes tickets for 20 guests (valued at approximately $500). 5. Prize stipulations: Prizes are non-transferable, with no cash redemptions, equivalents or substitutions except at Sioux Empire Federal Credit Union s sole and absolute discretion. All Prize details not specified in these Official Rules will be determined in Sioux Empire Federal Credit Union s sole and absolute discretion. Prize details and availability are subject to change and prize provider s rules and restrictions, and in the event that Sioux Empire Federal Credit Union is unable to provide the winner with their prize, the Sioux Empire Federal Credit

3 Union may elect, to provide winner with the approximate value of such item in cash or award an alternate prize of comparable or greater value. In the event the prize winner (and/or his or her companion) engages in behavior that (as determined by Sioux Empire Federal Credit Union or any prize provider in its or their sole and absolute discretion) is obnoxious, inappropriate, or threatening, illegal or that is intended to annoy, abuse, threaten or harass any other person, Sioux Empire Federal Credit Union reserves the right to terminate or withdraw the Prize. All prizes are awarded AS IS and without warranty of any kind, express or implied (including, without limitation, any implied warranty of merchantability or fitness for a particular purpose). The Prize winners will be solely responsible for all federal, state and/or local taxes, and for any other fees or costs associated with the prize(s) they receive, regardless of whether it, in whole or in part, are used. Sioux Empire Federal Credit Union will have complete discretion over interpretation of the Official Rules, of administration of the Contest, and of selection of the winner. Decisions of Sioux Empire Federal Credit Union as to the selection of the winner will be final. The Contest Entities are not responsible for false, incorrect, changed, incomplete or illegible contact information. Sioux Empire Federal Credit Union reserves the right to modify the notification procedures in connection with the selection of any alternate potential winner, if any. If the prize or prize notification is returned as rejected, faulty, unclaimed or returned as undeliverable to such potential prize winner, such potential prize winner may be disqualified and an alternate may be selected. 6. How to Participate: To participate in the 2012 Scavenger Hunt, entrants must visit the Sioux Empire Federal Credit Union North Branch location (901 N West Ave) on Saturday, June 2, 2012 between the hours of 9:00 am and 11:30 am. All entrants must complete a 2012 Scavenger Hunt Registration Form prior to participating in the contest. The likelihood of receiving a prize will depend on the number of applicants. Applicants must also bring a camera or mobile device with camera capabilities to the Scavenger Hunt event. 7. Odds of winning: Odds of winning depend upon the total number of eligible entries received. 8. Terms, Conditions, and Entry Restrictions and Limitations: By participating, applicants agree to the Official Rules and that the decisions of Sioux Empire Federal Credit Union will be final in all respects. Applicants agree to hold Sioux Empire Federal Credit Union harmless for any injury to persons or property. Sioux Empire Federal Credit Union reserves the right to cancel, amend, and/or revoke this promotion at any time due to printing errors or other mistakes.

4 Limit of one (1) entry per person per day during the Entry Period will be accepted. Subsequent attempts made by the same individual to submit multiple entries a day by using multiple or false contact information or otherwise may be disqualified. Entries that are in excess of the stated limits, incomplete, illegible, destroyed, forged, false, lost, late or misdirected, deceptive or otherwise not in compliance with the Official Rules may be disqualified from the Contest at Sioux Empire Federal Credit Union s sole and absolute discretion. No purchase or payment necessary to enter or win. 9. Publicity Release: Subject to applicable law, the winner irrevocably grants the Contest Entities and each of their licensees, and its and their successors, assigns and sub-licensees the right and permission to use their name, voice, likeness and/or biographical material for advertising, promotional and/or publicity purposes in connection with the Contest, in all forms of media and by all manners (now and hereafter known), and on and in connection with related products, services, advertising and promotional materials (now known or hereafter developed), worldwide, in perpetuity, without any obligation, notice or consideration except for the awarding of the prize to the winner. Entrants agree not to issue any publicity release concerning the Contest Entities. 10. Tampering with Contest: The Contest Entities are not responsible for the actions of entrants in connection with the Contest, including entrants attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity or proper conduct of the Contest. Persons found tampering with or abusing any aspect of this Contest, or whom Sioux Empire Federal Credit Union believes to be causing malfunction, error, disruption or damage may be disqualified. Additionally, any attempt to cheat the Contest, as determined at the sole and absolute discretion of Sioux Empire Federal Credit Union, may result in immediate disqualification of the entrant, as well as other possible consequences, including disqualification from any and all existing and future Contest. ANY ATTEMPT BY A PERSON TO DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SIOUX EMPIRE FEDERAL CREDIT UNION RESERVES THE RIGHT TO SEEK ALL LEGAL AND EQUITABLE REMEDIES FROM AND AGAINST ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Sioux Empire Federal Credit Union reserves the right, at its sole and absolute discretion, to disqualify (or terminate the prize of) any individual who is found to be, or suspected of, acting in violation of these Official Rules, or to be acting in an unsportsmanlike, obscene, immoral or disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person.

5 11. Suspension / Modification / Termination: In the event Sioux Empire Federal Credit Union is prevented from continuing with the Contest by any event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with the Contest by any party, or any federal state or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sioux Empire Federal Credit Union s control (each a Force Majeure event or occurrence) Sioux Empire Federal Credit Union shall have the right to modify, suspend or terminate the Contest or prize. Sioux Empire Federal Credit Union additionally reserves the right, in its sole and absolute discretion: (1) to modify, suspend or terminate the Contest should causes beyond Sioux Empire Federal Credit Union s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Contest; or (2) to disqualify any entrant found to be, or suspected of: (a) tampering with the entry process or the operation of the Contest; (b) acting in violation of these Official Rules; or (c) acting in an un-sportsmanlike manner. 12. Waivers, Disclaimers and Releases: By participating in the Contest, entrants agree to release, discharge and hold harmless the Contest Entities from and against any and all claims, liability, costs, losses, damages or injuries of any kind arising out of or related to entrants participation in the Contest and/or related to any prize (including, without limitation, losses, damages or injuries to entrant s or any other person s equipment or other property, or to their persons, related to participation in the Contest; or arising out of any violation of rights of publicity or privacy, or claims of defamation or portrayal in a false light; or based on any claim of infringement of intellectual property; or from any typographical, human or other error in the printing, offering, selection, operation or announcement of any Contest activity and/or prize). Without limiting the generality of the foregoing, entrants agree that Contest Entities: (A) have neither made nor will be in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, in connection with the Contest and/or with respect to prizes, including, without limitation, to any prize s quality or fitness for a particular purpose; (B) maintain no control over the personnel, equipment or operation of any person or entity furnishing services, products or accommodations ( Suppliers ) as a part of the prizes provided in connection with the Contest; and (C) will not be responsible or liable for any injury, damage, loss, expense, accident, delay, inconvenience or other irregularity that may be caused or contributed to: (1) by the wrongful, negligent or unauthorized act or omission on the part of the Suppliers or any of their agents, servants, employees or independent contractors, (2) by the wrongful, negligent or unauthorized act or omission on the part of any other person or entity not an employee of the Contest Entities, and (3) by any cause, condition or event whatsoever beyond the control of the Contest Entities. Entrants agree and that the Contest Entities shall have no responsibility or liability for discontinued prizes; human error; incorrect or

6 inaccurate transcription of registration and/or account information; any technical malfunctions of the telephone network, computer online system, computer dating mechanism, computer equipment, software, or Internet service provider utilized by Sioux Empire Federal Credit Union; interruption or inability to access the Website, or Sioux Empire Federal Credit Union or affiliated entities respective websites, or any online service via the Internet due to hardware or software compatibility problems; any damage to entrant s (or any third person s) computer and/or its contents related to or resulting from any part of the Contest; any lost/delayed data transmissions, omissions, interruptions, viruses, bugs, defects; and/or any other errors or malfunctions, even if caused by the negligence of the Contest Entities. Each entrant further agrees to indemnify and hold harmless Contest Entities from and against any and all liability resulting or arising from the Contest and to release all rights to bring any claim, action or proceeding against Contest Entities and hereby acknowledge that Contest Entities have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to a prize. Sioux Empire Federal Credit Union is not responsible for the actions of entrants in connection with the Contest, including entrants attempts to circumvent the Official Rules or otherwise interfere with the administration, security, fairness, integrity or proper conduct of the entrant. 13. Governing Law / Limitation of Liability: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules or the rights and obligations of entrants, Sioux Empire Federal Credit Union or the Contest Entities in connection with the Contest will be governed by and construed in accordance with the internal laws of the State of South Dakota, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other state s laws. 14. BY ENTERING THE CONTEST, ENTRANT AGREES THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW: (1) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE CONTEST, OR ANY PRIZE AWARDED, WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION; (2) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS WILL BE LIMITED TO ACTUAL THIRD-PARTY, OUT-OF- POCKET COSTS INCURRED (IF ANY) NOT TO EXCEED TEN DOLLARS ($10.00), BUT IN NO EVENT WILL ATTORNEYS FEES BE AWARDED OR RECOVERABLE; (3) UNDER NO CIRCUMSTANCES WILL ANY ENTRANT BE PERMITTED TO OBTAIN ANY AWARD FOR, AND ENTRANT HEREBY KNOWINGLY AND EXPRESSLY WAIVES ALL RIGHTS TO SEEK, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES, OTHER THAN ACTUAL OUT OF POCKET EXPENSES NOT TO EXCEED TEN DOLLARS ($10.00), AND/OR ANY RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (4) ENTRANTS REMEDIES ARE LIMITED TO A CLAIM FOR MONEY DAMAGES (IF

7 ANY) AND ENTRANT IRREVOCABLY WAIVES ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY, SO THE ABOVE MAY NOT APPLY TO YOU. 15. Name of Contest Winner/Official Rules Requests: To receive the names of Grand Prize winners, send a stamped self addressed envelope to: Contest Winners List, Sioux Empire Federal Credit Union PO Box Sioux Falls, SD (Attn: Contest Winners List). Please indicate which Contest winners list you are requesting. For a copy of these Official Rules, send a legal-size, selfaddressed, stamped envelope to: Contest Official Rules, (Attn: Request for Official Rules) prior to the end of the Contest Period. 16. Miscellaneous: The invalidity or unenforceability of any provision of these Official Rules or the Affidavit will not affect the validity or enforceability of any other provision. In the event that any provision of the Official Rules or the Affidavit is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Sioux Empire Federal Credit Union s failure to enforce any term of these Official Rules will not constitute a waiver of that provision. When terms such as may are used in these Official Rules, Sioux Empire Federal Credit Union has sole and absolute discretion. Entrants agree to waive any rights to claim ambiguity of these Official Rules. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Contest-related materials, privacy policy or terms of use on the Website and/or the terms and conditions of the Official Rules, the Official Rules shall prevail, govern and control and the discrepancy will be resolved in Sioux Empire Federal Credit Union s sole and absolute discretion. 17. Third Parties: Reference to third parties in connection with prizes and/or third party websites or services are for reference and identification purposes only and not intended to suggest endorsement, Sioux Empire Federal Credit Union or affiliation with Sioux Empire Federal Credit Union or the Contest. 18. Administrator: This Contest is administrated by Sioux Empire Federal Credit Union PO Box Sioux Falls, SD

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